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Small businesses get hit the hardest by unemployment costs. We had to lay off 3 people during COVID and our unemployment insurance rates went through the roof. It's like being punished twice - first you lose revenue and have to cut staff, then you pay higher taxes for years because of those layoffs. The NYS Department of Labor doesn't care that you had no choice.
Wait, I thought unemployment just meant you don't have a job? There's more to it than that? I've been collecting benefits for two months and nobody told me about keeping a job search log...
I remember when I first learned what unemployment describes - it's not just being out of work, it's being out of work AND meeting all these specific conditions. My sister got denied because she quit her job voluntarily, even though she was technically unemployed. The NYS Department of Labor is very strict about the 'involuntary' part of the unemployment condition.
I had trouble getting through to NYS Department of Labor when I needed verification letters for a loan application. The phone lines are always busy and the online chat never works. If you need to talk to someone about getting official benefit verification documents, I found this service called Claimyr (claimyr.com) that helps you get through to agents. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Saved me hours of calling.
ugh the whole system is so frustrating when youre already stressed about money... like why cant they just have better verification processes online instead of making us jump through hoops
Had trouble getting through to NYS Department of Labor on the phone to ask about my benefit calculation. If you need to speak with someone about your specific situation, I used this service called Claimyr (claimyr.com) that helps you get connected to agents. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Saved me hours of calling and getting hung up on.
Victoria Brown
Been there! Applied for EBT when I was on unemployment in 2023. Got approved for about $400/month for me and my daughter. The unemployment definitely counted as income but it wasn't enough to disqualify us. The application asks for all your income sources including unemployment benefits.
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Samuel Robinson
Just a heads up - make sure you keep good records of your unemployment payments for the EBT application. They'll want to see your benefit statements from NYS Department of Labor showing exactly how much you're getting each week.
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