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same boat here. been unemployed 4 months and yeah it affects everything. my credit score dropped, had to move back with my parents, lost my health insurance through work. the domino effect is crazy
For anyone dealing with these multiple impacts of unemployment, remember that most of these problems are temporary if you stay focused on your job search and maintain your NYS Department of Labor benefits properly. Consider looking into community resources for mental health support, food assistance, and utility help if needed. The key is addressing both the immediate financial needs and the emotional/psychological effects simultaneously.
Before you quit make sure you have EVERYTHING documented. Screenshots of your schedule showing the hour cuts, printed emails of your HR complaints, maybe even record the inappropriate comments if you can do it legally. NYS Department of Labor will want proof that you didn't just quit because you felt like it. Also file your claim immediately after quitting - don't wait or you might lose benefits for those weeks.
ugh the system is so messed up... why should you have to PROVE you deserve help when you're already in a bad situation?? like if someone quits theres probably a good reason
Wait so they can just deny you even if you were laid off?? I thought unemployment was guaranteed if you lost your job. This is making me nervous about my own situation - I was let go last month and still waiting to hear back on my claim.
I had such a hard time getting through to NYS Department of Labor to ask about my benefit calculation when I first applied. Spent hours on hold just to get disconnected. Finally used this service called Claimyr (claimyr.com) that helped me get through to an actual agent who explained everything. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Made the whole process so much easier than trying to call myself.
Just remember you have to report ANY work you do while collecting unemployment, even if it's just a few hours. They'll reduce your benefit for that week but you might still get something. And you have to do the job search requirements too - 3 work search activities per week unless you're on standby with your employer.
Cole Roush
Just remember the weekly amount is before taxes if you choose to have them withheld. You can elect 10% federal tax withholding when you file your weekly claims. Also don't forget you have to do job search activities and report any work/earnings when you certify each week.
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Lindsey Fry
The whole system is so confusing honestly. I wish they would just tell you upfront what you're gonna get instead of all these calculations and base periods and stuff.
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Leo Simmons
•I agree it's complicated, but the calculation method is designed to be fair based on your actual work history. Once you get your first payment, you'll know exactly what to expect each week as long as you're eligible.
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