I went through this exact situation last year and want to share what I learned. First, definitely start applying for other assistance programs NOW - don't wait until September. SNAP benefits can take a few weeks to process, and rental assistance programs often have waiting lists. Also, consider looking into temporary staffing agencies. Even if it's not your ideal work, getting some employment before your benefits run out could help you qualify for partial unemployment (as mentioned above) and might eventually lead to full-time opportunities. I found work through a temp agency that turned into a permanent position after 3 months. One more thing - document everything about your job search. Keep records of applications, interviews, etc. If any emergency extension programs do become available, they often require proof of active job searching. Hang in there, and start building that safety net of other resources before you actually need them.

I'm dealing with a similar situation and wanted to add something that might help. I discovered that some counties in NY have "emergency assistance" programs specifically for people who are about to exhaust unemployment benefits. These aren't widely advertised but they exist. I'd suggest calling your county's Department of Social Services directly and asking if they have any emergency rental assistance or utility assistance programs for people whose unemployment is ending. Also, if you have any skills that could translate to freelance work (writing, design, tutoring, etc.), consider starting to build that up now while you still have some benefits coming in. Even small amounts of freelance income can help bridge the gap and might make you feel less helpless about the situation. The job market is brutal right now, but you're not alone in this struggle. Start preparing for September now by applying for everything you qualify for - SNAP, rental assistance, utility assistance, food banks, etc. Having those safety nets in place before you need them will give you more time to focus on job searching without the immediate panic of bills piling up.

make sure u print EVERYTHING and keep copies. they love to say they never got docs even when u upload them online

Hey! I went through this exact same thing a few months ago. First thing - don't panic! You definitely have options. Like others said, you have 30 days to appeal from the denial date, so check that date ASAP. Before you appeal though, try to figure out exactly WHY they denied you. Log into your account and look for the determination letter - it should spell out the specific reason. Sometimes it's something simple like missing wage info that you can easily fix. Pro tip: if you can't get through on the phone (and let's be real, who can?), try calling right at 8am when they open or use one of those callback services people mentioned. Also keep certifying weekly even during the appeal process! What industry were you working in? Sometimes there are specific rules that apply. Happy to help troubleshoot if you want to share more details about your situation 👍

I'm going through the same situation right now! Just switched from my regular bank to PayPal for unemployment deposits and it's been 2 days past my usual deposit time. Reading through these comments is really reassuring - sounds like the first payment after switching always takes longer. Has anyone noticed if PayPal sends notifications when the deposit hits, or do you just have to keep checking your balance?

Just wanted to add my experience for anyone else who might be switching - I went from Chase to PayPal about 6 months ago and had the same delay for the first payment (came Wednesday morning instead of my usual Monday). But now I actually prefer PayPal because I can instantly transfer to my bank account if needed, whereas with Chase I had to wait for business hours. The PayPal mobile app also makes it super easy to track when deposits hit. Don't panic if your first payment is late - it'll normalize after that!

The unemployment system is so broken honestly. They make you jump through hoops even when you have legitimate reasons for missing work. Like what are you supposed to do, abandon your sick child to keep a minimum wage job? But definitely apply - document everything and fight it if they deny you initially.

I work in HR and deal with unemployment claims regularly. From what you described, you have a decent chance of getting approved. NYS Department of Labor will consider whether your employer had a clear attendance policy that you were aware of, and more importantly, whether your absences were due to circumstances beyond your reasonable control. Car trouble and child illness are typically considered valid reasons. When you file, be completely honest about the attendance issues but emphasize the legitimate reasons. Also, if your employer contests the claim, you'll have a chance to present your side during the hearing process. Don't let the termination discourage you from applying - you've paid into the system and deserve a fair review.

Wait so does higher unemployment mean I'm more likely to get denied? I'm worried because I quit my job due to unsafe working conditions and I've heard mixed things about whether that qualifies.

Don't let economic rumors delay your filing! I work in HR and see this confusion all the time. Your unemployment benefits are calculated based on YOUR earnings history over the past 18 months, not current unemployment rates. The key dates that matter are: when you became unemployed (your "benefit year begin date") and when you file your claim. Every week you delay filing is a week of potential benefits you can't get back. The NY system doesn't care if 100 people file or 100,000 people file - your eligibility is determined by your individual work record and separation circumstances. File today at labor.ny.gov!