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Just file as soon as you're eligible, don't overthink it. The system will tell you if there are any issues with your dates or payments.
One thing to keep in mind - make sure you file your initial claim online rather than trying to call. The NYS DOL website is usually much faster and you can do it 24/7. When you file, you'll create your weekly claim schedule (they'll assign you specific days to certify each week). Also, even though your vacation pay won't delay your initial claim filing, it might reduce your benefit amount for that first week depending on how much it is. Good luck with everything!
This is really helpful advice! I didn't realize they assign you specific days to certify each week. Do you know if there's any flexibility with those days or are you stuck with whatever they give you? Also, when you say the vacation pay might reduce the benefit amount - is that just for the first week or could it affect multiple weeks?
The whole system is ridiculous if you ask me. You pay into unemployment insurance but then when you actually need time off for something important like having a baby they tell you you're not eligible because you're not 'available for work.' Meanwhile they created this whole separate program with different rules and probably different application processes. Why can't they just make it simple?
I just went through this process myself earlier this year! @Connor O'Brien is absolutely right - you won't qualify for regular unemployment while on maternity leave, but New York's Paid Family Leave is what you want to look into. You can get up to 12 weeks of PFL at 67% of your average weekly wage (up to a cap). The application is through your employer or their insurance carrier, not through the unemployment system. Also, for the actual birth/recovery period, you may qualify for short-term disability benefits which is separate from both UI and PFL. I'd recommend calling your HR department first to ask about both PFL and disability benefits - they should be able to walk you through the process since they handle the paperwork on their end.
Just went through this exact situation during Memorial Day weekend earlier this year. The one-day delay is pretty standard, but what really helped me was setting up text alerts through my bank so I got notified the moment the deposit hit my account. Most banks offer this service for free and it saved me from constantly checking my balance. Also, if you're really tight on timing with bills, some utility companies and landlords are understanding about holiday delays if you call and explain - I've had success getting a one-day grace period when I showed them it was due to a government holiday affecting my unemployment payment.
That's such great advice about the text alerts! I never thought to set those up but it makes perfect sense - way better than obsessively checking my account every hour. And the tip about calling utility companies is really smart too. I was stressing about my electric bill that's due Thursday, but you're right that most companies are pretty understanding about government payment delays if you just explain the situation. Thanks for the practical tips from someone who's been through this before!
Thanks everyone for all this helpful info! I'm also new to unemployment and was panicking about the Labor Day delay. @Fatima Al-Sayed that tip about the 2-4 AM deposit timing is a lifesaver - I've been losing sleep checking my account at random times. And @Jamal Harris, I'm definitely setting up those text alerts right now. It's crazy how these little details aren't explained anywhere official but make such a huge difference when you're trying to budget on unemployment. Really appreciate this community looking out for each other!
my cousin waited like 8 months and still got approved so maybe theres hope? idk the rules exactly but worth a shot i guess
I was in a somewhat similar situation - waited about 6 months before applying because I kept thinking I'd find work soon. The NYS Department of Labor did approve my claim, but I definitely lost out on those months of benefits I could have received earlier. The key thing is your base period wages - they'll look at your highest earning quarter from the base period to calculate your weekly benefit amount. Since you worked in 2023, you should have qualifying wages. Don't let the delay discourage you from applying - you've already lost potential benefits by waiting, so there's no point in losing more. Just be honest about your separation date and reason when you apply online.
That's really encouraging to hear! I'm glad you were able to get approved even after waiting 6 months. You're absolutely right that I've already lost those potential benefits, so there's no point in giving up now. I'm going to apply this week and be completely honest about everything. Do you remember if they asked you to explain why you waited so long to file, or did they just process it based on your eligibility?
Keisha Taylor
Broooo i went thru this and finally got my $10,000+ in backpay after 9 months of fighting. The ONLY thing that worked was getting my case escalated by a sympathetic agent using claimyr.com to connect faster without waiting on hold for hours. The fraud department eventually called me, verified my identity again, and released everything within 48 hours. Stay persistent!
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Sean Kelly
•Thank you!! Did they actually call you from the fraud department? I've never gotten a direct call from them.
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Keisha Taylor
•Yeah they called from a blocked number though so make sure you're answering those. The lady was actually super nice and apologized for the delay. Said my account was flagged because my employer reported my last day wrong.
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Christian Bierman
This is absolutely infuriating and unfortunately way too common. I'm dealing with something similar - been stuck since October 2022 with a fraud flag that makes zero sense. The system is completely broken and designed to exhaust you into giving up. From reading all these responses, it seems like the multi-pronged approach is the way to go: use claimyr.com to actually get through to helpful agents, contact your state representative AND assembly member, file complaints with the governor's office, and keep detailed records of every interaction. Don't let them wear you down - you're entitled to those benefits and they're hoping you'll just disappear. The fact that so many people have eventually succeeded gives me hope we can all get through this nightmare!
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Mason Lopez
•Welcome to the club nobody wants to be in! 😠Your multi-pronged approach advice is spot on - I've been lurking here for months dealing with my own fraud flag mess and seeing everyone's success stories has kept me sane. Just wanted to add that documenting EVERYTHING is crucial - take screenshots of your portal, save confirmation emails, write down rep names and call times. The more evidence you have of their incompetence, the better when you escalate to politicians. We shouldn't have to fight this hard for benefits we're legally entitled to, but here we are. Stay strong everyone! 💪
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