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The whole unemployment tax thing is such a mess. Like they give you money when you're broke and then want some of it back for taxes. At least now I know for next time to have them take out taxes automatically if I ever need unemployment again.
If you're worried about owing a large amount, you might want to use a tax calculator online to estimate what you'll owe based on your total income for the year. Also, if you can't pay the full amount when you file, the IRS does offer payment plans - both short-term (120 days or less) and long-term installment agreements. Don't panic, but definitely don't ignore it either. File your return on time even if you can't pay the full amount to avoid additional penalties.
This whole system is ridiculous! They expect you to live on practically nothing while still taking out the same child support as if you're making full wages. How are we supposed to pay rent AND child support on $400 a week??
@Ethan Davis is right that kids need support, but @Aisha Abdullah raises a valid point about the financial strain. The system doesn t automatically'adjust for reduced income - you have to proactively request a modification through the court or child support office. It s definitely'worth looking into if your unemployment benefits are significantly less than your previous wages. The modification process can take time though, so don t wait'if you re struggling'to make ends meet.
You should definitely contact the Support Collection Unit directly to confirm your specific situation. While automatic deductions are common, the timing can vary - sometimes it takes a few weeks for the systems to sync up between NYS DOL and child support enforcement. In the meantime, I'd recommend setting aside what you normally pay so you don't fall behind if the automatic deduction hasn't kicked in yet. Also keep all your unemployment documentation - you may need it if you decide to request a modification later.
Wait, there's also something called the Student Loan Forgiveness program for unemployed people in NY. Not exactly paying for school with unemployment but might help with existing debt while you're looking for work.
marketing is tough right now for sure. have you looked at the one-stop career centers? they sometimes have free training programs that dont interfere with unemployment
When I bought my house in 2019 my mortgage broker mentioned unemployment insurance but I declined it because it seemed expensive at the time. Now I wish I had gotten it! Make sure you're also doing your weekly job search requirements for NYS Department of Labor - missing those can mess up your benefits. You need to document 3 job contacts per week and they're stricter about it now than they used to be.
I'm in a similar situation and found that some credit unions offer better mortgage protection options than big banks. Also, don't forget to check if you qualify for any utility assistance programs while you're on NYS Department of Labor benefits - many utility companies have hardship programs that can free up some money for your mortgage. Contact 211 (dial 2-1-1) for local assistance programs in your area. They helped me find food assistance which reduced my grocery budget and gave me more room for housing costs.
Natalie Wang
just quit my job last month and got denied immediately... didn't know about the good cause thing. can i appeal or am i screwed?
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Ashley Adams
•You can definitely appeal! You have 30 days from the denial notice to file an appeal. Make sure you gather all your documentation about why you quit and be prepared to present your case at a hearing.
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Noah Torres
The whole system is so unfair. They make it nearly impossible to prove 'good cause' unless you have perfect documentation. Most people don't think to document harassment when it's happening because they're just trying to survive the situation.
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Zoe Gonzalez
•This is exactly my concern. I have some evidence but wish I had started documenting everything from the beginning.
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