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Just make sure when you file that you indicate you're able and available to work. Some older workers run into issues if the NYS Department of Labor thinks they might be retired or not seriously looking for employment. As long as you're genuinely seeking work, your age shouldn't matter at all.
I went through this same situation at 65 when my manufacturing job ended. The application process online is straightforward - just make sure to emphasize that you're actively seeking employment and available for work. One thing that helped me was being specific about the types of positions I was willing to accept and my availability. The NYS Department of Labor treated my claim just like any other worker's. Don't let your age discourage you from applying - you've earned these benefits through years of work and contributions.
Just wanted to add that for a straightforward layoff like yours, most employers won't contest. It's usually only when there's misconduct or voluntary quit situations that they fight it. You should be fine!
As someone who went through this process recently, I can confirm what others have said - your employer pays unemployment insurance taxes quarterly, but your actual weekly benefits come from the state fund. The key thing to remember is to file your claim immediately when your layoff becomes effective, don't wait! Also, keep your layoff notice/paperwork because NYS DOL will likely ask for it. Since you're being laid off (not terminated for cause), your claim should be approved without issues. The whole process took about 2-3 weeks for me to start receiving benefits after filing online.
I wanted to update everyone - I managed to find my old 1099-MISC form from TurboTax (thanks for that suggestion)! I've also compiled three months of bank statements showing regular Instacart deposits and took screenshots of all my earnings history from the app. Going to submit everything tomorrow with a detailed cover letter explaining my work history. I'm also going to try that Claimyr service to speak with an agent directly just to make sure I've covered all bases. Will let you know how it goes once I hear back from NYSDOL. Thanks again for all the help - this forum has been a lifesaver for my anxiety!
You're in great shape with that documentation. The TurboTax 1099 is exactly what they need most. The bank statements and app screenshots are excellent supporting evidence. Most determinations are made within 2-3 weeks once you submit everything, so try to be patient. And good idea to speak with an agent - they can note in your file that you've submitted documentation, which sometimes speeds things up.
Just want to add that if you're still having trouble getting through to Instacart directly, try reaching out through their Twitter/X support account (@InstacartCares) - they tend to be more responsive there for documentation requests. Also, don't forget to check if you have any old emails from Instacart in your inbox - things like weekly earnings summaries, onboarding confirmations, or payment notifications can all serve as additional supporting evidence. Even if they seem minor, every piece helps build your case. The key is showing a consistent pattern of work activity during that time period.
have you considered taking on some part time work while you rebuild your business? that way you'd start paying into UI for future protection
I'm in a similar boat - been freelancing as a graphic designer and haven't had steady work in months. From what I've learned, New York does have some options beyond traditional UI that might help. You could look into the Workforce Innovation and Opportunity Act (WIOA) programs which sometimes offer support for people transitioning between different types of work. Also, if you're willing to take on even part-time W-2 employment, you'd start building eligibility for future unemployment benefits. In the meantime, definitely explore local food banks and utility assistance programs - many don't require you to have been traditionally employed. The struggle is real when you're self-employed and hit a rough patch.
Ethan Moore
Just make sure you're being honest about your availability when you certify each week. The question asks if you were able and available for work - if classes would prevent you from taking a job, you need to answer accordingly. Better to be upfront than risk an overpayment later.
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Javier Torres
I'm in a similar situation - lost my retail job a few weeks ago and considering going back to school. From what I've researched, the key thing is that you have to maintain your availability for work during standard business hours (usually 8am-5pm Monday-Friday). Evening classes like yours should be fine since they don't interfere with typical work schedules. Just make sure you can still attend job interviews, accept work offers, and fulfill the work search requirements. I'd document everything - keep records of your class schedule, job applications, and any communications with potential employers to show you're genuinely available for work despite being in school.
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