Just wanted to add that for a straightforward layoff like yours, most employers won't contest. It's usually only when there's misconduct or voluntary quit situations that they fight it. You should be fine!

As someone who went through this process recently, I can confirm what others have said - your employer pays unemployment insurance taxes quarterly, but your actual weekly benefits come from the state fund. The key thing to remember is to file your claim immediately when your layoff becomes effective, don't wait! Also, keep your layoff notice/paperwork because NYS DOL will likely ask for it. Since you're being laid off (not terminated for cause), your claim should be approved without issues. The whole process took about 2-3 weeks for me to start receiving benefits after filing online.

have you considered taking on some part time work while you rebuild your business? that way you'd start paying into UI for future protection

I'm in a similar boat - been freelancing as a graphic designer and haven't had steady work in months. From what I've learned, New York does have some options beyond traditional UI that might help. You could look into the Workforce Innovation and Opportunity Act (WIOA) programs which sometimes offer support for people transitioning between different types of work. Also, if you're willing to take on even part-time W-2 employment, you'd start building eligibility for future unemployment benefits. In the meantime, definitely explore local food banks and utility assistance programs - many don't require you to have been traditionally employed. The struggle is real when you're self-employed and hit a rough patch.

Just went through something similar with Grubhub documentation! One thing that really helped me was creating a simple spreadsheet that matched up my app earnings with my bank deposits by date - made it super easy for the NYSDOL reviewer to see everything lined up. Also, if you're missing any months of bank statements, most banks let you download statements going back several years through their online portal for free. Don't stress too much - they really just want to verify you weren't making fraudulent claims. The fact that you actually worked and have some documentation puts you in a much better position than people who were completely fabricating employment.

Hey Giovanni! I just went through this exact same situation with NYSDOL about my DoorDash work from 2019. Here's what worked for me: I created a timeline document showing all my gig work by month, then attached bank statements highlighting the deposits, screenshots from the app, and my 1099s. The key thing they told me when I finally got through to an agent was to include a detailed letter explaining any gaps in documentation and why. For example, if you can't find certain months of bank statements, explain that in your cover letter. Also, make sure to submit everything as one complete package rather than sending documents separately - they apparently have issues tracking multiple submissions. The whole process took about 3 weeks once I submitted everything properly. Don't stress too much - they're really just checking that you weren't making false claims, and it sounds like you have solid proof of actual work. Good luck!

Have u reached out to ur previous employer? Sometimes they can help verify ur previous claim or at least provide documentation that might help.

I went through something similar earlier this year - the email issue is such a nightmare with their system! One thing that worked for me was going to my local One-Stop Career Center in person. I brought every piece of paperwork I had from my previous claim (old letters, benefit statements, anything with my claim number on it) and they were able to look me up in their system and help reset my account access. It took about 2 hours but they got me back in same day. Way better than spending weeks on the phone. You can find your nearest location on the NY DOL website under "career centers." Definitely bring your ID, Social Security card, and any old unemployment docs you have. Good luck!

Just file your claim asap dont worry about who pays what. The important thing is getting your benefits started because theres always delays with adjudication and stuff

Don't let the experience rating system discourage you from filing - it's actually designed to protect workers! The whole point is that employers who frequently lay people off or fire without good cause should pay more into the system. If you were legitimately terminated and not for misconduct, you absolutely deserve those benefits. The money is there specifically for situations like yours. I'd recommend documenting everything about your termination just in case your employer tries to contest the claim, but definitely file as soon as possible since there's usually a waiting period before benefits start.