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I literally just went through this exact same nightmare! Completed my ID.me verification 9 days ago and was going crazy waiting for something to happen. After reading all these responses, I called that fraud department number (888-598-2077) this morning and got through in about 35 minutes - way better than the regular line! The rep was super helpful and explained that they have to manually review every ID.me case because of fraud prevention. She released my payments immediately and said I should see the money in 2-3 business days. Definitely don't wait any longer - that fraud line is the way to go for ID verification issues! And I totally feel you on the family situation - my dad was doing the same thing asking me every single day about it. Sometimes I think the stress from constant questions is worse than actually waiting for the money 😅
This is exactly what I needed to hear! I'm so tired of waiting and wondering if something went wrong with my verification. Going to call that fraud department number first thing tomorrow morning. It's such a relief to know that 35 minutes is actually achievable - I was dreading having to sit on hold for 3+ hours like some people mentioned. And yes, the constant family questions are honestly making this whole situation so much worse! Thanks for sharing your success story, it gives me hope that this will actually get resolved soon 🙏
I went through this EXACT same thing last month and it was so frustrating! Completed my ID.me verification and then sat there for 11 days watching absolutely nothing happen. Like everyone else is saying, you definitely need to call - the systems don't sync automatically which is completely ridiculous. I used that fraud department number (888-598-2077) that @Diego Vargas mentioned and got through in about 50 minutes, which was way better than the regular line. The rep told me they have to manually review every single ID.me case because of all the fraud issues they're dealing with. She was able to release my payments right there on the call and I had the money in my account within 2 business days. Don't wait any longer - 8 days is definitely long enough! And I totally feel you on the aunt situation - my mom was doing the same thing asking me every day and it just added so much extra stress. Sometimes I think the constant questions are worse than actually waiting for the money 😅 That fraud line is definitely your best bet for ID verification issues. The regular unemployment number is basically useless for this type of problem. Good luck and hopefully you get it sorted out quickly!
I heard they're updating their phone systems soon. Hopefully that'll make it easier to get through. Fingers crossed! 🤞
I'm going through the exact same thing! Been calling for almost two weeks now and it's beyond frustrating. What I've been doing is calling multiple times throughout the day - sometimes I'll call 10-15 times in a row because occasionally one will go through to the hold queue instead of getting that dreaded "high call volume" hangup message. Also, try calling on different days of the week - I've heard Tuesdays and Wednesdays might be slightly less busy than Mondays. It's absolutely ridiculous that we have to jump through all these hoops just to get basic help with our benefits. Stay strong and keep trying! 💪
I'm also a freelancer dealing with this exact situation! Reading through everyone's responses, it sounds like the consensus is to submit multiple types of documentation together rather than relying on PayPal statements alone. I've been putting together a package with my PayPal business transaction reports, last year's Schedule C, the few 1099s I do have, and some client invoices. One thing I'm wondering - has anyone had success submitting a brief cover letter explaining their documentation? I'm thinking of writing something short that explains why I use PayPal for most payments and how the documents all connect to show my self-employment income. Thanks for all the helpful advice in this thread!
A cover letter is definitely a good idea! I included one when I submitted my documentation and I think it really helped. Keep it brief but explain your situation - that you're a freelancer who primarily receives payments through PayPal, and then list what documents you're including and how they support each other. Something like "Enclosed you'll find my PayPal business transaction reports showing client payments, my 2024 Schedule C demonstrating reported income, available 1099 forms, and sample client invoices." It shows you're organized and makes their job easier. The key is helping them quickly understand your self-employment situation rather than making them piece it together from random documents.
I went through this exact process last year as a freelance photographer! PayPal statements definitely work, but like others mentioned, you need to be strategic about how you present them. What really helped me was organizing everything chronologically and creating a simple Excel sheet that showed: Client Name | Service Date | PayPal Transaction ID | Amount | Tax Year Reported. I also highlighted all the business transactions in my PayPal CSV download and removed personal stuff completely. NYSDOL processed my claim pretty quickly once they had clean, organized documentation. Pro tip: if you have repeat clients, include a note showing the ongoing business relationship - it helps establish you as a legitimate freelancer rather than someone doing occasional odd jobs. The combination of PayPal records + Schedule C + any invoices you have should definitely be sufficient!
This is such a comprehensive approach, Yara! I love the idea of creating that Excel summary with all the key details - Client Name, Service Date, Transaction ID, Amount, and Tax Year Reported. That sounds like it would make it super easy for NYSDOL to verify everything quickly. I'm definitely going to set up a spreadsheet like that before submitting my documentation. The tip about highlighting repeat clients to show ongoing business relationships is brilliant too - I have several clients I've worked with regularly over the past year, so that should help establish my freelance legitimacy. Thanks for sharing such detailed advice from your successful experience!
same boat here, lost my job in early 2023 and didn't file because I thought I'd find something quick... big mistake
I was in a similar situation a few months ago - didn't file for almost 10 months after losing my job due to family issues. When I finally applied through my.ny.gov, I was surprised to learn that even though my original benefit year had expired, I could still potentially qualify based on any work I had during a different base period. The system automatically checks all possible base periods to see if you have enough qualifying wages. Even if you only worked part-time or temporarily during the past 18 months, it might be enough. Don't let anyone discourage you from trying - the application is free and you'll get a definitive answer about your eligibility. Worst case scenario, you're in the same position you're in now.
This is really encouraging to hear! I didn't realize the system would check different base periods automatically. I actually did do some part-time work for about 2 months in early 2024, so maybe that could help. Thanks for sharing your experience - it gives me hope that it's worth trying the application.
Olivia Van-Cleve
I'm glad you're going to appeal! Just wanted to update that my appeal took about 5 weeks from filing to getting a decision. It was stressful waiting, but worth it in the end. Make sure you submit your appeal request through your NY.gov account and keep checking for updates or requests for additional information. For the Partial Unemployment question - it's for people who are working reduced hours (less than 4 days and earning less than $594 per week in 2025). It wouldn't apply if you're completely unemployed, but it's useful for people with very part-time work. Good luck with your appeal! Let us know how it goes.
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Emily Sanjay
•Thanks for the update and explanation! I've submitted my appeal through my NY.gov account with all my wage documentation. Now the waiting game begins. I'll definitely update once I hear anything.
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Mateo Rodriguez
Just wanted to jump in here as someone who went through a similar situation last year. The fact that you were able to get through to someone via social media messaging is actually huge - that alone shows persistence that will help you in the appeal process. One thing I'd suggest is requesting your "Statement of Claimant Account" (it's in your NY.gov portal) which shows exactly what wages they have on file for each quarter. Sometimes employers don't report wages correctly or there are delays in the system. I found out one of my employers had reported my wages to the wrong quarter, which threw off my entire calculation. Also, don't let that agent's vague answer discourage you. Many of the phone reps aren't fully trained on the specific monetary requirements and will give incomplete information. The appeals officers are much more knowledgeable and will actually calculate your eligibility properly. Given that your total earnings and highest quarter amounts seem to meet the basic requirements that others have mentioned, there's likely something else going on that an appeal can resolve. Definitely worth the effort!
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Freya Christensen
•This is really great advice about checking the Statement of Claimant Account! I didn't even know that existed. I'm going to look for that in my portal right now. The idea that wages might be reported to the wrong quarter makes so much sense - that could totally explain why the math isn't adding up even though I should qualify based on what everyone's saying about the requirements. Thank you for the tip about appeals officers being more knowledgeable too, that gives me more confidence about going through with this!
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