Same thing here - got the scary letter but it was just their computer system being dumb. As long as you've been honest about your work and reporting everything on your weekly claims you should be fine.

I went through this exact same thing last year! The "potential overpayment" notice scared me too but it really is just their standard review process. In my case, it was because I had reported some freelance work but the timing of when I got paid versus when I reported it on my weekly certification got mixed up in their system. I gathered all my documentation - pay stubs, bank statements showing deposit dates, and screenshots of my weekly claim submissions - and sent everything in before the deadline. Took about 6 weeks but they eventually cleared it and I didn't owe anything. The key is responding promptly with all your records. Don't let it stress you out too much, these automated reviews happen all the time and most get resolved in the claimant's favor when they've been reporting honestly like you have.

Same thing happened to me - filed the day after my layoff and had benefits within two weeks. Just make sure you have all your employment dates and salary info ready when you apply.

Just to add some clarity - you definitely want to file immediately with NYS DOL. I made the mistake of waiting "until everything was sorted out" with my employer and lost almost 3 weeks of potential benefits. The application itself is pretty straightforward on their website, you'll just need your last employer's info, your SSN, and details about your work history. One tip: if you're having trouble with the website during peak hours, try filing early morning or late evening when traffic is lighter. Good luck!

ugh the whole system is so unfair. here we are paying taxes on our unemployment benefits but then can't use that same income to qualify for basic things like housing. makes no sense!

I went through something similar last year. One thing that really helped was getting a letter from NYS Department of Labor showing my remaining benefit balance and duration. Some lenders want to see that you have at least 12 months of benefits left. Also, if you have any part-time work or side income, document that too - it shows additional stability. The market is tough but don't give up! Your credit score and down payment savings put you in a decent position.

Congrats on getting that resolved and getting your extra $504! This thread has been super helpful - I'm definitely going to check my old account now to see if there's anything pending. It's crazy how many people this system audit has affected. Really glad you used that Claimyr service too since it sounds like getting through to NYSDOL directly is nearly impossible these days.

This is such a relief to read! I was getting really anxious about whether to activate mine or not. The fact that so many people are experiencing this and it's turning out to be legitimate backpay makes me feel much better. I got a similar KeyBank card last Friday with no explanation and have been paranoid about scams. Going to check my payment history and determinations section right now. Thanks for updating us with your resolution - knowing it was worth $504 definitely motivates me to investigate mine further!

just file and see what happens, worst they can do is say no

I went through something very similar about 6 months ago. My manager was creating a hostile work environment and eventually told me I could resign or be terminated for "performance issues" that were clearly fabricated. I documented everything - the conversations, dates, witnesses, even took photos of the impossible tasks I was being assigned. When I filed for unemployment, NYS Department of Labor did put my claim into adjudication, but I was ultimately approved. The key things that helped my case were: 1) I had written evidence of the ultimatum, 2) I could show a pattern of discriminatory treatment, and 3) I demonstrated that I had no reasonable alternative but to quit. The process took about 8 weeks, but I did receive back pay for the entire period. Don't let anyone tell you it's hopeless - constructive discharge is a real thing and NYS Department of Labor does recognize it when properly documented.