I've been through this exact same situation with Chime and NY unemployment backpay. In my experience, once it shows "released" in the NYSDOL system, you're usually looking at 12-24 hours max with Chime. They're one of the fastest banks for unemployment deposits. The key thing to remember is that "released" means NY has sent the payment, but it still has to process through the banking system. If it's been released since noon today like you mentioned, I'd expect to see it in your Chime account by tomorrow morning. Chime will send you a notification as soon as it hits, so you don't have to keep refreshing your balance constantly. Stay patient - it's coming!

I'm new to this community and currently dealing with the same waiting game! My NY unemployment backpay was marked as "released" this morning around 9am and I also bank with Chime. Reading through everyone's experiences here is really helpful - it sounds like most people see their deposits within 12-24 hours once it shows released. I'm trying to stay patient but it's hard when you really need the money. Has anyone noticed if the time of day it gets released affects when it actually deposits? Like if it's released in the morning vs afternoon?

Just wanted to say congratulations on your baby! The unemployment system is stressful enough without having a newborn to care for. You've got this mama - take care of yourself and don't let the bureaucracy overwhelm you.

I went through this exact situation last year! You definitely qualify since your position was eliminated - that's involuntary job loss, not quitting. Here's what worked for me: I filed immediately and was honest about my availability date (I said I could start work in 6-8 weeks). NYS Department of Labor approved my claim and I was able to collect benefits during that time. For the job search requirement, I did mostly online applications during nap times and counted networking calls with former coworkers. The key is being upfront about when you can realistically start work. Don't wait to file - you can always adjust your availability date later if needed. Good luck and congrats on your daughter!

One more thing - tell your friend to print out her payment history and effective days remaining BEFORE her BYE date hits. Nice to have a record just in case there are questions later.

Just wanted to share my experience since I went through this exact situation last year. My BYE date was in February 2024 and I had about 40 days left - lost them all when the date hit. The good news is that if your friend files her new claim right away on March 15th, the process usually goes smoother since she's already in the system. I got my new claim approved in about 2 weeks. One tip that helped me: I called the DOL customer service line about a week before my BYE date to confirm exactly what I needed to do. They were actually helpful and walked me through the process. Also, make sure she keeps certifying every week even during the waiting period for the new claim - that's crucial!

omg same question! been wondering about this since my cousin lost his job and is worried about benefit cuts

I'm new here but have been following this discussion with interest. From what I understand after researching this myself, there are actually multiple layers to how government spending affects unemployment benefits. While the core UI program is employer-funded as others mentioned, extended benefits during recessions often come from federal appropriations. Also, the administrative capacity of NYS Department of Labor - their staffing levels, technology systems, office operations - that does come from state budget allocations. So while your weekly benefit amount might not change due to spending cuts, the service quality and processing times definitely can be impacted by how much the state allocates to run the department. It's a complex mix of dedicated funding streams and general government spending.

i feel u on a spiritual level 🤣 been stuck in unemployment purgatory since april. the system is a joke.

I'm going through the EXACT same nightmare right now! Been trying for 2 weeks straight and that stupid automated system just hangs up every single time. It's like they designed it to be as frustrating as possible. I'm honestly at my wit's end here - my savings are almost gone and I can't even get a human on the phone to explain why my payments just stopped out of nowhere. The online portal messages go into a black hole too. How is this even legal?? We pay into this system and then when we need it most, it's completely broken. Really hoping some of these suggestions work because I'm running out of options fast 😤