also if you have any kind of severance pay or vacation payout that might delay when you can start collecting. learned that the hard way

One thing I'd add is that if you're collecting any kind of pension or retirement benefits, that can also affect your unemployment eligibility or reduce your weekly benefit amount. NYS Department of Labor will offset your UI benefits if you're getting a pension from a base period employer. Also, if you're self-employed or doing gig work while collecting, you need to report ALL earnings - even small amounts can trigger overpayment issues if not reported properly. The key is being completely transparent about your work situation when you file.

One thing nobody mentioned is that your cousin should file for her FINAL WEEK of benefits even if she knows she's hit 26 weeks. The system sometimes miscalculates and people occasionally find they have an extra week. Worth a shot.

I went through this exact situation last year - my benefits ran out after 26 weeks and I was panicking. Here's what I learned: NY doesn't have any extensions right now, so once you hit 26 weeks, that's it unless you qualify for a new claim (which requires working again and earning 10x your weekly benefit rate). What saved me was applying for multiple assistance programs BEFORE my benefits ended. I got approved for SNAP, emergency rental assistance, and utility help through HEAP. Also look into the 599 Training Program that someone mentioned - it's legit and could extend benefits while she retrains. For the job search, tell her to cast a wider net. I ended up finding work through networking on LinkedIn rather than job boards. Marketing skills translate well to account management, customer success, and business development roles. The temp agencies suggestion is solid too - I got my current permanent job through a temp placement. Don't give up hope - the market is tough but there are options to bridge the gap!

once you get the card you'll need to activate it online or by phone. there's instructions that come with it. and heads up the PIN they give you is temporary so change it right away to something you'll remember

Just wanted to add that you can also track your payment status through the my.ny.gov portal under "Unemployment Services" - it shows exactly when your payment moves from pending to released. I found this helpful because I could see the progression rather than just waiting and wondering. Once it shows as released, the card typically arrives within that 5-7 business day window that Diego mentioned. Also double-check that you certified for your weekly benefits correctly as any issues there can delay the payment release.

The system is so confusing about who can and can't get benefits. I've heard different things from different people but sounds like as long as you're legal to work you should be fine. Good luck with your claim!

I went through this exact same situation about 6 months ago - also a permanent resident who got laid off from a manufacturing job. Yes, you are definitely eligible! The key thing is that you've been paying into the unemployment insurance system through your payroll taxes, which gives you the right to collect benefits regardless of citizenship status. When you file your claim online, they'll ask about your work authorization but having a green card fully satisfies that requirement. Don't let anyone tell you otherwise - permanent residents have the same UI rights as citizens as long as you meet the work and wage requirements. File your claim as soon as possible since there can be waiting periods.

If you do decide to file after quitting, be prepared for potential delays getting through to NYS Department of Labor if you need to speak with someone about your case. I spent weeks trying to call about my adjudication status. Eventually found this service called Claimyr (claimyr.com) that helped me get through to an actual agent - they have a video demo showing how it works (https://youtu.be/qyftW-mnTNI). Saved me hours of calling and getting disconnected.

The unemployment system is so messed up, they make it impossible to get benefits even when you legitimately need them. I'd say just quit and file anyway - worst case they deny you and you're in the same position you'd be in if you didn't try at all.