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This is such valuable information for anyone dealing with direct deposit changes! I'm new to NY unemployment and had no idea about the timing issues. Really appreciate everyone sharing their experiences here - it's way more helpful than anything on the official website. Bookmarking this thread and that Claimyr service just in case I run into similar issues down the road.
@Alfredo Lugo Exactly! I ve'been on unemployment in other states before and never had issues like this with timing. NY s'system seems particularly sensitive to when you make changes. Really glad @Yara Nassar got everything sorted out so quickly with that agent. Stories like hers give me hope that even when things go wrong, there are ways to fix them fast if you know the right resources to use.
Exactly! I've been on unemployment in two other states before moving to NY and the direct deposit timing rules are so different everywhere. In California they tell you upfront about the 3-day rule, but NY's website barely mentions it. This community has been a lifesaver for navigating all the quirks of the NY system. @Yara Nassar s'situation is probably more common than people realize - who hasn t'had to close a bank account unexpectedly? At least now we all know what to do if it happens!
This whole thread is incredibly helpful! I'm dealing with a similar situation right now - changed my direct deposit info yesterday but my payment already shows as processed. Reading through everyone's experiences, it sounds like I should expect it to bounce back and then call using that Claimyr service to get it expedited. @Yara Nassar thanks for sharing your update - gives me hope that this can be resolved quickly with the right approach!
@CyberSamurai you're definitely on the right track! Based on what everyone's shared here, it seems like calling through that service as soon as you see the payment bounce back is the key to getting it resolved quickly. @Yara Nassar s'experience shows it really can make a huge difference - 24-48 hours versus potentially weeks of waiting. Make sure you have all your info ready when you call like @Oliver Schmidt mentioned. Fingers crossed your situation gets sorted out just as smoothly!
my brother got out of prison 2 years ago and still cant find work. every application asks about criminal history and most places just throw it away after that. meanwhile he told me they were making furniture in prison for some big company and the prison was getting paid but the inmates got like 50 cents an hour. its totally backwards
This is unfortunately very common. Many states have 'ban the box' legislation that prevents employers from asking about criminal history on initial applications, but enforcement is inconsistent. Your brother might want to look into organizations that specifically help formerly incarcerated people find work.
THE WHOLE SYSTEM IS DESIGNED TO KEEP PEOPLE UNEMPLOYED! Private prisons make money from keeping people locked up AND from the labor while they're inside. Then they get out and can't find work so they end up back in prison. It's not about rehabilitation - it's about profit. And regular working people suffer because our jobs get taken by literal slave labor.
I mean you're not wrong about the cycle but there are some programs trying to address this. Just saying it's all hopeless doesn't help anyone.
@Ayla Kumar You re'right that there are programs trying to help, but the scale of the problem is huge. What kind of programs have you seen that actually make a difference? I d'love to know more about what s'working because this whole system seems so broken from what everyone s'describing here.
do u have ur confirmation numbers from when u certified those weeks? major key to getting backpay. they can see in their system u actually did certify
I took screenshots of every certification thankfully! Good thinking
I went through this exact nightmare last year - benefits suddenly cut off, months of certifying with no payments, then started working before getting it resolved. Here's what finally worked for me: 1) The key is getting to someone who can actually SEE your account history. Most first-level reps can't do much. 2) When you call, say "I need to speak with someone about RETROACTIVE PAYMENTS for weeks I already certified." Don't let them brush you off. 3) Have all your certification confirmation numbers ready (sounds like you have screenshots which is perfect!) 4) Emphasize that you continued certifying throughout the gap period - this proves you were actively seeking benefits and following procedures. 5) The fact that you're now working doesn't disqualify you from backpay for eligible weeks when you were unemployed. I know the phone system is brutal, but one conversation with the right person can release everything at once. Some people here mentioned claimyr to get through faster - might be worth it given how much you're owed. Don't give up, that $5,400 is rightfully yours! 💪
make sure youre filing your quarterly reports on time too or they hit you with penalties. learned that the hard way last year
As someone who just started a small business in NY, this is really helpful information! I'm wondering about the quarterly reporting process - when exactly are those due dates throughout the year? And is there a minimum number of employees you need before you have to start paying into the unemployment insurance system? I want to make sure I'm compliant from day one.
Samantha Howard
When I was in this situation I got my final payment no problem. Just make sure all your weekly certifications are done properly with no mistakes. The system treats the end date as inclusive, meaning you get paid for that full last day/week.
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Mateo Warren
I'm in almost the exact same boat - my benefits end December 15th and I start a new job the following week. Reading through all these responses is super reassuring! It sounds like as long as you certify properly for that final week, you should get paid. The key thing I'm taking away is that the end date is inclusive, so the full week gets covered. Definitely going to set that calendar reminder like Alice suggested - can't afford to miss that final payment when transitioning to a new job. Thanks everyone for sharing your experiences!
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