New York Unemployment

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Just went through something very similar! Got laid off from a $55k job after working there for 8 months and was confused why I was only getting $450/week instead of the max. After reading all these responses, I finally understand the base period calculation. It's so frustrating that they don't explain this clearly anywhere - I spent hours on their website trying to figure it out. The determination letter does help once you know what to look for, but they should really make this more transparent upfront. At least now I know I'm getting the right amount based on my earnings history. Thanks everyone for sharing your experiences and breaking down the math!

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I'm so glad this thread exists! I'm literally going through the exact same thing right now - got laid off last month and was totally confused about why my benefit amount seemed low compared to what I expected. Reading everyone's explanations about the base period and quarterly earnings has been a huge help. It's ridiculous that the NY DOL website doesn't just spell this out clearly from the start. Would save everyone so much confusion and stress! Thanks to all the people who took the time to explain the actual math and share their real numbers - it makes such a difference for those of us trying to figure this out for the first time.

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This thread has been incredibly helpful! I'm currently dealing with a similar situation - got laid off from my $62k job after 9 months and was initially confused about my $505 weekly benefit amount. After reading all the explanations here about the base period and quarterly earnings calculation, it finally makes sense. For anyone else trying to understand this: the key thing I learned is that they don't look at your most recent job earnings, but rather your highest quarter during the "base period" (first 4 of the last 5 completed calendar quarters). So if you filed recently, they're looking back at quarters from over a year ago, not your current job. The formula is: (highest quarter earnings) ÷ 26 = weekly benefit amount. To get the max $600, you need around $15,600+ in your highest quarter, which typically means an annual salary of $90k+ if it's consistent income. Thanks to everyone who shared their real numbers and experiences - it made understanding this confusing system so much easier! The NY DOL really needs to explain this more clearly on their website instead of making people hunt for answers.

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This is such a great summary! I wish I had found this explanation when I first filed - would have saved me so much confusion and stress. The NY DOL website really does make this way more complicated than it needs to be. Your breakdown of the formula and the base period concept is super clear. I'm bookmarking this thread for future reference in case anyone else I know goes through this process. Thanks for taking the time to write such a helpful explanation!

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The whole system is designed to give you as little as possible while making it confusing AF to understand why. They use all these complicated formulas and base periods when they could just say 'we're giving you the minimum we can get away with legally

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At least you got approved! I'm still waiting for my claim to get out of adjudication after 5 weeks. $504 sounds pretty good right about now.

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I'm in a similar boat - just started my unemployment claim a few months ago and already worried about what happens when I hit that 26-week limit. Has anyone had luck with temporary or gig work while collecting UI? I know you have to report earnings but wondering if it's worth trying to supplement income now rather than waiting until benefits run out completely. Also curious if doing some freelance work might actually help with networking and finding a full-time position.

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Yes, you can definitely do temporary or gig work while collecting UI! You just need to report any earnings when you file your weekly claim. In NY, you can earn up to 25% of your weekly benefit rate without any reduction in benefits, and earnings above that get deducted dollar-for-dollar. I'd actually recommend starting to supplement now rather than waiting - it keeps you active in the job market and helps with networking like you mentioned. Plus, having some income coming in makes the transition easier if your benefits do run out. Just make sure to keep detailed records of all work and earnings for your weekly certifications.

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I went through this exact situation about 8 months ago when my UI ran out. One thing I wish I had done earlier was to start networking more aggressively around week 20-22 instead of waiting until the end. Also, if you haven't already, make sure you're signed up for job alerts on multiple platforms - Indeed, LinkedIn, company websites directly. The NYS DOL website also has a job search portal that sometimes has listings that aren't posted elsewhere. Hang in there - I know it's stressful but something will come through!

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This is actually a really good position to be in! The fact that your employer received an approval letter is huge - it means the system has already determined you're eligible for benefits due to childcare issues. What likely happened is there was a processing error where your denial letter wasn't updated when a human reviewer overturned the automatic denial. I'd recommend bringing both letters to your hearing - the judge will immediately see the contradiction and it should be a quick resolution in your favor. In the meantime, you might want to try calling right when they open (7:30am) for shorter wait times, or check if your online account shows anything different than "pending." Document everything and keep copies of both letters! This kind of system glitch is frustrating but you're actually in a strong position with that employer approval letter as proof.

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This is really reassuring to hear! I was so confused when I saw both letters but you're right - having that employer approval letter does seem like solid proof. I'll definitely bring both to the hearing and try calling early morning like you suggested. Thanks for breaking this down so clearly!

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This exact same thing happened to my sister last year! She got completely contradictory letters too - one denying her claim and another (meant for her employer) approving it for the same reason. Turns out the system had an automated denial that got overridden by a human reviewer, but somehow only the employer's letter got updated properly. The good news is that having the employer approval letter is actually really strong evidence in your favor. When she went to her hearing, the judge took one look at both letters and immediately ruled that she was eligible. The whole thing was resolved in like 10 minutes. My advice: definitely attend the hearing and bring both letters to show the inconsistency. Also try calling super early (like 7:30am when they open) - wait times are usually shorter then. Keep copies of everything! You're in a much better position than most people dealing with unemployment issues.

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One more important thing: if you're expecting to be laid off, don't apply until after your last day of work. Applying early can create complications. When you do apply, make sure to have the following ready: - Your SSN - NY State driver's license or ID card number - Your complete work history for the last 18 months (employer names, addresses, phone numbers) - Alien registration card if you're not a US citizen - Form SF8 and SF50 if you were a federal employee - Your DD-214 if you served in the military And remember to claim your weekly benefits every week after you've applied, even if your application is still pending!

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This is super helpful! I'll definitely wait until after my last day and make sure I have all those documents ready. Thanks so much everyone for the advice!

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Just wanted to add something that might help - if you do get laid off and apply, keep detailed records of everything! Screenshot your application, save confirmation emails, and keep a log of any phone calls or correspondence with the DOL. I learned this the hard way when I had to reapply last year. Having documentation saved me so much time when they asked me to verify information later. Also, if you're in a union, check with your rep - sometimes they have additional resources or can help navigate any issues that come up. Good luck with everything, and I hope the layoffs don't actually happen!

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Great advice about keeping records! I never thought about screenshotting everything but that makes total sense. Hopefully the layoffs don't happen but better to be prepared. Really appreciate everyone taking the time to help me understand how this all works!

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