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This is why we need a public banking option! People without bank accounts pay hundreds or even thousands in check cashing fees every year. Its a poverty tax.
fr this country hates poor people 💯
26d
preach. everything costs more when ur poor. bank accounts with minimum balances, check cashing fees, late payment penalties. the whole system is rigged
26d
Have you tried KeyBank? Since they're the bank that NY unemployment uses for their debit card program, they might cash the checks for free. Worth calling them to ask.
I HATE EVERYTHING ABOUT NY UNEMPLOYMENT!!! 8 months of problems and counting... Now this check issue too??? 😤😤😤
we're all in the same boat friend... system is broken beyond repair
26d
its like they TRY to make everything as difficult as possible
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anyone try depositing at an ATM? Worked for my regular unemployment checks
I tried ATM deposit and the machine literally spit it back out. Had to go inside.
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I was stuck in the exact same situation, OP. I'm guessing you filed on your own? I gave up after months of no payment and ended up contacting my state assemblyman's office. They have direct lines to DOL and got my payment unstuck within a week. Worth a try!
I never thought of that! Do I just call my local assembly person?
26d
Yep! Just google your address + NY assembly member. Call their office and ask to speak with whoever handles DOL cases. They'll need your name, contact info, and claim ID. They've seen tons of these tourism payment issues.
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Random but has anyone else's tourism payment status disappeared completely from their online account? Mine showed pending for months but now when I log in there's no mention of it anywhere 😳
just checked again still gone, im panicking
26d
Their system goes down for updates every Thursday night. Give it 24hrs before worrying.
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My claim was pending for 9 weeks until I finally used claimyr.com to get through to a real person. Turned out there was a flag on my account because my last employer disputed my claim (which was BS). The agent removed the flag and I got paid all my back weeks 3 days later. Sometimes you just need to talk to someone who can actually see what's wrong in the system.
did u have to give them any personal info?
26d
Just my phone number so they could call me when they got through to someone. Then I talked directly to the unemployment office myself.
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hang in there OP. i was in your EXACT situation last year. took 13 weeks (!!!) but i eventually got every penny. the system is awful but don't give up
I'm an accountant and deal with this every year. If you absolutely can't get your 1099-G, you can fill out Form 4852 (Substitute for Form 1099-G) and attach it to your return. You'll need to estimate your unemployment compensation as accurately as possible from bank statements.
Unpopular opinion but try looking for your 1099G on the IRS website directly through their transcript service. Sometimes they have it even when the state won't give it to you.
This is a smart hack! Worked for my cousin when she couldn't get hers from NY unemployment.
26d
I need serious help with id.me verification for my ny unemployment claim. Found out that someone in California has been using my identity to file unemployment claims back in August. I tried to verify through ID.me for my legitimate New York claim last week, but the system kept rejecting me saying there's already an account with my information. Called ID.me support and they confirmed someone in California already verified using my SSN and personal info. I've never even been to California! Now I can't access my benefits in New York and my claim is on hold until I can verify. Called ny unemployment 15 times but can't get through to anyone who can help with identity theft issues. Already filed a police report and froze my credit, but still no idea how to get my benefits flowing. Been out of work since November and my savings are almost gone. Has anyone dealt with cross-state identity theft with unemployment? What can I even do at this point?
OK heres what u need to do - happened to me & my roomate both. The BIG mistake is trying to create a NEW id.me account. Instead: 1) Go to id.me and click "sign in" 2) Click "forgot password" and use your email 3) They'll send reset link 4) Once in, immediately go to security settings 5) Turn on ALL security features (2-factor) 6) Go to help section, report account compromised 7) They'll walk you through recovery process Basically you need to RECOVER the fraudulent account not make a new one. Then id.me will give you docs to send to NY unemployment showing you're the real person.
OMG THANK YOU!! I just tried this and it worked - I was able to reset the password and get into the account. Now I need to contact ID.me support to help clean it up, but at least I'm in!
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Awesome! Just make sure you take screenshots of EVERYTHING in there before you report it compromised. You'll need that evidence for your NY claim.
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Unfortunately this is happening EVERYWHERE right now. My advice after going through this nightmare myself: 1. First priority is getting control of your ID.me account following what @profile14 suggested 2. Call NY unemployment ONLY using Claimyr (claimyr.com) - saved me 3+ hours of hold time 3. Request to speak with a supervisor immediately - regular agents CAN'T help with this 4. Have all documentation ready: police report, FTC report, credit freeze confirmations 5. Be extremely persistent! Don't take no for an answer! 6. If supervisor says they can't help, hang up and try again (seriously) 7. Once you get the right person, they can override the ID.me issue It took me 5 calls but I finally got someone who knew exactly what to do. They have a specific procedure for cross-state identity theft cases, but most agents don't know about it. Only supervisors or the fraud department can help. Don't waste time with regular agents. Also - immediately check if tax returns were filed in your name! This is usually the next step in the scam after unemployment fraud. Get an IP PIN from the IRS ASAP.
THANK YOU for the detailed advice! I just booked a callback through claimyr and I'm going to follow your steps exactly. Did you have to submit any special forms or just talk to the supervisor?
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Just talking to the supervisor was enough in my case. They have an internal process they can follow once they confirm you're the real person. Make sure to ask them to note your account that you're a victim of cross-state identity theft!
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Hate to break it to you but the entire ny unemployment system is a complete disaster right now. The scammers know it's nearly impossible to reach anyone by phone, which gives them more time to steal benefits before you can report it. So frustrating 😡
If you don't take any action, heres what will likely happen: the scammers will get your benefits on their fake card, and when you finally get through to unemployment to report the issue, they'll freeze your account for investigation which can take 8-12 weeks to resolve. DONT WAIT, find a way to speak to a representative IMMEDIATELY.
That timeline is terrifying. I can't go 8-12 weeks without this money. Has anyone successfully reported fraud and had it resolved quickly?
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The key is reporting it before any payments go out. If you catch it early, they can stop the payments to the fraudulent card and redirect to your correct payment method. But you absolutely must speak to someone.
26d
Have u tried calling ur bank? Sometimes they can see pending ACH transfers even if ReliaCard says it went thru. My bank (Chase) was able to tell me my transfer was stuck in some kind of verification hold and they helped push it thru.
I called them twice and they said they don't see anything from ReliaCard at all, not even pending 😕
26d
so frustrating!!!! i switched to just withdrawing cash at the ATM and closing my ReliaCard account. i dont trust them anymore after they "lost" my money twice. the whole ny unemployment system is designed to make everything as difficult as possible i swear
pro tip: always keep an emergency buffer of at least one week's worth of benefits if possible. holidays, system glitches, and random payment holds happen ALL THE TIME with ny unemployment. saved my butt numerous times.
ur mom can try calling her bank to see if theres a pending deposit. sometimes it's in the system but not showing in her available balance yet
Good idea, I'll suggest that to her!
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Isabella Costa
File an extension with the IRS so you don't get penalized for late filing while you're waiting for the form. Thatll give you till October to sort this out.
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Dmitry Smirnov
I really need my refund sooner though... I was counting on that money for bills that are already overdue.
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StarSurfer
lmao welcome to ny unemployment where nothing works and no one answers the phone 🤡
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Ravi Malhotra
💯💯💯
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Freya Christensen
It's almost impressive how consistently terrible they are
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