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For anyone new to the system, here's what you need to know about holiday delays: Payments typically drop the next business day DON'T panic if you don't see it right away They won't respond to questions about where your money is during the delay Plan ahead for these delays around major holidays If you absolutely need to speak with someone, try claimyr.com - they handle the calling and holding for you. Been through this rodeo many times, just gotta roll with it 🤷♂️
As someone who's currently navigating this system, I really appreciate everyone breaking this down! I was also confused about the funding structure when I first started collecting. One thing that helped me was understanding that while NY state funds the regular benefits through employer taxes, the federal government can also provide extended benefits during high unemployment periods (like the PEUC and PUA programs during COVID). It's reassuring to know that the State Unemployment Insurance Trust Fund has been built up over time through employer contributions, so it's not just dependent on annual budget allocations. Has anyone had experience with what happens if you move to another state while collecting NY benefits?
Great question about moving to another state! I actually went through this situation last year. When you move to another state while collecting NY unemployment, you can generally continue receiving your NY benefits as long as you meet all the requirements (like job searching and being available for work). You just need to update your address with NYS Department of Labor and make sure you're still eligible to work in your new location. The key thing is that your claim stays with the state where you originally filed (NY in this case), so you'll continue getting benefits from the NY State Unemployment Insurance Trust Fund that everyone explained so well above. Just make sure to report the move promptly to avoid any issues with your weekly certifications!
This is such a helpful thread! I've been collecting unemployment for about 6 weeks now and was also confused about the funding. What really helped me understand it was thinking of it like insurance - NY employers have been paying into this state fund for years, kind of like how you pay car insurance premiums before you need to make a claim. The NYS Department of Labor essentially manages this insurance fund that employers have built up through their unemployment tax contributions. One thing I'm still wondering about though - does the size of NY's unemployment trust fund affect how quickly they process claims? I've noticed some delays in my payments and wasn't sure if that was related to funding levels or just system capacity issues.
Check if there's a bank holiday affecting ACH transfers. Sometimes the delay is on the banking side, not NYS Department of Labor. But if multiple people are experiencing this, it's likely a processing issue.
I'm having the same issue! Filed my weekly claim on Sunday as usual and it shows processed, but no payment yet. This is really concerning since I depend on these payments. Has anyone tried calling the DOL directly about this? I'm wondering if there's a systematic delay affecting multiple people or if we need to take individual action. Really hoping this gets resolved soon.
I tried calling the DOL this morning and got the usual busy signal after waiting 2 hours. It's definitely looking like a systematic issue since so many of us are experiencing the same delay. Maybe we should all try calling together to put pressure on them to fix whatever processing problem they're having. This is really unacceptable when people depend on these payments for basic expenses.
Mei Chen
I'm going through the exact same nightmare right now! Filed 3 weeks ago after getting laid off, received my monetary determination showing $445/week but I'm still stuck in pending with zero payments. Like everyone else here, I've tried calling dozens of times with no luck - just busy signals and automatic disconnects. After reading through all these responses, I'm going to try the secure messaging route through my online account today. Several people have had success with that approach, and it seems way more realistic than trying to get through on the phone. I'm also going to look up my assemblyperson's contact info and give their office a call. The most frustrating part is not knowing what's actually holding things up or how long this could drag on. At least now I understand that the monetary determination is just them calculating potential benefits, not actual approval. I had no idea there could be all these hidden flags and verification issues that they don't even tell you about! Going to keep certifying every week no matter what - sounds like when it finally goes through we get all the backpay. Thanks to everyone for sharing their experiences, it's oddly comforting to know this is just how broken the system is and I'm not doing something wrong!
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Samantha Johnson
•I'm literally in the exact same boat! Filed about 2.5 weeks ago after being laid off from my retail management position, got my monetary determination letter last Friday showing $392/week, but my account still just says "pending" with no payments. I've been certifying weekly like clockwork but nothing's happening. The stress of bills piling up while waiting for who knows how long is killing me! I tried calling probably 30+ times this week alone - either immediate busy signal or that automated message about call volume being too high. Going to try the secure messaging thing today after seeing so many people mention it here. Also going to look up my local assemblyperson's office. Really hoping one of these approaches works because I can't keep living in this limbo much longer. Keep me posted on how the messaging goes for you - we're definitely all in this together!
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Daniela Rossi
I'm in almost the exact same situation and reading all these responses is both reassuring and stressful at the same time! Filed about 3 weeks ago after getting laid off from my office job, got my monetary determination last week showing $412/week, but I'm still stuck in pending hell with zero payments coming through. I've been certifying every week religiously but my account just keeps showing "pending" with no explanation whatsoever. Like everyone else here, I've tried calling probably 40+ times over the past two weeks - it's either an immediate busy signal, automated hangup, or that infuriating "call volume too high" message. The phone system seems deliberately designed to prevent you from reaching a human being! After reading through all these experiences, I'm definitely going to try the secure messaging approach through my online account today - seems like several people have had success with that route. Also going to look up my assemblyperson's contact info and give their office a call since that worked for some folks here. The worst part is not knowing what's actually causing the delay or how long this could drag on. I had no idea the monetary determination was just them calculating potential benefits rather than actual approval. Now I'm worried there's some hidden flag or verification issue they haven't even told me about. Thanks to everyone for sharing your stories - at least I know this is just how broken the system is right now and I'm not going crazy! Going to keep certifying no matter what since it sounds like we'll get backpay for all those weeks once it finally goes through.
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