New York Unemployment

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The whole system is ridiculous if you ask me. 26 weeks isn't enough time to find a decent job in this economy, especially if you're trying to find something that actually pays a living wage instead of just taking the first minimum wage job that comes along!

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I hear you but at least it's something to help pay bills while searching.

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Just wanted to add that if you exhaust your regular 26 weeks of unemployment benefits, you might be eligible for extended benefits during times of high unemployment, though this depends on economic conditions and federal programs that may be available. Also, make sure you're familiar with the online system at labor.ny.gov - it's much easier than trying to call. You can check your payment history, weekly claim status, and get most of your questions answered through their online portal. Good luck with your job search!

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Thanks for mentioning the online portal! I've been struggling with the phone system too. Quick question - when you say "extended benefits during times of high unemployment," how do you know if those programs are currently active? Is there somewhere specific on the labor.ny.gov site that shows current extended benefit availability?

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I've been on unemployment for about 3 months and learned this the hard way - always keep records! I create a simple Word document for each week with the date, company name, position title, how I applied (Indeed, company website, etc.), and I save confirmation emails in a separate folder. Also don't forget that things like updating your LinkedIn profile, attending virtual job fairs, or even informational interviews count as work search activities. The key is being able to prove you're making a genuine effort to find employment. Better to over-document than risk losing benefits later!

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Great advice about saving confirmation emails in a separate folder! I never thought about informational interviews counting as work search activities - that's really helpful to know. Do you happen to know if there's a minimum amount of time these activities need to take, or is it more about showing you're making genuine contact attempts?

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I've been through this process and want to emphasize how important it is to treat your job search documentation like a business record. I keep a detailed Excel spreadsheet with columns for date, company, position, application method, contact person, and follow-up actions. What really saved me during my audit was having screenshots of job postings and confirmation emails. Also, don't overlook networking activities - I counted LinkedIn messaging with recruiters, attending virtual career workshops, and even cold-calling companies about potential openings. The NYS DOL wants to see 3 meaningful work search activities per week, so quality matters more than quantity. Make sure each activity shows you're actively pursuing employment opportunities in your field or related areas.

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This is exactly the kind of detailed approach I needed to hear about! I've been keeping basic records but your Excel spreadsheet idea with all those columns sounds much more comprehensive. The point about screenshots of job postings is really smart - I hadn't thought about how those disappear. Quick question: when you say "meaningful" work search activities, did the NYS DOL give you any specific guidance on what makes an activity count as meaningful versus just going through the motions?

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One thing to keep in mind is that the 26 weeks is for regular unemployment benefits, but if there are any federal extensions available (like during economic downturns), you might be eligible for additional weeks beyond the standard 26. Also, make sure you understand the difference between your benefit year and your claim weeks - your benefit year lasts 52 weeks from when you first file, but you can only collect benefits for up to 26 of those weeks. If you find work and then lose it again within that same benefit year, you can potentially restart your claim as long as you haven't used up all 26 weeks yet.

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This is really helpful information about the benefit year vs claim weeks distinction! I didn't realize you could potentially restart within the same benefit year if you hadn't used all 26 weeks. That's good to know in case I find temporary work that doesn't work out. Are there any restrictions on how quickly you can restart a claim if you become unemployed again within the same benefit year?

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@Sienna Gomez That s'a great point about federal extensions! I was on unemployment during the pandemic and was able to get the extra weeks through PEUC Pandemic (Emergency Unemployment Compensation .)Those federal programs can really be a lifesaver when regular state benefits run out. Of course, those were special circumstances, but it s'worth keeping an eye on whether any federal extensions are available, especially if the economy takes a downturn. The regular 26 weeks is the baseline, but don t'assume that s'always the maximum you could potentially receive.

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@PixelPrincess Just wanted to add that it's really smart you're planning your finances early! One tip I learned during my unemployment period is to set up a budget assuming you'll only get the full 26 weeks and treat any work you find before then as a bonus. Also, don't forget that your unemployment benefits are taxable income - you can choose to have taxes withheld from each payment or pay them later, but it's something to factor into your financial planning. NYS takes out 10% for federal taxes and 3.5% for state taxes if you elect withholding. Good luck with your claim!

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@Connor Gallagher That s'excellent advice about budgeting for the full 26 weeks and treating any early employment as a bonus! I hadn t'thought about the tax withholding aspect either - that s'definitely something I need to decide on soon. Do you remember if there were any penalties or issues if you chose not to withhold taxes during the benefit period and just paid them at tax time instead? I m'trying to maximize my weekly cash flow right now but don t'want to get hit with any surprises later.

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@Ethan Taylor I chose not to withhold taxes during my unemployment period last year and didn t'have any penalties - you just need to make sure you set aside money for tax time or pay quarterly estimated taxes if you think you ll'owe more than $1,000. The IRS generally doesn t'penalize you for underpayment if your withholding and estimated tax payments equal at least 90% of the current year s'tax or 100% of last year s'tax whichever (is smaller .)Just keep track of how much you receive in benefits so you can report it accurately on your tax return. I found it helpful to put about 15% of each payment into a separate savings account for taxes.

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just went through this last month, got approved no problem. make sure you have your employer fill out the separation form correctly showing lack of work not misconduct or anything like that

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I've been working seasonal construction for about 8 years now and can confirm that seasonal workers absolutely qualify for unemployment benefits in New York. The key thing is to make sure your employer properly documents the layoff as "lack of work" rather than any other reason. I usually file my claim the week I get laid off in December and have never had major issues getting approved. One tip - if you know approximately when you'll be called back to work, mention that in your claim but don't give a specific date unless your employer puts it in writing. The NYS DOL understands seasonal patterns in industries like construction, landscaping, and tourism. Just be honest about your situation and keep up with the weekly certifications!

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This is really helpful advice! I'm new to seasonal work and wasn't sure how the whole process worked. Do you usually apply for benefits right when you get the layoff notice, or do you wait until your last day of work? Also, when you mention keeping up with weekly certifications - is that something you do online or do you have to call in?

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I'm new to unemployment benefits too and this is really helpful info! I just submitted my first claim yesterday (Monday) so sounds like I should expect payment by Thursday or Friday at the latest. One thing I'm wondering about - do they send any kind of notification when the payment is processed or do you just have to keep checking your bank account? Also, is there a way to see payment history in the my.ny.gov portal?

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Yes, you can definitely track your payment history in the my.ny.gov portal! Once you log in, look for the "Payment History" section under your unemployment dashboard. It shows all your payments, dates, and amounts. As for notifications, NYS DOL usually sends a text or email when your payment is processed, but make sure your contact info is updated in your profile. Since you filed Monday, you should see the payment by Wednesday or Thursday - just keep an eye on both your bank account and the portal!

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I've been through this same situation! When I first started collecting unemployment in NY, I was so anxious about when the payments would actually show up. From my experience over the past 6 months, if you certify on Sunday, the money typically hits your account Tuesday or Wednesday. The key thing is to make sure you certify as early as possible - I always do mine Sunday evening right when it becomes available. Also, double-check that your direct deposit info is 100% correct in your my.ny.gov account because even a small typo can cause major delays. One time my payment was delayed by a week because I had an old routing number in there. Hope this helps ease your worry - the system does work once you get into the rhythm of it!

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This is so reassuring to hear! I'm in the exact same boat as Jessica - just got approved after my restaurant closed down and I'm stressed about timing with bills coming up. Your tip about certifying Sunday evening is really helpful. Did you ever have any issues with the my.ny.gov website being slow or crashing when you tried to certify? I've heard some people complain about technical problems but wasn't sure how common that actually is.

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@Keisha Thompson @Jessica Nolan I ve had'the my.ny.gov site crash on me a few times, especially on Sunday evenings when everyone is trying to certify at once. My advice is to try certifying earlier in the day on Sunday or even late Saturday night if the system lets you. If the site does crash while you re in'the middle of certifying, don t panic'- your progress usually saves and you can pick up where you left off. Just make sure to complete it before the deadline. I also learned to screenshot my confirmation page just in case there are any disputes later about whether I certified on time.

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