New York Unemployment

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Did you get the targeted EIDL advance email or is this for a different SBA program? Just wanted to clarify because different programs might have slightly different requirements.

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Yes, it's for the targeted EIDL advance. Sorry I should have mentioned that!

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Perfect, then the advice everyone has given is correct. For the EIDL program, they want your actual business revenue. Unemployment compensation is not counted as business revenue. Since you only had Uber/Lyft income in 2019, you'll report that amount for 2019 and zeros for 2020/2021 when you were on unemployment. Make sure you keep documentation of your 2019 income (Schedule C, 1099s, etc.) handy as they may request verification.

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Thank you all so much for your help! Based on everyone's advice, I'm going to: 1. Report only my 2019 Uber/Lyft income from my Schedule C 2. Put zeros for 2020/2021 since I only had unemployment those years 3. Have my documentation ready in case they ask for verification I really appreciate everyone sharing their experiences and knowledge - this has been super helpful!

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UPDATE: I finally spoke with someone at NYSDOL! Used that Claimyr service and got through in about 25 minutes. Turns out I did hit my maximum benefit amount, but the agent helped me apply for extended benefits and walked me through the 599 program application since I'm interested in a coding bootcamp. She also pointed me to rental assistance resources. Such a relief to finally talk to someone who could help! If anyone else is stuck trying to reach NYSDOL, seriously consider using Claimyr - worth every penny for the stress it saved me.

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that's awesome!! did they say how long it takes for the 599 approval? and are you getting any benefits while you wait??

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They said 599 approval typically takes 3-5 weeks, but can be longer if they need additional information. Unfortunately, I won't receive any benefits while waiting for approval, which is tough. But the agent did help me apply for emergency rental assistance to cover next month while I sort everything out. She recommended applying for SNAP benefits too, which I'm doing today.

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That's a good update. One thing to remember - if your 599 application is approved, benefits can be retroactive to the date you applied, so keep certifying weekly even though you won't receive payments immediately. Document everything and keep all confirmation numbers from your certifications.

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I've been on disability for 3 years now. Just wanted to say don't get discouraged if you get denied at first. Almost everyone does. That's just how the system works unfortunately.

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Thanks for the encouragement. Did you use a lawyer when you applied?

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No lawyer for the initial application, but I did get one for the appeal. They only take payment if you win (from your backpay), so it didn't cost anything upfront.

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This is good advice. Statistics show approval rates increase significantly with legal representation during appeals. Most disability attorneys work on contingency as mentioned - typically taking about 25% of backpay with a cap around $7,000. For a complicated case with a year-long disability already, it's often worth considering legal help even for the initial application.

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my claim was stuck forever too and i finally found out it was because my former employer contested it? but nobody told me until i finally got through. make sure you have your employment records handy when you finally reach someone. and maybe check if theres anything weird with your previous job that might be holding things up?

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That's a good point. I left my last job on good terms, but who knows what they might have said to unemployment. I'll definitely have all my documents ready when I finally get through. Thanks for the tip!

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UPDATE: I finally got through to someone! I tried that Claimyr service that someone mentioned above, and I was honestly shocked when it actually connected me with a rep in about 15 minutes. Turns out there was an issue with my identity verification that nobody had bothered to tell me about. The agent was able to fix it right on the call, and she said my claim should be processed within 2-3 business days with all backpay included. Such a relief after 10 weeks of stress! Thanks everyone for your suggestions.

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That's awesome! So glad you got it resolved. Hoping your money comes through quickly!

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nice! was just about to suggest trying that service too. glad it worked out, nothing worse than being stuck in limbo.

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did u ever find out if they go back and give u the money from when ur benefits ran out until now? i'm worried about the same thing happening to me soon

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Not yet, but I'm going to specifically ask about backdating when I file my new claim. Will update here when I find out!

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Just to follow up on this thread - I've helped several clients with similar situations. When you file your new UI claim, make sure to use the "Comments" section at the end of the application to explain your situation. Specifically state: "I previously exhausted UI benefits and received MEUC approval letter dated [date]. I'm requesting this new claim be backdated to [date your benefits exhausted] due to confusion caused by the MEUC approval." This written record is important if you need to appeal later.

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This is extremely helpful, thank you! I'll use that exact wording when I file my new claim today. I appreciate all the support from everyone here.

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