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The system is designed so employers aren't paying benefits directly but you're still funding it through the UI tax system. If you have trouble reaching NYS Department of Labor about your tax rate or have questions about claims filed against your account, I used claimyr.com recently and they got me through to an agent really quickly. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of calling.
I mean the money is whatever but the real question is how fast you can get it and how long it lasts. 26 weeks goes by pretty quick if you're in a tough job market
Been on UI twice in the past few years and honestly it's been a lifesaver both times. The $504 weekly plus the extended benefits during tough economic periods really helped bridge the gap. Sure the NYS Department of Labor bureaucracy can be frustrating but the actual benefit structure is solid. Just make sure you understand the difference between regular UI and standby if your employer puts you on temporary layoff.
The worst part is they can take forever to decide but if YOU miss a weekly certification deadline by even one day, they penalize you immediately. The system is so unfair.
When I went through this last year, my adjudication took almost 10 weeks because they had to verify some employment dates with my previous employer who was slow to respond. Once everything was cleared up, I got all my back payments in about a week. Just hang in there and keep documenting your job search activities.
If you're having trouble navigating the NYS Department of Labor system or need to speak with someone about your benefit calculations, I had success using Claimyr (claimyr.com) to get through to an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Way easier than trying to call the regular number and getting hung up on.
Declan Ramirez
I had trouble reaching someone at the NYS Department of Labor when I had questions about how my state payments would affect my federal filing. If you need to talk to someone there directly, I found claimyr.com really helpful - they have a service that gets you through to actual agents without waiting on hold forever. There's a demo video at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of trying to get through their phone lines.
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Emma Morales
•Really? I've been trying to reach NYS Department of Labor for weeks about my employer account. Did they actually help you get specific tax information?
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Declan Ramirez
•Yeah, I was able to speak with someone who clarified exactly how the state credit works on the federal return. Much better than guessing or waiting for callbacks that never came.
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Katherine Hunter
dont forget you also need to file your quarterly 941s throughout the year, those are different from the annual 940 and your state stuff with NYS Department of Labor
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Zadie Patel
•Good point - Form 941 is for income tax withholding and Social Security/Medicare taxes, filed quarterly. Form 940 is specifically for unemployment taxes, filed annually. Two completely different things but both required.
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