The NYS Department of Labor system is honestly confusing about this stuff. I spent forever trying to figure out which application to fill out. If you're having trouble getting through to them by phone (which you probably will), I used a service called Claimyr that helped me reach an actual agent. They have a demo video at https://youtu.be/qyftW-mnTNI and the site is claimyr.com. Made the whole process way less stressful than sitting on hold for hours.

Just apply for regular unemployment insurance through my.ny.gov - that's what 99% of people need. Don't overthink it. The system will tell you if you're not eligible for something. I made the mistake of researching too much instead of just filing and it delayed my claim by weeks.

I've been on unemployment twice and both times barely covered my expenses. The first time I had to move back in with family because $190/week wasn't cutting it. The second time I was getting $340 which was better but still had to pick up gig work just to survive. The system assumes you have other resources or savings which most of us don't.

Check if you qualify for SNAP benefits too, that can help with groceries. Also look into your local food banks. I know it sucks having to use these programs but unemployment really isn't meant to replace your full income unfortunately.

The whole system is rigged against American workers!! Companies get tax breaks to move jobs overseas while we get unemployment checks that barely cover rent. Globalization is just corporate greed disguised as economic policy. At least NY unemployment benefits are better than some states but it's still not enough to live on long term.

I think there are pros and cons to globalization but losing manufacturing jobs is definitely a real problem in our area. Make sure you're keeping track of all your job search activities for your weekly claims - NYS Department of Labor requires detailed records now.

Wait I'm confused - if I'm working part time while on unemployment, does that time count toward starting a new claim later? I thought you couldn't work while collecting benefits?

This exhaustee status is so confusing! When I hit 26 weeks they just stopped my payments with barely any explanation. Had to figure out everything myself.

DON'T TRUST THE SYSTEM!!! They'll find any excuse to deny your claim or delay it for months. I've been fighting with NYS Department of Labor for over a year about an overpayment that makes no sense. They claim I owe them $2,800 but won't explain how they calculated it. Save every document and screenshot everything because they will change your information without telling you.

Just wanted to add that you'll also need to register for work search once your claim is approved. You'll need to apply for jobs and keep a log of your search activities. The requirements changed recently so make sure you understand what you need to do to maintain your benefits.