Will an Offset Delay the Rest of My Refund Being Deposited?

I went through this exact situation last year. From my experience, the offset itself doesn't usually cause additional delays for the remaining portion of your refund. What typically happens is that the IRS processes your return normally, applies the offset amount to whatever debt was identified (in your case the business taxes), and then releases the remainder to you. In my case, I received the remaining portion about 7-10 days after getting the offset notice. I remember being so worried that I'd have to wait months, but it was actually pretty smooth once the offset was processed.

Have you checked your transcript for any other codes besides the 898? Sometimes there's a 571 code that follows which indicates the offset is complete. Also, do you know exactly which business taxes triggered the offset? Sometimes that makes a difference in processing time.

I checked my transcript again this morning and I do see some additional codes now. There's a 776 dated 3/28/2024 for the $3,782 amount and a 290 code with $0.00 amount. Still no direct deposit date though. The debt was from underpaid quarterly estimated taxes for my business in 2022. I thought I had caught up on everything, but apparently I miscalculated. Really need that remaining refund soon for some equipment purchases.

When I had an offset situation last year, I spent days trying to reach someone at the IRS to confirm when I'd get the remainder of my refund. After 14 attempts and hours on hold, I discovered Claimyr (https://youtu.be/_kiP6q8DX5c). They got me through to an actual IRS agent in about 25 minutes who confirmed my remaining refund was scheduled to be released within 5 business days. Totally worth it when you need definitive answers about offset timing rather than guessing based on transcript codes.

Has your Where's My Refund tool updated at all? In my experience with offsets, WMR sometimes shows different information than what appears on your transcript. The 898 code typically appears exactly 7 days before the remaining refund is scheduled for deposit, but that's not always consistent during peak filing season.

According to the IRS website (specifically Publication 1450 which covers the Treasury Offset Program), offsets should not cause significant delays to the remainder of your refund. The standard timeline states that once an offset is processed, the remaining refund follows the normal direct deposit schedule. However, if your offset was particularly large compared to your total refund (which yours is at over 50%), sometimes that triggers an additional review. The IRS's "Where's My Refund" tool should update within 3-5 business days after the offset processing is complete. I'd recommend checking it daily at this point.

I had almost the exact same situation last tax season with a business tax offset. My refund was about $8,200 and they took $4,100 for a payroll tax issue I didn't even know about. I was worried about delays too, but the remaining $4,100 hit my account exactly 9 days after the offset notice appeared on my transcript. The thing that helped me most was watching for the 846 code to appear - that's the direct deposit code that shows both the amount and the date. Once I saw that, I knew exactly when to expect the money. Hope this helps ease your mind a bit!

I'm going through something similar right now! My refund was supposed to be $5,890 but they're offsetting $2,200 for some old student loan debt I thought was in forbearance. Just saw the 898 code appear on my transcript yesterday. Reading through everyone's experiences here is really reassuring - it sounds like most people get their remaining refund within 7-14 days after the offset codes show up. I've been checking my transcript obsessively but I think I need to be more patient. Has anyone here had experience specifically with Department of Education offsets versus IRS offsets? Wondering if there are any differences in processing time since mine involves a different agency.

I'm dealing with a very similar situation right now - offset for unpaid business taxes from 2022 that I thought I had resolved. My refund was $6,200 and they're taking $2,800, leaving me with $3,400 remaining. I've been frantically checking my transcript since seeing the 898 code appear three days ago. Reading through everyone's experiences here is incredibly helpful and reassuring! It sounds like most people are getting their remaining refunds within that 7-14 day window after the offset codes show up. I'm particularly interested in what James mentioned about the 7-10 day timeline - that gives me hope since I really need that remaining money for payroll next week. Has anyone noticed if the day of the week when the 898 code appears affects when the remaining refund gets deposited? I saw mine on a Tuesday and I'm wondering if weekends slow down the processing at all.

I'm new to this community but currently dealing with my first offset situation and this thread has been incredibly helpful! My 2023 refund was supposed to be $4,850 but they're offsetting $1,900 for some old business employment taxes I apparently missed. I just saw the 898 code appear on my transcript yesterday morning and have been anxiously waiting to see what happens next. Reading everyone's experiences here gives me so much hope that the remaining $2,950 should come through in the next week or so. I was initially panicked thinking the whole refund would be held up for months, but it sounds like that's not typically the case. Thank you all for sharing your timelines and experiences - it's really helping ease my anxiety about this whole process! I'll keep checking for that 846 code everyone mentions and try to be patient.

I'm currently going through this exact same situation and this thread has been incredibly reassuring! My 2023 refund is $8,450 but they're offsetting $3,200 for some quarterly business taxes I apparently underpaid in 2022. I saw the 898 code appear on my transcript four days ago and have been anxiously waiting for any updates. Reading everyone's experiences here - especially James mentioning the 7-10 day timeline and Jabari-Jo's similar situation - gives me so much hope that my remaining $5,250 should hit my account soon. I was initially terrified that the offset would delay everything for months, but it sounds like that's not typically the case. I'll keep watching for that 846 code everyone mentions. Thank you all for sharing your timelines and keeping this thread updated - it's helping so many of us navigate this stressful process!

I'm new to this community and currently dealing with my first offset situation. My 2023 refund was supposed to be $5,400 but they're offsetting $2,100 for some old state tax debt that got transferred to the Treasury Offset Program. I saw the 898 code appear on my transcript two days ago and have been frantically checking for updates ever since. This thread has been incredibly helpful and reassuring! Reading everyone's experiences - especially the consistent 7-14 day timeline after the 898 code appears - gives me hope that my remaining $3,300 should come through soon. I was initially panicked thinking the entire refund would be held up indefinitely, but it sounds like that's rarely the case. I'll keep watching for that 846 code with the actual deposit date that everyone mentions. Thank you all for sharing your detailed experiences and timelines - it's helping so many of us navigate this stressful process for the first time!