I'm also with BoA and waiting on a 3/24 DDD! Based on what everyone's sharing here, it sounds like we're definitely waiting until the actual date. I've been checking obsessively too, but I'm going to try to be patient and just check Monday morning. One thing I noticed is that my transcript shows the 846 code with 20240324, so that seems to confirm the exact date. Has anyone else noticed if BoA sends a mobile notification when the deposit hits, or do you have to check the app manually? Trying to figure out if I'll know right away or need to keep checking throughout Monday morning.

I'm with BoA too and have been through this waiting game before! From my experience over the past few years, they are very strict about the DDD - no early deposits like some of the other banks offer. I'd recommend checking your IRS transcript to make sure that 3/24 date is solid (look for the 846 code). If March 24th falls on a weekend, it might actually deposit on the next business day instead. The good news is BoA usually processes these early in the morning once the date hits, typically between midnight and 6am. I know the waiting is torture when you're expecting a refund, but at least with BoA you can count on it being very predictable timing-wise!

just curious - how long ago did u file the injured spouse form?

Ugh I feel your pain! Same situation happened to me last year - filed jointly and got hit with the child support offset. The waiting is the worst part honestly. I ended up using taxr.ai after seeing it mentioned here and it was super helpful for understanding exactly what was happening with my refund. It showed me the breakdown of how much was being taken vs what I'd actually get back. Way better than trying to decode those cryptic transcript codes myself! Hang in there, the money will come eventually 🤞

One strategy that helped me deal with AMT from ISOs: If you're expecting to be in AMT for several consecutive years, consider exercising and holding ISOs in the HIGHEST AMT year, then doing disqualifying dispositions (immediately selling) in other years. This maximizes the value of your AMT credits when you can finally use them. For your specific question about TurboTax vs TaxSlayer - I've used both, and TurboTax Premier definitely does support Form 8801, it's just not obvious. TaxSlayer's interface makes it a bit easier to find the AMT credit forms in my experience. Also don't forget that keeping perfect records is crucial. Document every ISO transaction, your basis calculations, and keep copies of all AMT-related forms (6251, 8801) from every year. You might need these records for a decade or more until you finally use all your credits!

This is such a helpful thread! I'm dealing with a similar ISO/AMT situation but have an additional complication - I moved states between tax years. Does anyone know how state AMT credits work when you relocate? I paid AMT in California last year due to ISO exercises, but now I'm a Texas resident (no state income tax). Will I still be able to claim the California AMT credit if I exercise more ISOs this year as a Texas resident? Or do I need to file something special with California to maintain those credits? The federal AMT credit carryforward seems straightforward based on everyone's advice here, but I'm completely lost on the state piece. My CPA moved to a different firm and I haven't been able to get clear guidance on this.

Has anyone used TurboTax for a situation like this? I moved from Michigan to Ohio in August and I'm wondering if it's worth paying for TurboTax Deluxe to handle the multiple state returns or if I should just go to a tax professional this year?

I went through this exact situation when I moved from Texas to California mid-year. You definitely cannot just file in one state - each state wants their share of taxes for the period you were a resident there. Even though it seems like extra paperwork, filing as a part-year resident in both states is the only legitimate option. The good news is that most tax software makes this pretty straightforward these days. You'll need to determine your residency dates for each state (sounds like you have clear move dates) and allocate your income accordingly. Since you worked remotely, you'll owe Nebraska taxes on income earned while living there from January through early June, and Colorado taxes on income earned from June onward. Don't try to skip filing in Nebraska - state tax authorities are pretty good at cross-referencing federal returns and W-2 information. It's better to deal with the minor hassle now than face penalties and interest later.

Hey Micah! I totally feel your frustration - the empty transcript thing is so stressful when you're waiting for your refund. From what I've seen in this community, it's pretty normal for transcripts to stay blank for 3-4 weeks after filing, especially early in the season when the IRS is still ramping up processing. The good news is that efiling usually means you're in a better spot than paper filers. I'd say give it another week or two before really worrying. In the meantime, you can always check the "Where's My Refund" tool on the IRS website for any status updates. Hang in there! 🤞

Same exact situation here! Filed electronically 3 weeks ago and my transcript is completely empty - not even my basic info shows up. I've been checking every few days and it's driving me crazy seeing everyone else's transcripts with all these codes and cycle dates. At least I know I'm not alone in this! The waiting is the worst part, especially when you're expecting a decent refund. Hopefully we'll see some movement soon 🤞