After verification mine took exactly 21 days to clear. Just hang in there!

Going through the same thing right now! Code 570 showed up after I verified my identity 2 weeks ago. From what I've learned, it's basically the IRS putting a temporary freeze while they review everything to make sure it all matches up. The waiting is brutal when you need that money, but hang in there - most people see it clear within 2-6 weeks after verification. Keep checking your transcript daily for any changes, and maybe set up informed delivery so you don't miss any mail from them. You got this! 💪

FYI - SBTPG and your bank don't always sync up right away. SBTPG might show funded, but there's def a delay. They batch process ACH transfers, usually overnight. So if it hit 'funded' status today, probs won't hit your actual bank acct until tmrw or next biz day. The date shown is their estimate, not a guarantee. Check both your actual bank AND the SBTPG portal for the most accurate info.

Just want to add my recent experience - my SBTPG showed "funded" on Tuesday morning, and the money hit my Chase account Wednesday evening around 6 PM. So about 30 hours total. The key thing I learned is that "funded" means SBTPG has your money and has started the transfer process to your bank. Your bank still needs time to process the incoming ACH transfer on their end. I'd give it 2-3 business days max before worrying. Also, some banks show pending deposits earlier than others - Wells Fargo showed mine as pending the same day SBTPG showed funded, but Chase didn't show anything until it actually posted.

I filed on February 2nd this year and got my acceptance notification 3 hours later! 😂 But last year when I filed on April 12th (cutting it close, I know), it took 2 full days to get the acceptance. The IRS systems are probably like me after the holidays - moving a bit slower with all that extra weight to process. My advice is to check your tax software account rather than your email - sometimes the software updates before they send the notification.

Same-day acceptance is definitely possible, especially if you filed early in the day! I usually file around 8-9 AM and have gotten acceptance notifications as early as 2 PM the same day. The IRS processes e-filed returns in batches throughout the day, so timing can make a difference. If you filed later in the evening, you might have to wait until the next business day for the first batch processing. Since you need this for rent, I'd recommend checking your tax software portal every few hours rather than just waiting for an email - sometimes the status updates there first. Fingers crossed you get that acceptance notification soon! 🤞

Is this her first teaching job? I'm a school district payroll manager, and we see this issue CONSTANTLY with new teachers who don't understand their retirement system. In many states, teachers have mandatory retirement contributions that are taken INSTEAD OF Social Security (not in addition to it). So the $0 for Social Security might be correct if she's in a state with a separate teacher retirement system. But the federal withholding is definitely wrong. $41 per paycheck for someone making $62k would only make sense if she claimed she was exempt or claimed a huge number of dependents. My guess: she filled out her W-4 incorrectly when starting the new position. You should: 1. Check her W-4 on file 2. Compare her last paystub YTD amounts to the W2 3. Ask about her state's teacher retirement system rules

I'm dealing with a very similar situation right now! My husband is also a teacher and we just discovered his W2 shows almost no federal withholding despite making $58k. After reading through these responses, I'm starting to think it's definitely a W-4 issue. What really helped us was getting a copy of his W-4 from HR - turns out he accidentally marked "exempt" on his first day because he was rushing through paperwork and didn't understand what it meant. The payroll person said this happens with new teachers ALL THE TIME. We're now working with the district to correct his withholding going forward and setting up quarterly payments to avoid another surprise next year. Definitely check what's on file for her W-4 - that's probably where the problem started. Also, if you're in one of those states where teachers don't pay Social Security (like we are in Ohio), that part might actually be correct. But the federal withholding being so low is almost certainly a W-4 error.

Question - have you checked the SBTPG site using both mobile and desktop? Their site is janky AF and sometimes shows different info depending on how you access it. On my phone it showed no trace number but on desktop it was there! worth a try

I'm going through the exact same thing right now! Filed in early March, got accepted, transcript shows 846 code with April 1st issue date, but SBTPG has been showing a blank trace number field for over two weeks. It's so stressful when you're counting on that money. I've been checking their site multiple times a day hoping something will show up. Based on what everyone's saying here, it sounds like this is unfortunately pretty common with SBTPG this year. I'm going to try calling the IRS tomorrow morning and see if they can give me any insight into what's actually happening on their end. Really hoping we both get some answers soon - the waiting is killing me!