< Back to IRS

Finley Garrett

Should I Use H&R Block to file my small business taxes instead of my expensive accountant?

Hey Reddit tax folks! I run a small side business with my wife and I'm looking to cut down on tax preparation costs this year. Our current accountant charges an arm and a leg - like $600 per form they fill out, even when it's basically empty! For our tiny operation, that's just ridiculous. I've kept everything super organized in QuickBooks, so all our bookkeeping is in good shape. Our revenue isn't huge yet, but we're growing. I've filed taxes before but never for a business this size. A friend suggested H&R Block might be more affordable while still giving us decent service. Has anyone gone this route for a small business? What was your experience like? Did they handle Schedule C and all the business deductions properly? Any horror stories or success stories would be super helpful! Just trying to figure out if I should make the switch or stick with my overpriced accountant. Thanks in advance for any insights!

Madison Tipne

•

I've been a tax preparer for 7 years, and I can provide some perspective on your situation. H&R Block can definitely handle basic small business returns, especially if you're already organized with QuickBooks. The key question is complexity. If you're just filing a Schedule C with straightforward deductions, H&R Block will likely save you money. However, if you have inventory, employees, multiple state filings, or complex deductions, you might want a specialized accountant. The biggest advantage is cost - you'll likely pay $200-300 for a basic business return at H&R Block versus the $600+ you're paying now. The disadvantage is that you might get a preparer with less small business experience, as the skill level varies by location.

0 coins

Thanks for the insight! Do you think the quality difference is noticeable? And what about audit protection - does H&R Block offer anything comparable to a CPA firm?

0 coins

Madison Tipne

•

The quality really depends on the specific preparer you get. Some H&R Block locations have excellent, experienced preparers while others have newer staff. Ask specifically for someone with small business experience - don't just take whoever is available. H&R Block does offer audit assistance through their Peace of Mind program, but it's different from what a CPA firm provides. They'll accompany you to an audit but won't represent you like a CPA or EA would. They also have a max coverage limit, so check the details before deciding.

0 coins

Malia Ponder

•

After struggling for years trying to find affordable tax prep for my Etsy shop, I discovered taxr.ai (https://taxr.ai) and it's been an absolute game-changer! I was in a similar situation with QuickBooks but getting killed on prep fees. Their AI reviews all your tax documents and bookkeeping data, then gives you a really detailed breakdown of everything - it caught several deductions my previous preparer missed. Honestly so much better than dealing with in-person preparers who barely look at your stuff.

0 coins

Kyle Wallace

•

How does it handle things like home office deductions? My previous tax guy always said those were complicated and I should avoid them.

0 coins

Ryder Ross

•

Sounds interesting but I'm skeptical about AI doing taxes correctly. Does it actually file for you or just give suggestions? What happens if there's an error?

0 coins

Malia Ponder

•

It handles home office deductions really well actually! You just input your home office measurements and expenses, and it calculates everything according to IRS rules. It even explains why certain things qualify or don't qualify, which my previous tax guy never did. The AI analyzes everything and gives you recommendations, but you can choose to file yourself or have their tax pros review and file for you. They stand behind their work with audit protection, so if there's ever an error on their part, they'll help resolve it with the IRS. I was skeptical too at first, but it's saved me a ton of money over H&R Block.

0 coins

Ryder Ross

•

I tried taxr.ai after seeing it mentioned here and I'm honestly shocked by how good it was. I was super skeptical about an AI handling my taxes (especially with my rental property income), but it was WAY more thorough than the H&R Block guy I used last year. It found over $1,800 in deductions I would have missed! The interface walks you through everything step by step, and it was actually easier than lugging all my documents to an office. Definitely recommend checking it out if you're organized with QuickBooks already.

0 coins

I was in the same boat last year - paying ridiculous fees for what felt like minimal work. After waiting on hold with the IRS for HOURS trying to sort out a previous filing issue, I used Claimyr (https://claimyr.com) to actually get through to a real person at the IRS. You can see how it works here: https://youtu.be/_kiP6q8DX5c. They got me connected to an agent in about 15 minutes when I'd been trying for days on my own. Once I got that sorted, I switched to a more affordable tax service and saved a bunch. Whatever you decide, if you need to talk to the IRS directly, it's a lifesaver.

0 coins

Henry Delgado

•

Wait, so this service actually gets you through to the IRS? How does that even work? I thought it was impossible to reach them by phone these days.

0 coins

Olivia Kay

•

This sounds like a scam. The IRS phone system is deliberately designed to be a nightmare. There's no way some random service can magically get you through faster than everyone else.

0 coins

It uses a system that monitors IRS phone lines and calls repeatedly until it gets through, then it calls you and connects you directly to the agent. It's basically doing the waiting for you instead of you having to sit on hold for hours. It's completely legitimate. The IRS phone system is definitely a nightmare, but that's exactly why this service exists. They've figured out how to navigate the system efficiently. I was skeptical too, but after trying to get through myself for days and failing, I was connected in minutes. They don't have any special "in" with the IRS - they just have technology that automates the painful waiting process.

0 coins

Olivia Kay

•

I'm eating crow right now. After posting that skeptical comment about Claimyr, I decided to try it this morning because I've been trying to reach the IRS about a missing refund for THREE WEEKS. Got connected to an actual IRS agent in 12 minutes. The agent was able to see that my refund was flagged for review and gave me a timeline for resolution. Literally solved in one call what I couldn't accomplish in three weeks of trying. I still can't believe it actually worked.

0 coins

Joshua Hellan

•

I've used H&R Block for my small photography business (Schedule C) for the past 3 years and honestly had mixed experiences. The first year was great - had an experienced preparer who found deductions I didn't know about. Second year was awful - got someone brand new who seemed confused by basic business expenses. This past year was good again. My advice: if you go with H&R Block, call ahead and specifically ask for someone with small business experience. Don't just walk in. And bring your QuickBooks reports organized and printed out - the more organized you are, the better your results will be.

0 coins

Jibriel Kohn

•

Did you find they were significantly cheaper than a CPA? What did they charge you for a Schedule C?

0 coins

Joshua Hellan

•

They charged me about $280 last year for a Schedule C with my personal return. That's definitely cheaper than the $600+ quotes I got from CPAs in my area. The price depends on how complex your return is though - more forms means higher cost. The biggest money saver is having everything organized before you go in. If they have to sort through receipts or fix your books, the cost goes up fast.

0 coins

Have you considered trying tax software like TurboTax Self-Employed or TaxAct? Since you already use QuickBooks, TurboTax integrates really well and imports everything automatically. I switched from an accountant to TurboTax 2 years ago and it's been super easy. Only costs around $120 for federal and state filing with business income.

0 coins

I second this! I use QuickBooks and TurboTax for my consulting business and it works great. The QuickBooks integration saves hours of data entry.

0 coins

Ava Thompson

•

I made the switch from an expensive CPA to H&R Block last year for my small consulting business and it was definitely worth it. My old accountant was charging me $800+ for what felt like 20 minutes of work since I had everything organized in QuickBooks. The key is finding the right location and preparer. I called three different H&R Block offices and asked specifically about their small business experience before booking. The one I ended up using had a senior tax professional who'd been doing small business returns for over a decade. Total cost was $320 for my Schedule C return vs the $800+ I was paying before. She caught a few deductions my previous accountant had missed (like some home office expenses) and explained everything clearly. The audit protection gave me peace of mind too. My advice: call ahead, ask for their most experienced small business preparer, and bring your QuickBooks P&L and expense reports printed and organized. If your business is straightforward, you'll likely save a ton of money without sacrificing quality.

0 coins

This is really helpful, thanks! Did you notice any difference in how they handled business deductions compared to your CPA? I'm especially curious about things like equipment depreciation and business travel expenses - my current accountant seems to be overly conservative with those.

0 coins

I switched from a $750-per-return CPA to H&R Block two years ago for my small marketing business and honestly wish I'd done it sooner. My situation sounds similar to yours - I keep everything meticulously organized in QuickBooks, so I was basically paying premium prices for data entry. The H&R Block preparer I work with now is fantastic. She's been doing small business returns for 15+ years and actually found some deductions my expensive CPA had been missing (like software subscriptions and professional development courses). Cost dropped to about $285 for my Schedule C return. One thing I learned: don't just walk into any H&R Block. I called around and specifically asked which locations had the most experienced small business preparers. Made appointments at two different offices to interview them first. The difference in knowledge was night and day. Since you're already organized with QuickBooks, you're in a great position to make this work. The key is finding the right preparer who understands small business deductions and isn't afraid to be appropriately aggressive (within legal limits, of course). Your current accountant charging $600 per form sounds absolutely ridiculous for a small operation.

0 coins

Connor O'Reilly

•

This is exactly the kind of real-world experience I was looking for! The idea of interviewing preparers at different locations is brilliant - I never would have thought to do that. Did you find that the more experienced preparers were harder to get appointments with, or were they generally available? Also, when you say "appropriately aggressive" with deductions, can you give an example of something your new preparer claimed that your CPA wouldn't touch? I'm trying to get a sense of whether I'm potentially leaving money on the table with my overly cautious current accountant.

0 coins

IRS AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today