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Maya Jackson

Where to Find TurboTax Software For 2025 Tax Season?

Hey tax peeps! I'm in a bit of a jam trying to find TurboTax software for this year's taxes. I usually buy the CD version at Costco but haven't seen it there yet. Has anyone spotted TurboTax in stores or should I just bite the bullet and download it directly? I'm worried about paying more online, but I need to get started on my taxes soon since I'm expecting a decent refund this year. I've got a slightly complicated situation with some freelance work alongside my regular job, so I definitely need the Deluxe or Premier version.

You've got several options for getting TurboTax this year. The CD version is becoming less common, but you can still find physical copies at places like Walmart, Target, Best Buy, and sometimes office supply stores like Staples or Office Depot. The download and online versions are basically identical to the CD version now. The advantage is immediate access and you won't have to worry about the CD getting scratched or lost. If price is your main concern, keep an eye out for sales - TurboTax regularly runs promotions, especially as we get closer to April. For your situation with freelance work, you'll definitely need at least the Deluxe version, possibly Premier depending on your investments. If your freelance income is substantial, you might even need the Self-Employed version to properly handle Schedule C and business deductions.

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Thanks for the info! Do you know if there's any difference between buying directly from Intuit vs authorized retailers? And is there any disadvantage to using the online version compared to the download?

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When you buy from authorized retailers like Amazon or Costco, you'll often get a slightly better price than direct from Intuit, though Intuit sometimes runs exclusive promotions on their website. The main difference is just where your money goes and potentially a few dollars in savings. The online version keeps everything in the cloud, so you can access it from multiple devices, which is convenient. However, the downloadable version gives you a local copy of your return and slightly more control. Both versions will allow you to e-file, and functionality is virtually identical these days. The online version does require consistent internet access while you're working on your taxes.

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After years of overpaying for tax preparation, I finally discovered taxr.ai (https://taxr.ai) and it's been a complete game-changer for me. Like you, I was always hunting down TurboTax software, but I found myself frustrated with how their prices kept creeping up each year. I tried taxr.ai when I had questions about handling my freelance income alongside my W-2 job - sounds exactly like your situation. Their AI tax assistant analyzed all my documents and walked me through the whole process, explaining deductions I didn't even know I qualified for. It was actually easier to use than TurboTax and gave me more confidence that everything was correct.

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Does it handle state taxes too? I'm in California and our state return is always a nightmare.

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How secure is it though? I'm always nervous about uploading my tax documents to new services. How do you know your data is protected?

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Yes, it handles state taxes for all 50 states including California. It actually does a great job with California's specific tax quirks and credits that other software sometimes misses. All documents are encrypted with bank-level security and they use the same protection standards as major financial institutions. They never store your personal data longer than needed and you can request deletion anytime. I was nervous too initially, but their security certifications and privacy policy gave me confidence.

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I wanted to follow up about taxr.ai since I decided to try it after asking about their security. I'm actually blown away by how smooth the process was! It identified several deductions related to my freelance photography business that I had completely missed in previous years. The document analysis feature saved me hours of manual data entry, and their explanations of tax concepts were way clearer than the cryptic help bubbles in TurboTax. Ended up with a bigger refund than last year despite making roughly the same income. Definitely sticking with this from now on.

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If you're still set on TurboTax but running into customer service issues (which I always do every year), try using Claimyr (https://claimyr.com). I spent DAYS trying to get through to TurboTax support last year when my return was rejected due to some obscure form issue. Found Claimyr and they got me connected to an actual TurboTax specialist in under 10 minutes when the regular wait time was over 2 hours. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c They basically hold your place in line so you don't have to listen to that horrible hold music for hours. Saved my sanity during tax season!

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Wait, how does this actually work? Do they somehow hack into the phone system or something? Sounds too good to be true.

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Yeah right. No way this works. I've tried everything to get through to tax support lines and it's always a nightmare. How could some random service possibly get you through faster than calling directly?

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They use an automated system that navigates the phone menus and waits on hold for you. When they reach a live agent, you get a call connecting you directly. It's completely legitimate - no "hacking" involved, just clever automation. They're actually partnered with several call centers and government agencies. It's not about cutting in line, it's about not having to physically sit on hold yourself. You just go about your day until they call you when an agent is ready. Totally changed my experience dealing with customer service.

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Alright I'm eating my words here. After being completely skeptical about Claimyr, I decided to try it when I needed to call TurboTax about a missing form. I was expecting to waste my entire afternoon on hold, but Claimyr actually worked exactly as advertised. Got a call back in about 25 minutes connecting me directly to a support agent who fixed my issue in minutes. No sitting on hold listening to the same annoying messages and music over and over. Not sure how they do it, but I'm using this for every customer service call from now on.

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If you're not committed to TurboTax specifically, consider looking at FreeTaxUSA. I switched 3 years ago and it's WAY cheaper - federal filing is free and state is only $15. It handles freelance income too. The interface isn't as pretty as TurboTax but it gets the job done and saves me about $80 each year.

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Do they have good support if you get audited? That's my biggest fear and why I've stuck with the big names.

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They offer audit assistance for an additional $7.99 called "Deluxe edition" which gives you help if you're audited. It's not as comprehensive as TurboTax's full audit defense, but it provides guidance on what to do and how to respond to IRS notices. For most people, audit assistance is sufficient since full-blown audits are actually pretty rare. If you're really concerned, you can always purchase separate audit defense from a third party for about $40-50, and you'd still be paying less than TurboTax overall.

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Costco usually starts selling TurboTax around mid-January. I just saw them stocking the shelves at my local warehouse yesterday actually! They typically have the best price - about $10-15 cheaper than buying direct from Intuit.

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Ohhh that's great news! I'll check my local Costco this weekend. Any idea which versions they were stocking? I'm hoping to grab the Premier version.

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From what I saw, they had Basic, Deluxe, and Premier versions available. The Premier was around $75 which is definitely better than the $90+ you'll pay online. They also had the Self-Employed version but it was a bit pricier at around $110. If you're going this weekend, I'd call ahead to make sure they still have Premier in stock since those tend to sell out faster than the other versions.

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I've been using H&R Block's software for the past couple years and it's been solid for handling both W-2 and freelance income. The price is usually competitive with TurboTax, especially when they run their early-bird specials in January. One thing I really like is their "second look" feature where a tax pro reviews your return before filing - gives me peace of mind that I didn't miss anything with my 1099 work. They also have physical offices if you ever need in-person help, which has been handy when I had questions about quarterly estimated payments for my freelance work. The interface is pretty user-friendly too, though maybe not quite as polished as TurboTax. But for the price difference and extra support options, it's been worth it for me. Just another option to consider if you're open to alternatives!

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Thanks for mentioning H&R Block! I hadn't considered them as a serious alternative to TurboTax. That "second look" feature sounds really valuable, especially for someone like me who's still getting used to handling freelance income alongside my regular job. Do you know if their early-bird specials are still running, or have I missed that window? Also, how does their customer support compare if you run into issues during filing?

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I've been dealing with the same TurboTax hunt every year! One thing I discovered is that Amazon often has competitive prices on the download versions, and you get the software key immediately via email. Last year I paid about the same as Costco pricing but didn't have to wait for them to restock. For your freelance situation, I'd definitely recommend at least the Deluxe version since it handles Schedule C properly. If you have any business expenses from your freelance work (home office, equipment, etc.), make sure to track those - they can really add up to significant deductions. Also, if you're expecting a decent refund and need to file early, the online/download versions let you start immediately rather than waiting for physical inventory to show up in stores. You can always price-compare while you're preparing your return and switch if you find a better deal before actually filing.

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That's a great point about Amazon! I didn't think about getting the download key immediately via email - that would definitely let me get started right away instead of waiting around for stores to restock. The Schedule C handling is exactly what I'm worried about since this is my first year dealing with freelance income on top of my regular W-2. Do you happen to know if there's a big difference between Deluxe and Premier for someone just getting started with freelance work, or is Deluxe usually sufficient for basic 1099 situations?

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For most basic freelance situations, Deluxe should be sufficient since it handles Schedule C and the standard business deductions. Premier is mainly if you have rental properties, stock sales, or more complex investment income. Since you're just getting started with freelance work, I'd suggest starting with Deluxe and see if it covers everything you need. The software will actually tell you if you need to upgrade to Premier based on the forms you're filling out. You can always upgrade during the process if needed, and you only pay the difference. One tip - make sure you have all your business expenses organized before you start. Things like equipment purchases, supplies, mileage for work-related travel, and even a portion of your home internet/phone if you work from home. These deductions can really add up and make a big difference in your refund!

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Hey Maya! I totally get the TurboTax hunt struggle - been there every year! Based on all the great suggestions here, I'd actually recommend checking out a few different options before settling on one. If you're set on TurboTax, definitely hit up Costco this weekend like Sophia mentioned - that $10-15 savings adds up, especially for Premier. But honestly, after reading about some of these alternatives, you might want to consider branching out. For your situation with freelance work alongside your W-2, you're definitely looking at Deluxe minimum, possibly Premier depending on how complex your freelance setup is. The key things to track are all your business expenses - equipment, supplies, home office deduction if you work from home, mileage, etc. These can really boost your refund. One thing I'd suggest is maybe trying the online version this year instead of hunting for CDs. Most of the software is identical now, and you get immediate access plus the ability to work on your taxes from multiple devices. Plus, if you run into issues, you won't be stuck waiting for store hours or dealing with a scratched disc. Whatever you choose, just make sure it properly handles Schedule C for your freelance income - that's the most important part for your situation!

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Thanks for the comprehensive advice, Ethan! You make a really good point about trying the online version instead of hunting for physical copies. I've been stuck in my old habits of preferring CDs, but with how technology has evolved, the online version probably makes more sense now - especially since I could start working on my taxes immediately instead of driving around to different stores hoping to find Premier in stock. I'm definitely going to organize all my freelance expenses first like you and Lucas suggested. I've been pretty good about keeping receipts but haven't really calculated things like mileage or the home office portion yet. That could definitely make a difference in my refund. I think I'll check Costco this weekend just to see their pricing, but if they don't have what I need, I'll probably go with the online route to get started right away.

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I've been through this exact same situation! As a fellow freelancer who also has a regular W-2 job, I totally understand the complexity you're dealing with. One thing I'd add to all the great suggestions here is to consider your long-term needs. If your freelance work is growing, you might want to invest in software that can handle quarterly estimated tax payments too - that becomes really important once your 1099 income gets substantial. For immediate needs, I'd echo what others said about checking Costco first for the physical copy (Premier sounds right for your situation), but don't overlook the convenience of the online version. I made the switch two years ago and honestly love being able to access my return from anywhere and not worry about losing a CD. Whatever you choose, make sure to take advantage of all those freelance deductions! Home office, business supplies, professional development, even business meals if you meet with clients. The IRS Publication 535 has a great breakdown of what's deductible for business expenses - definitely worth reviewing before you start your return. Good luck with your taxes, and enjoy that refund when it comes in!

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This is such helpful advice, Jasmine! I hadn't even thought about quarterly estimated payments yet, but you're absolutely right that I should be planning for that if my freelance work continues to grow. The IRS Publication 535 tip is gold - I definitely need to review that before I start filing to make sure I'm not leaving money on the table with deductions. Your point about long-term planning really resonates with me. I've been treating the freelance work as just a side thing, but it's been growing steadily and I should probably start thinking about it more strategically from a tax perspective. Do you happen to know if most of the major tax software packages handle the quarterly payment calculations well, or is that something I'd need to figure out separately? Thanks for sharing your experience - it's really reassuring to hear from someone who's been through the same transition from just W-2 to W-2 plus freelance income!

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Most major tax software packages do handle quarterly payment calculations pretty well these days! TurboTax, H&R Block, and FreeTaxUSA all have features that estimate your quarterly payments based on your prior year income and current projections. They'll usually suggest payment amounts and even provide vouchers you can print to mail with your payments. That said, as your freelance income grows, you might want to consider working with a CPA for at least one year to set up a good system. They can help you establish estimated payment amounts that work with your cash flow and make sure you're maximizing deductions. Once you have a solid framework, you can often go back to doing it yourself with software. The key is staying ahead of it - nothing worse than getting hit with underpayment penalties because you didn't plan for quarterlies! But it sounds like you're already thinking strategically about the growth, which puts you way ahead of where I was when I started freelancing.

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Just wanted to chime in as someone who's been handling freelance income alongside a W-2 for about 4 years now. All the advice here is solid! One thing I'd add is that you might want to consider opening a separate business checking account for your freelance income if you haven't already. It makes tracking business expenses SO much easier come tax time, and most banks offer free business checking for sole proprietors. I wish someone had told me this in year one - would have saved me hours of sorting through mixed personal/business transactions. Also, since you mentioned expecting a decent refund, you might want to adjust your withholding or start making quarterly payments once you get a sense of your freelance income patterns. Getting a big refund feels nice, but you're essentially giving the government an interest-free loan. I've found it's better to have that money working for me throughout the year. For software, I've used both TurboTax Premier and H&R Block Premium and honestly both handled my situation well. The main thing is just making sure whatever you choose can handle Schedule C properly and has good support for business deductions. Good luck with your taxes!

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This is incredibly helpful advice, Tami! The separate business checking account tip is brilliant - I can already see how much easier that would make tracking everything. I've been mixing my freelance payments with my regular account and it's already getting confusing just a few months in. Your point about the refund is also something I hadn't really considered. You're absolutely right that I'm essentially giving the government a free loan. Once I get through this tax season and have a better sense of my freelance income patterns, I should definitely look into adjusting my withholding or setting up quarterly payments. It's so reassuring to hear from people who've successfully navigated this transition! The business banking advice alone is going to save me a ton of headaches next year. Thanks for sharing your experience - this whole thread has been incredibly educational for someone just starting to deal with the complexities of mixed income sources.

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Maya, I feel your pain on the TurboTax hunt! I've been in your exact situation - needing the Premier version and hunting around for the best deal. After reading through all these great suggestions, here's what I'd recommend: First, definitely check Costco this weekend like Sophia mentioned. The savings are real - I saved about $20 last year buying there vs. online. But if they're out of stock, don't stress about it. For your freelance + W-2 situation, Premier is probably the right choice since it handles the more complex business deductions better than Deluxe. But like Lucas said, you can always start with Deluxe and upgrade if needed. Honestly though, after seeing all the alternative suggestions here, I'm curious about trying something different myself next year. The taxr.ai option Grant mentioned sounds intriguing, especially if it can catch deductions I might miss. And Tami's advice about the separate business account is spot-on - I wish I'd done that from the start! Whatever you choose, just make sure to gather all your freelance expense receipts first. Home office, equipment, mileage, internet bills - they add up fast and can really boost your refund. Good luck with your taxes!

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