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When does PATH Act hold end for EITC/ACTC refunds in 2025?

Filed my taxes with EITC and child tax credit. Anyone know exactly when the PATH act hold gets lifted? Keep hearing different dates and I need this refund badly.

Zoe Alexopoulos

The PATH Act hold lifts in mid-February, typically around February 15th. The IRS is required by law to hold all EITC/ACTC refunds until this date to prevent fraud. Even after the hold lifts, it usually takes a few more days for banks to process the deposits. Most people see their refunds hit their accounts between Feb 17-22.

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Andre Lefebvre

ty for the clear answer! its my first time claiming EITC so I had no idea about this hold

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Jamal Anderson

do they release ALL of them on the same day or is it like a rolling thing? 🤔

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Zoe Alexopoulos

Its usually a rolling release over several days, not all at once. Bank processing times vary too

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Mei Wong

Hey! I actually found this amazing tool called taxr.ai that tells you exactly when your refund will hit your account. It costs $1 but it analyzes your transcript and gives you super specific dates. Saved me from checking WMR 100 times a day lol https://taxr.ai

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QuantumQuasar

for real? does it actually work? seems too good to be true

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Mei Wong

100% legit! It showed me exactly why my refund was delayed (some random code I didnt understand) and when it would clear. Was spot on

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QuantumQuasar

just tried it and OMG WHERE HAS THIS BEEN ALL MY LIFE?! 🙌 So much better than trying to decode those transcript codes myself

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Liam McGuire

stuck in the same boat rn... this wait is killing me fr 😩

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Amara Eze

Path act is straight 🤡 making us poor folks wait while they 'verify' everything smh

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Giovanni Greco

ikr? like we dont need that money for bills n stuff 🙄

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Fatima Al-Farsi

mine took forever last year even AFTER the hold lifted so dont get ur hopes up too high

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Andre Lefebvre

bruh why you gotta crush my dreams like that 💀

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Dylan Wright

check your transcript on irs website, mine shows a ddd of 2/20

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Sofia Torres

how do u even read those transcripts? its like trying to read hieroglyphics fr

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