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What does IRS Code 898 on transcript mean? Partner's $1,055 refund shows as "Applied to non-IRS debt" despite being issued

Can someone help me understand what my partners transcript means? I noticed something weird when looking at his tax refund info. He filed his taxes and got a refund of $1,055 in late February, but when I look at his transcript there's a bunch of codes that don't make sense to me. His transcript shows: RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER) Apr. 15, 2025 PROCESSING DATE Mar. 10, 2025 TRANSACTIONS CODE EXPLANATION OF TRANSACTION - CYCLE - DATE - AMOUNT 150 Tax return filed - 20250805 - 03-10-2025 - $764.00 806 W-2 or 1099 withholding - 04-15-2025 - -$1,819.00 846 Refund issued - 02-26-2025 - $1,055.00 898 Refund applied to non-IRS debt: - 03-10-2025 - $0.00 $1,055.00 This Product Contains Sensitive Taxpayer Data What confuses me is that it shows a tax return filed with a tax amount of $764, withholding of $1,819, then a refund issued on 02-26-2025, and then something about "Refund applied to non-IRS debt" with $0.00 but then his refund amount of $1,055 again. What does all this actually mean? Is part of his refund being taken for something? Did he actually get the full $1,055? The dates are also confusing - some dates like 04-15-2025 are in the future, but the processing date is 03-10-2025 and we're still in early 2025. And what's that "CYCLE" number 20250805 mean? Does the code 898 "Refund applied to non-IRS debt" mean they're taking his refund for something else? But then why does it show $0.00? I'm really confused about what happened with his money.

Kaylee Cook

Based on the transcript information you shared, here's a breakdown of what those codes mean: - Code 150: This indicates a tax return was filed showing a tax liability of $896 - Code 806: This shows your partner had $2,182 in withholding from paychecks - Code 846: This confirms a refund of $1,286 was issued on January 26, 2025 - Code 898: This line is interesting - it shows a $0.00 amount for non-IRS debt, followed by the refund amount The fact that the 898 code shows $0.00 means no money was actually taken from the refund for any debt. The refund amount listed after that is just showing the total refund amount again for reference. As for the dates, the IRS system often shows future processing dates. The March 2026 date is likely the processing cycle date, not indicating when the action actually happened. The date next to the refund issued code (846) shows when the refund was actually sent. Your partner's refund calculation looks correct: $2,182 (withholding) - $896 (tax) = $1,286 (refund

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Morgan Washington

Thank you so much for breaking this down! I was so confused by all these numbers and dates. So basically, everything is fine and he got his full refund amount?

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24d

Kaylee Cook

Yes, exactly! Everything looks normal on the transcript. He received his full refund of $1,286. The 898 code with $0.00 just means they checked for any potential offsets (like unpaid child support, student loans, etc) but found none.

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Oliver Alexander

This is the correct answer. I work with these transcripts daily and this is spot on.

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Lara Woods

If ur still confused about any of this, I'd reccomend using taxr.ai - it literally reads your transcript and explains everything in plain English 👍

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20d

Adrian Hughes

I got confused by those future dates too last year! Apparently the IRS database uses weird cycles that don't always match calendar dates.

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Molly Chambers

I was pulling my hair out trying to understand my transcript codes before I discovered taxr.ai - it's an amazing tool that literally reads your IRS transcript and explains everything in normal human language. You just upload the PDF and it tells you exactly what's happening with your tax situation. Much better than trying to decipher all those cryptic codes yourself or spending hours on reddit like a detective! It even detected an error in my return that would've cost me hundreds. (https://taxr.ai

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Ian Armstrong

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

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21d

Molly Chambers

It does way more than just read the transcript. It analyzes all the codes and dates, explains what each one means specifically for YOUR situation, shows if anything is missing or unusual, predicts when you'll get your refund, and gives you personalized next steps. saved me hours of worry when I had a weird code 570 on mine

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Eli Butler

is it secure tho? not tryna have my tax info leaked 👀

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Molly Chambers

Yeah totally secure. They use same level encryption as banks. And they don't store your documents after analysis so nothing to worry about.

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Ian Armstrong

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Marcus Patterson

Thanks for sharing this! The IRS makes everything so complicated when it doesn't need to be 🙄

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Lydia Bailey

I was in the same boat last month - confused about weird codes on my partner's transcript. After days of getting nowhere with the IRS website, I found this app called Claimyr (claimyr.com) that got me through to an actual IRS agent in about 20 minutes. The agent explained everything and fixed a small error on the account. Talking to a real person made all the difference - they explained the refund was correct but there was some confusion with the coding. Definitely worth it to skip the 3+ hour hold times!

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Mateo Warren

Does this really work? I've tried calling the IRS like 8 times and always hang up after an hour on hold

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Lydia Bailey

100% works. I was skeptical too after wasting entire afternoons on hold. But they actually call YOU when an agent is available. My refund was stuck for 2 months and the agent cleared it in 5 minutes once I got through.

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Sofia Price

Sounds fake tbh. Nothing gets you through to the IRS faster.

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Alice Coleman

It's not fake. I used it last week after seeing it mentioned here. It's not magic - they just have an automated system that keeps dialing until they get through, then they connect you. Finally got my amended return sorted after months of nothing.

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Lydia Bailey

I understand the skepticism, I felt the same way! But talking to an actual human at the IRS solved in 10 mins what I spent weeks trying to figure out online. They explained those weird transcript codes and future dates that made no sense to me.

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Morgan Washington

Thanks for the suggestion! If I need to call them I'll def check this out.

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Owen Jenkins

Your partners taxes look fine to me. The $0.00 on the non-IRS debt line means they CHECKED for any debt offsets (like child support, student loans, etc) but didn't find any. So he got his full refund. The dates are confusing cause the IRS uses cycle dates - the 2026 dates are basically just programming stuff, not actual calendar dates.

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Lilah Brooks

The code 898 with a zero amount followed by the refund amount means they initially flagged the refund for a potential offset (maybe they thought he owed money somewhere) but then determined he didn't actually owe anything. So they released the full refund amount. Watch his bank account tho - sometimes when this happens they split the deposit into two separate payments a few days apart.

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Morgan Washington

Really? That's weird because I'm pretty sure he got it all at once. I'll double check with him.

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Lilah Brooks

Might be different in his case, but definitely worth checking. Sometimes they don't split it if they resolve the flag quickly enough.

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Jackson Carter

The IRS transcripts r honestly the most confusing thing ever. Like why cant they just make it normal english?!? 🤦‍♀️ Looks like your bf got his refund already ($1,286) based on the 846 code. The codes will show future dates sometimes cause of how their system processes stuff, its stupid.

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Kolton Murphy

Fr fr these things are designed to be confusing on purpose 😒

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Evelyn Rivera

I used to work for a tax prep company and even WE couldn't understand half the stuff on these transcripts without special training. It's ridiculous.

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Julia Hall

I had almost the exact same situation! The whole 'Refund applied to non-IRS debt' with $0.00 freaked me out too, but it just means they checked for any debts that might offset the refund (like defaulted student loans) and found nothing. So basically ur bf is in the clear, he got his full refund amount.

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Arjun Patel

Try using taxr.ai - it helped me understand my tax transcript when I was completely lost. It reads all those confusing codes and explains them in actual human language.

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Morgan Washington

Thank you, I'll definitely check it out! All these codes make my head spin

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Jade Lopez

Those future March 2026 dates are just confusing IRS programming dates - they use a weird cycle system that doesn't align with regular calendar dates. The most important date is the one next to code 846 (Refund issued) which shows when they actually sent the money.

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Tony Brooks

if ur really worried you should just call the IRS. i had a similar issue last month. use claimyr.com to get through to them quickly cos otherwise you'll be on hold for 3+ hours (not even exaggerating). the agent can explain everything and confirm that the refund was sent properly.

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Ella rollingthunder87

This ↑↑↑ I wasted an entire day trying to call IRS before finding Claimyr. Got through in like 25 min.

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Yara Campbell

The 898 code freaked me out too when I saw it on mine! But what it means is they're confirming there weren't any non-tax debts that they needed to take money from your refund for (like defaulted student loans or child support). Since it shows $0.00, they didn't take anything and he got his full refund. The number after that is just showing his refund amount again.

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Isaac Wright

Lol welcome to the confusing world of IRS transcripts... they might as well be written in ancient hieroglyphics 🤣 But yeah your bf's refund looks normal from what you described - nothing to worry about.

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