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According to the IRS Knowledge Base (which I check regularly), the removal of the verification notice is confirmation that your identity verification requirement has been cleared. The IRS doesn't explicitly document all their status changes on WMR, but this pattern is consistent with successful processing. You can reference the IRS Processing Lifecycle at https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions which confirms returns move from verification to standard processing. Your timeline sounds right on track for this point in the tax season.
Per Internal Revenue Manual section 21.4.1, which covers refund inquiry procedures, the status change you've described indicates your return has cleared the initial verification requirements under IRC Β§6428. This section specifically notes that verification notices are removed only after positive identity confirmation. May I ask if you received any letters from the IRS during this two-week period? Sometimes they send notice CP01H even while updating the online status.
According to IRS Publication 1544, direct deposit refunds are typically processed within 1-3 business days of the designated deposit date. Have you received any notices or letters from the IRS regarding verification of your dependent status? Under Section 152(c) of the tax code, the IRS may require additional documentation for first-time claimants of dependents following a divorce. Has your former spouse also attempted to claim the children?
Good question - when two parents attempt to claim the same dependents, it triggers the IRS's Dependent Database (DDb) verification process, which can delay refunds by 45-60 days even if you're the rightful custodial parent.
7d
What you're experiencing is normal with the PATH Act processing timeline. The IRS uses TC 766 for Child Tax Credit issuance and TC 768 for Earned Income Credit. Your deposit date of 2/28 is the scheduled date, but ACH transfers typically take 1-2 business days to complete through the Federal Reserve's payment system. If your WMR shows a DDD, your return has passed all verification stages including the Dependent Database crosscheck. Banks sometimes hold deposits until the actual date even if they receive the funds early. Check your account for pending transactions.
I LOVE how detailed this explanation is! This is exactly the kind of information the IRS should provide instead of making us guess what's happening. My bank always posts IRS deposits at exactly 3am on the DDD, never early, never late.
7d
I think I'm seeing a similar pattern with my refund... the WMR tool shows a date but my bank doesn't show anything pending yet. Maybe it will appear tomorrow morning.
7d
I had this exact situation last filing season. My transcript updated with DDD of March 15th while WMR was stuck on the first bar. I was caring for my elderly mother and desperately needed the funds for medical expenses. I checked WMR obsessively every few hours, but it never updated past the first bar. The funny thing is, my refund actually deposited on March 15th exactly as the transcript said it would, but WMR still showed the first bar for another 4 days afterward! The transcript is definitely the more reliable indicator in my experience.
OMG this happened to me and everything turned out fine! WMR was stuck on first bar for daaaays but my $$ showed up right on time per my transcript date. Don't stress abt the WMR tool - it's notoriously slow to update. My tax guy says they run different systems that don't sync in real time. Btw, I got my refund exactly at midnight on my DDD date (actually 9pm PST the night before). Bank released it right away. You're good to go! π
According to the IRS.gov website and multiple tax professional forums, code 846 definitively indicates a scheduled refund. The date associated (2/28 in your case) is when the Treasury will release the funds to your financial institution. As others have mentioned, most banks process these within 1-2 business days, though some make funds available immediately. If you're interested in learning more about transcript codes, the IRS has a manual called the Transaction Codes Pocket Guide that explains each code in detail.
Got my 846 code last week. Money showed up exactly on date. No delays. Was surprised how accurate it was. Banking with Chase if that helps.
Oh my god I'm in the EXACT same situation and I'm freaking out!! π« I filed on February 9th with corrections to my W-2 and NOTHING has happened! I check WMR literally every morning and it's stuck on the first bar. I'm so worried something is wrong with my return! Last year I got my refund in like 2 weeks, but this year it's been almost two months and I'm getting really anxious because I need that money for car repairs. Has anyone had their return just suddenly appear after being stuck for this long? I'm starting to lose hope... π
Have you tried checking your tax transcript instead of just WMR? Sometimes the transcript shows activity even when WMR doesn't update. You can access it through the IRS website under 'Get Transcript.'
7d
I filed on February 5th and was stuck with no movement until last week. What finally worked for me was calling the IRS Taxpayer Advocate Service instead of the main line. I explained I was experiencing financial hardship waiting for my refund (which was true - needed it for medical bills), and they were able to check on my return status. Turns out my return was flagged for a simple verification that could have been resolved weeks ago if someone had just told me. After that call, my WMR updated within 48 hours. The regular customer service lines are practically useless this time of year.
I'm dealing with this exact issue right now and need to get it resolved ASAP. I filed on Feb 1st and WMR still shows nothing, but I called the IRS yesterday (took 3 hours to get through) and they confirmed my return is actually processing normally. The agent told me there's a known issue with the WMR display for certain returns filed in early February. They said I should expect my refund by next Friday. Don't trust WMR - call them directly to confirm your status if you need that money soon.
I can confirm this issue with the WMR system. As a tax preparer, I've seen the 1040NR returns (which often include ITINs) experience WMR display errors at a rate of approximately 35% higher than standard 1040 returns. The IRS backend system (IDRS) is processing these returns normally, but the WMR API isn't properly querying the status. CALL IMMEDIATELY if you need confirmation - processing queues are currently at 21-day backlogs!
11d
I had this same problem last year and was panicking. Everything turned out fine - got my refund right on schedule despite WMR never updating. Just take a deep breath and know the IRS systems don't always talk to each other correctly, but that doesn't mean your return isn't processing.
8d
Just to clarify what might be happening: The IRS has different systems that don't always sync properly. According to the IRS website (irs.gov/refunds), WMR updates only once every 24 hours, usually overnight. However, many people report that their transcripts update more frequently and accurately than WMR. If you recently changed from ITIN to SSN, or if this is your first filing with permanent resident status, the system might need additional time to process your return. This doesn't necessarily mean there's a problem - just that it's taking longer to verify your information.
Check your bank account routing number. It might be wrong. Serve cards sometimes have issues with government deposits. Call Serve directly. They can see pending deposits. Ask specifically about IRS deposits. They might have additional verification requirements. Their system flags new deposit patterns. Worth a 10-minute call to know for sure.
I've noticed that many people in this community have mentioned that Serve cards sometimes take longer than traditional bank accounts for tax refunds. It seems like they might have some sort of internal processing that adds an extra day or two? I was surprised to learn that even though the IRS says it's sent, there's apparently this whole other system it has to go through with the prepaid card companies. Maybe someone who works in banking could explain why this happens?
Be careful with this. Had similar promise. Never got check. Called again. No record of conversation. Keep documentation. Screenshot chat. Get names. Note times. Don't trust verbal promises. Took me 3 months to resolve.
Exactly what happened to me with a different bank. They promised to mail a check and then claimed there was no record of my refund ever arriving. I had to file Form 3911 with the IRS to trace the refund, which took another 6 weeks to resolve. Document everything!
7d
If you want to avoid this issue in the future, here's what I recommend: 1. Always update your direct deposit info before filing if you've closed accounts 2. Consider using a more stable account option like a credit union that you don't plan to close 3. If you're concerned about potential issues, just request a paper check on your return from the beginning 4. Keep your address updated with the IRS through Form 8822 if you move 5. Check your refund status weekly through the Where's My Refund tool to catch issues early I've been filing taxes for 15 years and have never had a refund problem since I started following these steps.
Been through this rodeo before. Last year my Michigan return was under review for nearly 6 weeks, then showed completed for another 2 weeks before I got my money. This year was almost identical - 5 weeks under review, then 11 days from completed status to actual deposit. From what I've gathered talking to others and from my previous experience, the "completed" status just means they've finished reviewing your return, not that they've actually processed the payment. It's frustrating that they don't make this clearer on their website.
Important info. Michigan Treasury is handling reviews differently this year. They're doing batch processing. Returns are grouped by filing date. Each batch moves through the system together. Your completion date doesn't guarantee immediate payment. There's still a payment queue. Current wait is 7-14 days after completion. Direct deposits are processed Monday, Wednesday, Friday. Paper checks only go out Tuesdays and Thursdays. This explains weekend delays too.
Mason Kaczka
I filed on January 30, 2024 and discovered someone had used my identity on February 12, 2024. After submitting all the required documentation on February 15, 2024, my case was resolved on July 8, 2024 - almost 5 months later. I'm a bit worried that since you filed later in the season, your timeline might extend into early 2025. The IRS seems to process these cases in batches, with priority given to earlier submissions.
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Sophia Russo
According to the National Taxpayer Advocate's 2023 Annual Report to Congress (available at taxpayeradvocate.irs.gov), identity theft cases now average 195 days to resolve. I've personally seen this timeline play out with multiple clients. Here's what typically happens: 1. Initial processing delay: 4-6 weeks 2. Case assignment to ITVA unit: 2-4 weeks 3. Investigation period: 3-4 months 4. Resolution and refund processing: 4-6 weeks The IRS has implemented a new Identity Theft Victim Assistance (IDTVA) program that's supposed to streamline these cases, but in practice, I'm still seeing similar timeframes to previous years.
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