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Are you seeing any TC 766 codes on your transcript? Have you checked whether your cycle code ends in 01, 02, 05 or another number? The cycle code can tell you a lot about your processing timeline - have you considered that your return might be in the weekly rather than daily processing batch? And if you have any foreign income forms attached to your return, have you verified those are correctly processed?
I just want to clarify something important here - having credit codes without a 570 code is actually a GOOD sign! I was so relieved when I learned this. It means your return is processing normally without any holds. The IRS is just moving slower than usual this year, especially with returns filed in early February. Many of us are seeing 6-8 week processing times even for simple returns. My transcript updated last week after 7 weeks of waiting with no explanation for the delay.
I track refund patterns every year, and exactly 17.3% of early deposits in 2023 were subject to post-deposit adjustments. While your funds appear to be available now, I recommend waiting exactly 48 hours before making any major purchases. The IRS processing system has a 2-day verification window where adjustments can still occur. I've seen 6 cases in my tax group where funds appeared early but were adjusted downward by $127-$843 within that window due to calculation corrections.
This happened to me too! My deposit date was supposed to be March 29th but hit my account yesterday. Last year I had to wait until May for my refund because I had to verify my identity. What a difference a year makes! One tip I always share with friends - take a screenshot of your bank deposit just in case. I've had situations where the deposit shows up then temporarily disappears during bank processing. Don't panic if that happens - it's just their system updating.
I've been tracking IRS refunds for years, and here's what I know about code 846: โข It's the FINAL step in processing โข The date shown is when Treasury schedules the payment โข Direct deposits usually arrive ON that exact date โข Paper checks take 5-7 days after that date โข WMR typically updates 24-48 hours AFTER your transcript โข Some banks (especially credit unions) may show pending deposits 1-2 days early The transcript is ALWAYS more accurate than WMR. I've tracked over 20 refunds (family and friends) and the 846 date has been correct every single time.
I wouldn't rely solely on the transcript date... Sometimes there can be banking delays or processing issues that aren't reflected in the IRS system. Maybe check your bank's pending deposits section? That's usually more reliable than the IRS estimates. I've seen people get disappointed when expecting it on the exact date.
According to IRM 25.25.6, identity verification cases are prioritized based on verification method and filing date. Per Publication 5027, the IRS typically resumes processing within 9 weeks after successful identity verification. However, this timeframe is not guaranteed. Current processing statistics indicate approximately 21 days for electronic returns with no issues after identity verification is complete. Paper returns take substantially longer. The verification simply removes the identity hold; it doesn't expedite other processing steps.
I had my verification appointment on February 12, 2024, and my refund was deposited on March 8, 2024 - exactly 25 days later. My transcript updated on March 1 showing the release of the verification hold. I brought my driver's license, passport, social security card, W-2, last year's tax return, and a utility bill. The agent said I was overprepared but that it made the process smoother. Check your transcript on April 15 and April 22 - those should be key update dates based on your Monday appointment timing.
Did you have any tax credits on your return? And was yours a simple W-2 return or did you have other forms of income?
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The WMR tool utilizes a different database update cycle than the Master File transcript system. The Master File updates daily while WMR often operates on a 72-hour refresh cycle. Additionally, the Transaction Code 846 (refund issued) triggers immediate transcript visibility but doesn't always propagate to WMR due to separate processing channels. This explains why approximately 20-25% of filers experience this discrepancy during peak processing periods.
The WMR tool is like that friend who always shows up late to the party after everyone else already knows what's happening. My transcript showed my refund was approved and on its way while WMR was still acting like my return was a complete mystery. Got my deposit last Wednesday exactly as my transcript predicted, and WMR finally updated two days AFTER the money was already in my account.
I'd be concerned if you claimed any credits like the Earned Income Credit or Child Tax Credit. Those returns are held until at least mid-February by law, but even then they're taking much longer this year compared to previous years. My sister filed a simple return with just W-2 income and got her refund in 14 days, while my return with EITC took over 8 weeks to process. If your return has any complexity at all, you're looking at potentially much longer wait times than the IRS advertises. The system is completely overwhelmed right now.
I filed and was accepted on February 13th (just one day before you) and finally received my refund yesterday. According to Internal Revenue Code ยง6611, the IRS is required to pay interest on refunds issued more than 45 days after the filing deadline (April 15th) or the date the return was filed, whichever is later. So technically they're still within their normal processing window, frustrating as it may be. My transcript showed processing codes for 3 weeks before my refund was approved. I completely understand your anxiety - I was checking daily too!
According to the IRS website (https://www.irs.gov/individuals/get-transcript), code 570 means "additional account action pending" but that's pretty vague. I'm seeing this on my transcript for the first time and I'm not sure what to expect. Has anyone else gotten this code this tax season? I'm trying to gather some real experiences before I panic. I checked TaxAct forums and r/tax but there are so many different situations.
I received the TC 570 with a subsequent TC 971 Notice Issued code approximately 45 days post-submission. According to IRS Internal Revenue Manual 21.5.6, this specific code combination typically indicates a Refund Hold due to potential Identity Verification requirements or Undeliverable Refund procedures. In my case, verification was indeed required, but after completing the ID.me process via the IRS portal, my account progressed to TC 571 (Resolved) status within 9 business days. Has anyone else experienced this particular resolution timeline with the same code sequence?
The dreaded 570 club! ๐ Been a member for 32 days now. My transcript looks like it's written in hieroglyphics - 570, 971, 424, etc. Called the IRS three times (which is about as fun as a root canal without anesthesia). First agent said "just wait," second one said "we need more information" but couldn't tell me what information, and the third one actually found the issue - apparently I fat-fingered my AGI from last year on my return. What concerns me is that if I hadn't kept calling, this could have dragged on for months! Anyone else finding that persistence is the only way to get resolution?
I've been calling weekly since getting my 570 code. Each time I get a different answer. First it was "simple processing delay," then "possible math error," then "we need to verify your identity." I'm skeptical that any of them actually know what's happening. Did your transcript update immediately after that third call when they found the issue? Or was there still a delay?
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Omg ur experience is giving me hope! I'm on day 26 w/ 570 code. Called twice alrdy. 1st time waited 1hr+ just to be told to wait. 2nd time the lady was super helpful tho! Said my W2 box 2 didn't match what employer reported. Fixing it now. So relieved to maybe see the light at end of tunnel!
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Did the agent mention what triggered the verification in the first place? Was it related to income reporting or identity protection? Did they say if this will happen again next year or if there's something you could do differently when filing?
I had this exact situation and it was a NIGHTMARE: โข Called IRS in March about my January filing โข They said it was "verified" in February (never did anything myself) โข Agent promised 2-3 weeks for refund โข Waited 3 weeks - nothing โข Called again - different agent said "actually 9 weeks" โข Week 8 - still nothing โข Called AGAIN - "system glitch, restart the 9-week clock" โข Finally got refund in JUNE My advice: document EVERYTHING. Get badge numbers of agents you speak with. Call weekly for updates because their systems are unreliable!
Just to clarify something I've seen happen before - if you filed a joint return, BOTH spouses need to sign Form 8822 unless one spouse is specifically authorizing the other to change the address. I've seen people get burned by this when they moved after separation but before divorce and only one person signed the form. The IRS rejected it without telling them, and notices kept going to the old address. Back in 2019, I had a client who ended up with a $7,000 penalty because of this exact situation.
I successfully resolved this exact issue last month! I created an online account at IRS.gov which gave me access to my tax records and allowed me to update my address electronically. The change was reflected in their system within 3 business days according to the agent I spoke with later. You'll need to verify your identity through ID.me first, which requires a government ID and facial recognition. The whole process took about 20 minutes and I've been receiving all IRS correspondence correctly since then. Much faster than waiting for paper forms to process!
StarSailor
OMG I'm the queen of tax prep mistakes lol. Last yr my preparer put wrong DOB AND wrong address (apt # missing) AND misspelled my middle name. Still got my refund in 18 days! IRS systems are smarter than we think. They match ur SSN to their master file and can see ur correct info from prev yrs. Def don't waste $ on amending for just a DOB error. They'll fix it on their end. Just double check everything next yr before signing!
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Andre Dupont
This is really reassuring to hear! Sometimes we overthink these small errors when the system is actually designed to handle them.
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Dmitry Ivanov
According to the IRS.gov FAQ section on common filing errors, incorrect birth dates are among the top 5 most common errors they encounter. They specifically state that these errors alone don't typically delay processing. If you check the Where's My Refund tool and it shows your return is being processed, you're likely fine. Just make sure to review your return carefully next year before your preparer submits it.
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