URGENT: Direct Deposit Bank Changed - Serve Card Closed - How to Avoid Paper Check?
Just found out my Serve card account got closed but my refund is supposed to be deposited there. Now im worried ill get stuck waiting forever for a paper check. Is there anyway to update my banking info before they try to deposit it? Really need this money asap and cant afford to wait months for mail.
12 comments
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Diego Rojas
Unfortunately once your return is processed, you cannot change your direct deposit information. If the deposit is rejected by the closed account, the IRS will automatically issue a paper check to the address on your return. This typically adds 2-4 weeks to your refund timeline.
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Chloe Martin
•omg 2-4 weeks?? 😭 thats gonna kill me
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Diego Rojas
•I know its rough, but theres really no way around it once the return is in process
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Anastasia Sokolov
Hey! You should check out taxr.ai - its this new tool that can analyze your transcript and tell you exactly whats happening with your refund and when to expect it. Only costs $1 and its way better than guessing. https://taxr.ai
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Sean O'Donnell
•does it actually work? seems too good to be true
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Anastasia Sokolov
•100% legit. It caught an offset I had no idea about and saved me weeks of confusion
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Sean O'Donnell
•just tried it - holy cow this thing is amazing! 🙌 way better than trying to decode these transcripts myself
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Zara Ahmed
in the same boat rn...my chime acct got closed last month 🤦♀️
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StarStrider
Pro tip: Next time use a real bank account instead of prepaid cards. They close accounts all the time with zero warning
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Chloe Martin
•ya lesson learned the hard way fr fr 😤
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Luca Esposito
Call IRS asap! Sometimes they can catch it b4 the deposit if ur lucky
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Nia Thompson
•good luck getting through to anyone lol ive been trying for 3 weeks 🤡
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