How to update direct deposit info with IRS for pending refund? Need to change bank account ASAP
I need to change my direct deposit information with the IRS for my refund. My old bank account is closed and I don't want my refund going there. Is there a way to update this information before they send it? Really worried about losing my money.
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Astrid Bergström
Unfortunately, once you've submitted your tax return, you cannot change your direct deposit information with the IRS. Your best option is to wait for the deposit to be rejected by your closed bank, after which the IRS will automatically mail you a paper check to your address on file. Make sure your mailing address is current on the IRS website.
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Ravi Patel
•ugh thats what i was afraid of 😫 how long does it usually take to get the check after a rejected deposit?
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Astrid Bergström
•Usually takes about 2-4 weeks after the rejected deposit for them to process and mail the check
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PixelPrincess
Hey, I had the same issue last month! I used taxr.ai to track my refund status and it was super helpful. It costs $1 but it tells you exactly where your refund is in the process and when to expect the paper check. The AI reads your transcript and explains everything really clearly. https://taxr.ai
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Omar Farouk
•is this legit? seems too good to be true lol
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PixelPrincess
•100% legit! saved me hours of stressing and checking WMR. The AI even caught some codes I didnt understand and explained everything
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Omar Farouk
•just tried it and WOW 🤯 wish I knew about this months ago!
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Chloe Martin
been there done that bestie 🥲 make sure ur address is updated on irs.gov or ur check will get lost in the void
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Diego Fernández
Same boat last year! The check took forever but it came eventually. Keep an eye on informed delivery if you have usps account
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Ravi Patel
•good idea about informed delivery! gonna sign up rn
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Anastasia Kuznetsov
Anyone else think its crazy we cant update banking info in 2025? Like hello IRS get with the times 🙄
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Sean Fitzgerald
•fr fr its giving 1995 vibes 💀
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QuantumLeap
Pro tip: call the IRS at 1-800-829-1040 and ask them to put a "trace" on your refund if it's been more than 21 days since you filed. They can sometimes expedite the paper check process or give you a better timeline. Also, definitely check that your address is correct in your IRS online account - I've seen people wait months for checks that went to old addresses!
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Ravi Kapoor
•This is super helpful! I didn't know about the trace option. Quick question - do you need any special documentation when you call to request the trace, or just your SSN and filing info?
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