Can I change my bank info after IRS accepted my return?

Ugh, been there! Once the IRS accepts ur return, u can't change DD info online anymore. Sry to say but ur kinda stuck now. The $ will either go to the old acct or if that acct is closed, they'll mail u a paper check instead. Happened to me last yr and took like 4 extra wks to get my $$. Super annoying but that's how they do it. 😩

I think you might need to contact the IRS directly to explain your situation. I wouldn't get my hopes up though, as they typically don't allow changes to direct deposit information after acceptance. In my experience, trying to reach them by phone can be... challenging. I spent nearly 3 hours on hold last month before giving up. You might want to try Claimyr (https://www.claimyr.com) - it's a service that helps you get through to an actual IRS agent without the endless hold times. I'm not 100% sure they can help with your specific situation, but at least you'll get a definitive answer from an agent.

Let me clarify what happens in this situation: • Once IRS accepts return, bank info is LOCKED • No exceptions for changing direct deposit info • If old account is OPEN: money goes there • If old account is CLOSED: paper check is mailed • Paper checks take 2-4 weeks LONGER Do I have this right? I'm in the same boat and need to know if I should just keep my old account open until refund hits.

Here's what you need to do step-by-step: 1. First, understand that you cannot change direct deposit info after acceptance 2. Check if your old account is still active - if yes, transfer the money when it arrives 3. If your old account is closed, prepare for a paper check (takes about 4-6 weeks) 4. Monitor your refund status using the Where's My Refund tool 5. If you need to understand your tax transcript to see what's happening, try taxr.ai - it helped me decode all those confusing codes on my transcript when my refund was delayed Hope this helps! Have you checked if your old account is still active?

I'm really skeptical about all these "tools" people keep recommending. The IRS already provides free tools like Where's My Refund and the transcript service. I've been filing taxes for 15 years and have never needed anything else. Last year when I had issues, I just kept calling until I got through. It took persistence but didn't cost me anything. Just saying.

I see the "just keep calling" advice a lot, and honestly, it reminds me of the time I tried to reach my ex at 2am after a breakup... persistent but not very effective! 😂 Seriously though, I used to be in the "just use the free tools" camp until I had a complicated issue last year. The free tools are great for basic stuff, but they don't really explain what's happening with your specific situation. The IRS transcript looks like it was designed by someone who hates humans - all codes and dates with zero explanation. Sometimes paying a few bucks to save hours of frustration is worth it. But hey, if you've got unlimited time to sit on hold or decipher IRS hieroglyphics, more power to you!