Transcript Code Patterns: 570/971 Timing and What It Means for Refund Release
Based on my observations over multiple tax seasons, I've noticed a pattern with the 570 hold code and 971 notice issued code on transcripts. When both codes have identical dates, the transcript typically updates the following week with an 846 refund issued code. However, when the dates differ between these codes, it usually indicates a complication in processing. This is consistent with what I've observed in recent years. In my personal experience from 2022, I had code 570 without any 971 code. It remained for exactly one week before updating with code 571 (hold released) followed by code 846 (refund issued). Does this match what others are seeing in the current tax season? I'm trying to understand the technical indicators better since I'm helping family members with their returns this year and getting somewhat confused by all the different processing scenarios.
34 comments


Steven Adams
You've actually identified a legitimate pattern in IRS processing! Those transcript codes are indicators of specific actions in their system. The 570 is indeed a hold on your account, while 971 indicates a notice being generated. When they share the same date, it's typically a verification hold that resolves automatically. Different dates often suggest manual review is needed. Have you confirmed if this pattern is still holding true for 2024 processing? The IRS sometimes changes their internal procedures between tax seasons.
0 coins
Alice Fleming
ā¢Wouldn't this pattern vary depending on what triggered the hold in the first place? I mean, couldn't a simple math error verification be different from an income verification hold?
0 coins
Hassan Khoury
ā¢This is fascinating. In my case, I had exactly 9 days between seeing the 570 code and getting my 846 code. The dates matched exactly as you described. My transcript updated on March 15th with both codes having March 25th dates, and then on March 22nd it showed the 846 with a March 27th deposit date.
0 coins
Victoria Stark
ā¢I've seen this too. Don't overthink it though. The IRS systems follow patterns but they're not absolute rules. Sometimes what looks like a problem is just normal processing. Most returns with temporary holds resolve themselves within 21 days without any action needed.
0 coins
Benjamin Kim
Has anyone noticed if having dependents affects this pattern? I'm sweating bullets waiting for my refund (filed Feb 1st) and I have the 570/971 codes with different dates. Need this money yesterday! š
0 coins
Samantha Howard
ā¢Yes! When I claimed my nephew last year, I got the different-date scenario. Took an extra 3 weeks compared to when I didn't have dependents the year before. The IRS seems to scrutinize dependent claims more carefully, especially with the expanded child tax credit. Not saying that's your issue, but definitely a factor I've seen repeatedly in the community.
0 coins
Megan D'Acosta
ā¢Important clarifications about dependent verification: ⢠Different dates on 570/971 often indicate verification of qualifying child ⢠This happens more with first-time claims for that dependent ⢠Also common when multiple taxpayers could potentially claim same child ⢠Usually resolves without contact if your documentation is in order
0 coins
Sarah Ali
I'm seeing similar patterns this year. According to the IRS2Go app and several Reddit threads I've been obsessively checking, the same-date pattern usually means automated verification while different dates often means manual review. The IRS website doesn't explicitly confirm this though, so I'm still a bit skeptical. Has anyone had exceptions to this pattern?
0 coins
Ryan Vasquez
Called IRS about this exact situation. Waited forever. No help. Used Claimyr instead. Got through in 20 minutes. Agent confirmed exactly what you said. Same dates means automatic review. Different dates means manual. Worth the fee to actually talk to someone. Here's their link: https://youtu.be/_kiP6q8DX5c. Saved me days of waiting and wondering.
0 coins
Avery Saint
Has anyone tried checking their account transcript rather than just the return transcript? I've noticed in previous years that sometimes the account transcript shows pending refund adjustments before they appear on the return transcript. Might give you earlier insight into what's happening with the 570/971 codes.
0 coins
Taylor Chen
I work with tax clients and can confirm this pattern is generally accurate. Last year, I had a client with 570/971 codes sharing the March 11 date. Their transcript updated exactly 8 days later with code 846. Another client had 570 dated April 3 and 971 dated April 10 - their case took 5 weeks to resolve because they needed to verify identity. One thing I've noticed is that the cycle code on your transcript (the 8-digit number at the top) can tell you which day of the week your account updates. For example, if your cycle code ends in 05, you're on a Thursday update schedule. So checking your transcript that specific day gives you the most current information.
1 coin
Keith Davidson
ā¢Thank you for sharing this insight about the cycle codes! I've been wondering why my transcript sometimes updates and sometimes doesn't when I check daily. My code ends in 02 - does that mean Monday updates?
0 coins
Chloe Harris
ā¢Yes, exactly! Cycle codes ending in 02 typically update on Mondays. Here's the general pattern I've observed: 01=Sunday, 02=Monday, 03=Tuesday, 04=Wednesday, 05=Thursday. This is why some people see updates on different daysfollowing. Knowing your cycle day can save you from checking your transcript daily when it won't update until your specific day anyway.
0 coins
Carmen Reyes
This is incredibly helpful information! I've been tracking my own transcript obsessively and noticed the same pattern you described. I had 570/971 codes both dated March 12th, and exactly 7 days later got my 846 code with a deposit date 5 days out. What's interesting is that I also received a CP05 notice in the mail during that week, but it was just a standard "we're reviewing your return" letter - nothing was actually wrong. One thing I'd add is that the timing seems to be more consistent early in the season (February-March) versus later when they're dealing with higher volumes. Has anyone noticed if the pattern changes during peak processing times in April?
0 coins
Keisha Taylor
ā¢That's a great observation about the timing differences throughout the season! I'm new to tracking these patterns, but what you're describing makes total sense. The IRS probably has more automated processes running smoothly early in the season when volume is lower. By April, with the filing deadline rush, I'd imagine more returns get flagged for manual review just due to system capacity. The CP05 notice you mentioned is interesting too - sounds like even when everything processes normally, they still send the standard notification. Good to know that receiving one doesn't necessarily mean there's an actual problem! This whole thread has been super educational for someone like me who's trying to understand what all these codes actually mean.
0 coins
Ezra Collins
This is exactly the kind of detailed analysis that helps people navigate the confusing world of IRS processing! I've been dealing with a 570/971 situation myself and your pattern observation gives me hope. Mine both show March 18th dates, so based on what you're describing, I should see movement next week. What's particularly valuable is your note about the 2022 experience with just the 570 code - I hadn't realized that sometimes you get the hold without the notice code. That explains why some people in other forums report different experiences. For those helping family members like you mentioned, have you found any reliable way to explain these patterns to people who aren't as familiar with transcript reading? I'm trying to help my elderly parents understand their situation without causing them to panic every time they see a code they don't recognize.
0 coins
Oliver Becker
ā¢Great question about explaining this to less tech-savvy family members! I've found it helps to use simple analogies. I tell people that the 570 code is like putting a hold on a library book - it's still yours, just temporarily unavailable. The 971 is like getting a receipt that says "we're looking into this." When both have the same date, it's usually just an automated double-check that resolves quickly. Different dates mean a person needs to review it, which takes longer but isn't necessarily bad news. The key is emphasizing that most holds resolve automatically within 2-3 weeks, so patience is usually the best approach rather than calling and waiting on hold for hours.
0 coins
StarSeeker
This is such valuable information - thank you for sharing your observations! As someone who's relatively new to understanding transcript codes, I'm curious about one thing: do you know if there's any significance to the specific day of the week when these codes appear? I've been checking my transcript daily (probably obsessively, like many of us!) and noticed that my 570/971 codes both appeared on a Friday with matching dates from last week. Based on your pattern, I'm hoping to see an 846 update this Friday. Also, for anyone else reading this who might be in the same boat - I found it helpful to screenshot my transcript each time I check it so I can easily compare what's changed. Sometimes the differences are subtle and it's easy to miss small updates if you're just looking at the current version. Has anyone noticed if the IRS tends to process these holds faster or slower depending on which service center is handling their return?
0 coins
Ethan Scott
ā¢Great strategy with the screenshots! I wish I had thought of that earlier in my transcript-checking journey. Regarding service centers, I've definitely noticed some regional differences. From what I've gathered in various tax communities, the Austin and Kansas City service centers seem to process routine holds faster than some others. Ogden tends to be slower but more thorough with verification. However, you usually can't tell which center is handling your return unless you call the IRS directly. The processing speed can also depend on your filing method - e-filed returns generally move through the system faster than paper returns, even when they hit the same verification holds. Your Friday timeline sounds promising based on the pattern @Grace Durand described!
0 coins
Arjun Kurti
This is incredibly insightful analysis! I've been frantically checking my transcript multiple times a day (like probably everyone else here) and your pattern observation gives me some much-needed clarity. I have 570/971 codes both dated March 20th, so if your theory holds, I should hopefully see movement by early next week. What really resonates with me is your mention of helping family members - I'm in the exact same situation trying to explain these cryptic codes to my parents who are convinced something terrible has happened to their refund. Your pattern gives me something concrete to tell them rather than just "wait and see." One question: have you noticed if the amount of the refund affects this timing pattern at all? I'm wondering if larger refunds get held longer for additional verification, or if the process is the same regardless of dollar amount. My parents have a fairly substantial refund coming due to some retirement account distributions, so I'm curious if that might extend their timeline beyond the typical week you've observed. Thanks for sharing your knowledge - this community is invaluable for navigating the IRS maze!
0 coins
Ella Lewis
ā¢This is such a helpful thread! I'm completely new to understanding these transcript codes and honestly had no idea what any of this meant until reading through everyone's experiences. I've been stressing out about my 570/971 codes that appeared last week, but seeing the pattern @Grace Durand identified and all the confirmations from others is really reassuring. @Arjun Kurti - your question about refund amounts is really interesting! I m wondering'the same thing since mine is larger than usual due to some education credits. It would make sense that the IRS might take extra time to verify bigger refunds, but hopefully the basic timing patterns still apply. One thing I m curious'about - for those of you who have been through this process before, do you get any kind of notification when the hold is released and the 846 code appears? Or do you just have to keep checking your transcript until it updates? I don t want'to miss it but also don t want'to drive myself crazy checking every day if there s a'better way to know when something changes. Thank you everyone for sharing your experiences - this is so much more helpful than trying to decode the IRS website!
0 coins
Eleanor Foster
This is exactly the kind of systematic analysis that makes dealing with IRS processing so much less stressful! I've been obsessively checking my transcript since filing in early February, and your pattern observation about matching vs. non-matching dates on 570/971 codes is spot-on with what I've experienced. I had both codes appear with identical February 28th dates, and sure enough, exactly 8 days later I got my 846 code with a March 8th direct deposit date. What really validates your theory is that my sister filed around the same time but got 570/971 codes with different dates (March 2nd and March 6th respectively) and she's still waiting after three weeks now. One additional pattern I've noticed - and I'm curious if others can confirm - is that when the codes have matching dates, the 846 refund code typically shows a deposit date that's exactly 5 business days out from when it appears on your transcript. This seems to be consistent regardless of which bank you use for direct deposit. Your mention of cycle codes in some of the comments is also incredibly helpful. Mine ends in 03 so I know to check on Tuesdays rather than wasting time checking daily. This community knowledge is so much more valuable than anything you can find on the official IRS resources!
0 coins
Natasha Petrov
This analysis is incredibly thorough and matches exactly what I experienced this tax season! I had the same 570/971 pattern with matching dates (March 14th) and got my 846 code exactly 7 days later on March 21st with a deposit date of March 26th. What I found particularly interesting is that during that waiting week, I called the IRS twice (spent hours on hold) and both representatives told me completely different things - one said there was an issue that needed manual review, another said everything was processing normally. Your pattern observation would have saved me all that stress and wasted time! I'm definitely bookmarking this post for next year and sharing it with friends who are going through the same transcript-checking anxiety. The community knowledge here is far more reliable and detailed than anything I could get from official IRS channels. Thank you for taking the time to document these patterns - it's going to help so many people understand what's actually happening with their returns instead of just panicking over unfamiliar codes! One thing I'll add: I received the standard CP05 notice in the mail about 10 days after the codes appeared, but by then my refund had already been released. So definitely don't panic if you get that notice - it seems to be automatically generated even when everything processes smoothly.
0 coins
Brooklyn Foley
ā¢Thank you for sharing your experience with the CP05 notice timing! That's really valuable information that the notice can arrive even after everything has already processed. I'm just getting started with understanding all these transcript codes and patterns, and this whole thread has been like a masterclass in IRS processing. It's frustrating but not surprising that the IRS phone representatives gave you conflicting information - seems like the community knowledge here is much more consistent and reliable. I'm definitely going to save this post too for future reference. One question for you and others who have been through this: once you got your 846 code, did your "Where's My Refund" tool on the IRS website update at the same time, or was there still a delay there? I've been checking both my transcript and that tool, but I'm wondering if I should just focus on the transcript since it seems to be more accurate and timely. This community is amazing for helping newcomers like me navigate what feels like a completely opaque system!
0 coins
Justin Chang
This is absolutely brilliant analysis! As someone who just discovered this community while frantically googling what my 570/971 codes mean, I can't thank you enough for breaking this down so clearly. I've been checking my transcript obsessively since these codes appeared on March 22nd with matching dates, and your pattern gives me real hope that I'll see movement by early next week. What strikes me most is how much more reliable this community knowledge is compared to official IRS resources. Their website basically just says "your return is being processed" with no real timeline or explanation of what these codes actually indicate. Your systematic observation about matching vs. non-matching dates is the first concrete information I've found anywhere. I'm definitely going to start taking screenshots like some others mentioned, and I just figured out my cycle code ends in 04, so I'll focus my checking on Wednesdays instead of driving myself crazy with daily checks. One thing I'm wondering - for those who've been through multiple tax seasons with these patterns, do you find that once you understand the system, tax season becomes less stressful? Right now this feels like trying to decode a secret language, but threads like this make me optimistic that it gets easier once you know what to look for. Thank you again for sharing your knowledge - this is exactly what people like me need to understand what's really happening with our returns!
0 coins
Zainab Ibrahim
ā¢Welcome to the community! I'm also pretty new to understanding these transcript codes, and this thread has been incredibly educational. Your question about whether tax season gets less stressful once you understand the patterns really resonates with me - I'm hoping that's the case! What I've found helpful so far is creating a simple document where I'm tracking the key patterns people have shared here: matching 570/971 dates usually resolve in about a week, cycle codes tell you which day to check, and the 846 code with deposit date is what we're all waiting for. It's like having a translation guide for IRS-speak. I'm curious - since you mentioned your codes appeared March 22nd with matching dates, that means you should potentially see an update around March 29th based on the pattern. That's coming up soon! I'd love to hear if it matches the timeline @Grace Durand described when you check your Wednesday cycle day. This community really is a lifesaver for making sense of what feels like a completely mysterious process. Good luck with your refund!
0 coins
Kevin Bell
This is such comprehensive analysis - thank you for taking the time to document these patterns! I'm relatively new to this community but have been dealing with transcript anxiety like so many others here. Your observation about matching vs. non-matching dates on 570/971 codes is incredibly valuable and matches what I've been seeing in other tax forums. I currently have both codes dated March 25th, so based on your pattern I'm cautiously optimistic about seeing movement early next week. What really helps is having concrete timelines rather than just the vague "21 days" the IRS always mentions. One thing I've learned from reading through all these comments is how much the cycle code matters for knowing when to check. Mine ends in 01, so I'll be focusing my checks on Sundays instead of randomly checking throughout the week and getting frustrated when nothing changes. For anyone else reading this who's new to transcript checking - this thread is pure gold for understanding what these codes actually mean. The community knowledge here is far more detailed and reliable than anything on the official IRS website. Definitely saving this post for future reference and sharing with family members who are going through the same process!
0 coins
Derek Olson
ā¢Welcome to the community and thank you for sharing your situation! It's really helpful to see more confirmation of the pattern @Grace Durand identified. Your March 25th matching dates are a great test case - I ll'be curious to hear if you see the 846 code appear around April 1st based on the timeline others have experienced. I m'also new to all this transcript checking and found the cycle code information incredibly useful. It s'amazing how much more efficient it is to check on your specific day rather than randomly hoping for updates. The Sunday cycle 01 (is) interesting - I haven t'seen many people mention that one yet, so your experience could help others who have the same cycle. What I love about this thread is how it transforms what feels like complete mystery into something we can actually understand and predict. The IRS website is so vague, but the real-world experiences shared here give us actual timelines and expectations. Definitely feels like having a decoder ring for all these confusing codes! Good luck with your refund and thanks for contributing to the collective knowledge here. This community is truly invaluable for navigating tax season stress!
0 coins
Dana Doyle
This is incredibly detailed analysis that really helps demystify the IRS processing system! As someone who just joined this community after spending hours trying to decode my own transcript, I can't express how valuable this information is. I'm currently experiencing the 570/971 codes with matching dates from March 27th, so based on your pattern observations, I'm hopeful to see movement around April 3rd. What's particularly reassuring is seeing so many people confirm this timeline - it gives me actual expectations rather than just the generic "allow 21 days" message everywhere else. The cycle code information in the comments has been a game-changer too. Mine ends in 05, so I'll focus my checking on Thursdays instead of obsessively refreshing daily. It's amazing how much anxiety this reduces when you know there's an actual system behind it all. One thing I've noticed from reading through everyone's experiences is how much more reliable this community knowledge is compared to calling the IRS directly. Multiple people mentioned getting contradictory information from representatives, while the patterns documented here seem consistently accurate across different tax seasons. Thank you for sharing your observations and creating such a helpful resource. This is exactly what people need to understand what's actually happening with their returns instead of just waiting in the dark!
0 coins
Dylan Fisher
ā¢Welcome to the community! As someone who's also relatively new to understanding these transcript patterns, I really appreciate you sharing your March 27th timeline. It's so helpful to see more data points that confirm the pattern @Grace Durand identified. Your Thursday cycle 05 (should) make tracking much easier - I ve'found that knowing the specific day eliminates so much of the daily checking anxiety. What really resonates with me from your comment is the point about community knowledge being more reliable than official IRS channels. I ve'seen the same thing where people get completely different answers when calling, but the patterns documented here by actual taxpayers seem incredibly consistent. It makes me wonder why the IRS doesn t'just publish this kind of clear timeline information themselves! Since you re'expecting movement around April 3rd, I ll'be curious to hear if the pattern holds true for your situation. Your experience will definitely help others who are in similar situations with late March dates. This thread has become such a valuable resource for anyone trying to understand what these codes actually mean instead of just guessing. Good luck with your refund!
0 coins
Caleb Bell
This is exactly the kind of detailed pattern analysis I've been looking for! As a newcomer to this community, I've been completely overwhelmed trying to understand what my transcript codes mean, but your systematic observations make everything so much clearer. I'm currently dealing with 570/971 codes that both appeared on March 29th with matching dates. Based on your pattern, I should hopefully see an 846 code around April 5th. What gives me confidence in this timeline is seeing so many people in the comments confirm they experienced the exact same progression you described. The cycle code insight has been particularly helpful - mine ends in 02, so I now know to focus my checking on Mondays instead of frantically refreshing multiple times daily. It's amazing how much stress this eliminates when you understand there's actually a predictable system behind all these cryptic codes. One thing I'm curious about: have you noticed if the time of day when transcript updates occur follows any pattern? I've been checking first thing in the morning, but I'm wondering if there's an optimal time to look for changes on your cycle day. Thank you for taking the time to document these observations - this thread is an absolute goldmine for anyone trying to navigate the IRS processing maze. The community knowledge here is far more valuable and accurate than anything I could find through official channels!
0 coins
Giovanni Ricci
ā¢Welcome to the community! Your March 29th matching dates are a perfect test case for the pattern - April 5th seems very likely based on what everyone else has experienced. Regarding timing within your cycle day, I've noticed transcript updates typically happen overnight between Saturday and your cycle day, so checking Monday morning should show any changes that occurred. Some people report seeing updates as early as 3-4 AM, but I usually check around 6 AM on my cycle day and the information is current by then. The key is that once it updates on your cycle day, it won't change again until the following week, so you can stop the obsessive daily checking! Good luck with your refund - I'd love to hear if the April 5th timeline works out for you!
0 coins
Luca Russo
This is such valuable information! I just discovered this community while trying to figure out what's happening with my return. I have 570/971 codes that appeared on March 30th with matching dates, so based on your pattern analysis, I'm cautiously optimistic about seeing movement around April 6th. What really stands out to me is how much more helpful this community knowledge is compared to the official IRS resources. I spent hours on their website trying to understand these codes and only found vague "your return is being processed" messages. Your systematic observation about matching vs. non-matching dates gives me actual expectations instead of just endless uncertainty. I also figured out my cycle code ends in 03, so I'll focus my checking on Tuesdays rather than obsessively refreshing daily. It's amazing how much anxiety this reduces when you understand there's a predictable system behind it all. One question for the community: has anyone noticed if certain types of returns (like those with business income, rental properties, etc.) are more likely to get the different-date scenario that requires manual review? I'm a freelancer with 1099 income, so I'm wondering if that might affect the processing pattern at all. Thank you for sharing your expertise - this thread is exactly what newcomers like me need to navigate tax season without losing our minds!
0 coins
Zainab Ismail
ā¢Welcome to the community! Your March 30th matching dates and April 6th timeline sound very promising based on the consistent pattern everyone has documented here. Regarding your question about 1099 income affecting processing - from what I've observed in other tax communities, self-employment income can sometimes trigger additional verification, but it doesn't necessarily change the basic 570/971 code patterns. The key factors seem to be more about claimed credits (especially EITC, CTC, or education credits) and dependent verification rather than income type. Your matching dates are still a good sign that it's likely automated processing. The Tuesday cycle (03) is pretty common, so you should have a clear answer when you check next week. This thread has been such a lifesaver for understanding what these cryptic codes actually mean instead of just panicking!
0 coins