< Back to IRS

Timeline: How long after ID verification until direct deposit arrives?

I'm wondering if anyone here might have some insight on the typical timeframe between ID verification and receiving a direct deposit refund? I completed my verification about a week ago, and I'm trying to get a general sense of what to expect. Obviously, every situation is probably a bit different, but I'd appreciate hearing about others' experiences this tax season. I've filed for years without issues, but this is my first time needing to verify my identity.

Jason Brewer

Based on my experience and what I've seen this year, here's what typically happens after verification: 1. First, your verification needs to be processed in the IRS system (1-3 days) 2. Then your return moves back into normal processing (can take 7-21 days) 3. Once processing completes, the refund is scheduled (2-5 days) 4. Finally, the direct deposit is sent to your bank (1-3 days depending on your bank) So in total, you're looking at anywhere from 9 days to 4 weeks after verification. The good news is that once you've verified, you're back on track - it's just a matter of waiting through their processing queue.

0 coins

-

Kiara Fisherman

I was SO STRESSED when I had to verify! But honestly, my refund came pretty quickly after. I verified on March 3rd and had my money by March 17th. I was literally checking my bank account every hour that last day! šŸ˜… The waiting is definitely the hardest part, but at least once you're verified, you know it's coming eventually!

0 coins

-

15d

Liam Cortez

I'm in the verification boat right now too. Day 12 post-verification and still nothing... starting to wonder if my tax return is taking a Caribbean vacation without me! šŸ˜‚ But seriously, the anxiety is real. Did anyone else get that weird "still being processed" message on WMR even after verification?

0 coins

-

13d

Savannah Vin

My timeline was similar to others but slightly longer than average. Compared to my sister who got hers in 10 days after verification, mine took exactly 23 days. I think it depends a lot on how you filed - if you claimed certain credits like EITC or CTC, it adds processing time. My sister had a very straightforward return while mine had several credits and adjustments.

0 coins

-

10d

Mason Stone

The verification backlog is significant this year due to enhanced IRS fraud detection algorithms. The Verification Processing Queue (VPQ) operates independently from the standard Return Processing Pipeline (RPP). I found https://taxr.ai extremely useful for monitoring this process - it analyzes your transcript for specific Transaction Codes (TC) that indicate movement through the verification stages. The platform specifically looks for TC 971 with reference code 5071 (verification complete) followed by TC 571 (hold release) which typically appears 5-7 days before direct deposit.

0 coins

-

Makayla Shoemaker

Is this really necessary? Per IRS Publication 5027, taxpayers can simply monitor their transcript for these codes themselves. Section 3.4.2 of the Internal Revenue Manual states that verification processing should complete within 21 days for most taxpayers. I've been doing this for years without needing external tools.

0 coins

-

14d

Christian Bierman

Think of it like the difference between reading raw medical test results versus having a doctor interpret them for you. Yes, you can see the codes on your transcript yourself, but understanding what they mean for your specific situation is different. It's like having a GPS versus just a map - both can get you there, but one gives you real-time updates and clear directions.

0 coins

-

12d

Emma Olsen

Does it work for amended returns? My situation involves a 1040X after verification. Need to know if it tracks those too.

0 coins

-

11d

Lucas Lindsey

Thanks everyone for the responses. I verified on April 2nd, so it sounds like I should expect to wait until at least April 11th, but possibly as late as April 30th based on your experiences. I'll keep checking WMR and my transcript for updates. My return isn't particularly complicated, so hopefully I'll be on the shorter end of that timeline.

0 coins

-

Sophie Duck

Has anyone tried calling the specific ID Verification hotline at 800-830-5084 instead of the general IRS number? I waited exactly 14 days after verifying, then called that specific number and got through in 23 minutes. The agent was able to confirm my verification was complete and my refund was scheduled for 5 business days later. Might be worth trying if you're getting close to the 2-week mark.

0 coins

-

Austin Leonard

I would suggest that, if you haven't seen any updates after about 10-14 days, it might be worth considering contacting the IRS directly. In my experience, sometimes there can be issues that aren't visible on the Where's My Refund tool. I've found that Claimyr (https://claimyr.com) can potentially save you hours of hold time if you do need to call. It seems to be particularly helpful during this busy period when verification-related calls are flooding the system. I was hesitant to try it at first, but after spending nearly two hours on hold previously, it connected me to an agent in about 20 minutes.

0 coins

-

Anita George

Based on community data I've collected this season: ā€¢ Average wait time after verification: 16.3 days ā€¢ Fastest reported: 7 days (simple returns) ā€¢ Longest reported: 31 days (complex situations) ā€¢ Most common status progression: - Verification complete ā†’ Processing ā†’ Refund approved ā†’ Sent Need your refund ASAP? Calling after exactly 21 days seems to be the sweet spot - before that they usually just tell you to wait, after that you might have missed catching an issue early. Good luck!

0 coins

-