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Jason Brewer

Timeline: How long after ID verification until direct deposit arrives?

I'm wondering if anyone here might have some insight on the typical timeframe between ID verification and receiving a direct deposit refund? I completed my verification about a week ago, and I'm trying to get a general sense of what to expect. Obviously, every situation is probably a bit different, but I'd appreciate hearing about others' experiences this tax season. I've filed for years without issues, but this is my first time needing to verify my identity.

Jason Brewer

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Based on my experience and what I've seen this year, here's what typically happens after verification: 1. First, your verification needs to be processed in the IRS system (1-3 days) 2. Then your return moves back into normal processing (can take 7-21 days) 3. Once processing completes, the refund is scheduled (2-5 days) 4. Finally, the direct deposit is sent to your bank (1-3 days depending on your bank) So in total, you're looking at anywhere from 9 days to 4 weeks after verification. The good news is that once you've verified, you're back on track - it's just a matter of waiting through their processing queue.

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I was SO STRESSED when I had to verify! But honestly, my refund came pretty quickly after. I verified on March 3rd and had my money by March 17th. I was literally checking my bank account every hour that last day! šŸ˜… The waiting is definitely the hardest part, but at least once you're verified, you know it's coming eventually!

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Liam Cortez

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I'm in the verification boat right now too. Day 12 post-verification and still nothing... starting to wonder if my tax return is taking a Caribbean vacation without me! šŸ˜‚ But seriously, the anxiety is real. Did anyone else get that weird "still being processed" message on WMR even after verification?

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Savannah Vin

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My timeline was similar to others but slightly longer than average. Compared to my sister who got hers in 10 days after verification, mine took exactly 23 days. I think it depends a lot on how you filed - if you claimed certain credits like EITC or CTC, it adds processing time. My sister had a very straightforward return while mine had several credits and adjustments.

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Mason Stone

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The verification backlog is significant this year due to enhanced IRS fraud detection algorithms. The Verification Processing Queue (VPQ) operates independently from the standard Return Processing Pipeline (RPP). I found https://taxr.ai extremely useful for monitoring this process - it analyzes your transcript for specific Transaction Codes (TC) that indicate movement through the verification stages. The platform specifically looks for TC 971 with reference code 5071 (verification complete) followed by TC 571 (hold release) which typically appears 5-7 days before direct deposit.

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Is this really necessary? Per IRS Publication 5027, taxpayers can simply monitor their transcript for these codes themselves. Section 3.4.2 of the Internal Revenue Manual states that verification processing should complete within 21 days for most taxpayers. I've been doing this for years without needing external tools.

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Think of it like the difference between reading raw medical test results versus having a doctor interpret them for you. Yes, you can see the codes on your transcript yourself, but understanding what they mean for your specific situation is different. It's like having a GPS versus just a map - both can get you there, but one gives you real-time updates and clear directions.

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Emma Olsen

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Does it work for amended returns? My situation involves a 1040X after verification. Need to know if it tracks those too.

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Thanks everyone for the responses. I verified on April 2nd, so it sounds like I should expect to wait until at least April 11th, but possibly as late as April 30th based on your experiences. I'll keep checking WMR and my transcript for updates. My return isn't particularly complicated, so hopefully I'll be on the shorter end of that timeline.

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Lucas Black

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I verified April 14, and wmr says it is being process

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Sophie Duck

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Has anyone tried calling the specific ID Verification hotline at 800-830-5084 instead of the general IRS number? I waited exactly 14 days after verifying, then called that specific number and got through in 23 minutes. The agent was able to confirm my verification was complete and my refund was scheduled for 5 business days later. Might be worth trying if you're getting close to the 2-week mark.

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I would suggest that, if you haven't seen any updates after about 10-14 days, it might be worth considering contacting the IRS directly. In my experience, sometimes there can be issues that aren't visible on the Where's My Refund tool. I've found that Claimyr (https://claimyr.com) can potentially save you hours of hold time if you do need to call. It seems to be particularly helpful during this busy period when verification-related calls are flooding the system. I was hesitant to try it at first, but after spending nearly two hours on hold previously, it connected me to an agent in about 20 minutes.

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Anita George

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Based on community data I've collected this season: • Average wait time after verification: 16.3 days • Fastest reported: 7 days (simple returns) • Longest reported: 31 days (complex situations) • Most common status progression: - Verification complete → Processing → Refund approved → Sent Need your refund ASAP? Calling after exactly 21 days seems to be the sweet spot - before that they usually just tell you to wait, after that you might have missed catching an issue early. Good luck!

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Yuki Tanaka

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I went through ID verification back in February and wanted to share my timeline since it might help others set expectations. I verified on February 15th and received my direct deposit on March 4th - so exactly 17 days. What I found helpful was checking my transcript rather than just relying on WMR, since the transcript showed movement about 3-4 days before WMR updated. The key thing I learned is that once you see the TC 971 code with reference 5071 on your transcript, you're basically in the final stretch. For anyone still waiting, try to stay patient - I know it's stressful but the verification really does put you back on track, it's just a matter of working through their processing queue.

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I'm currently in the same situation - completed my ID verification on March 25th, so I'm about 10 days in. Reading through everyone's experiences here is really helpful for managing expectations. It sounds like the 2-3 week range is pretty typical, which puts me right around mid-April for potential deposit. I've been checking WMR daily (probably obsessively!), but based on what @Yuki Tanaka mentioned about the transcript showing movement first, I think I'll start monitoring that too. The waiting is definitely nerve-wracking, especially when you're counting on that refund, but it's reassuring to see so many people eventually getting their money after verification. Thanks for sharing all these real timelines - it helps knowing we're not alone in this process!

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Chloe Martin

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@Zoe Papadakis I m'in almost the exact same boat! I verified on March 28th, so just a few days after you. It s'so helpful to see everyone s'actual timelines here - makes the wait feel more manageable when you know what s'normal. I ve'been guilty of the daily WMR checking too šŸ˜… but I think I m'going to try accessing my transcript like others mentioned. The 2-3 week timeframe seems pretty consistent across everyone s'experiences, so hopefully we ll'both see movement soon. Thanks for sharing your timeline - it s'nice to know there are others going through this same waiting period right now!

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Nalani Liu

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I'm about 2 weeks into my post-verification wait and finding this thread incredibly reassuring! I completed ID verification on March 20th, so based on everyone's experiences here, I should hopefully see something in the next week or so. What's been most helpful is learning about the transcript codes - I had no idea about TC 971 with reference 5071 being the key indicator. I've been religiously checking WMR but it sounds like the transcript might give me earlier insight into progress. The range of 7-31 days really shows how much individual situations can vary, but that 16-day average from @Anita George's community data gives me hope I'm getting close. It's definitely stressful when you're budgeting around that refund, but seeing so many successful outcomes after verification helps keep the anxiety in check. Thanks to everyone for sharing their real experiences - it makes such a difference to know what's actually normal versus just wondering in the dark!

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Mei Chen

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@Nalani Liu I m'so glad you found this thread helpful too! I just wanted to add that I m'in a similar timeline - verified on March 18th, so we re'probably going to see updates around the same time. One thing I learned from calling the ID verification hotline like (@Sophie Duck mentioned is) that they can actually see more detail about where your return is in the queue than what shows up on WMR or even the transcript sometimes. I waited exactly 14 days before calling and the agent confirmed everything was moving normally. The peace of mind was worth the 30-minute hold time! Fingers crossed we both see that TC 971 code soon - it sounds like once that appears, direct deposit usually follows within a week. The waiting is definitely the hardest part, but everyone s'success stories here give me confidence we re'almost there!

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Ella Lewis

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I'm currently on day 8 after verification (completed March 30th) and this thread has been incredibly helpful for setting realistic expectations! It's reassuring to see the consistent 2-3 week timeline across so many different situations. I've been checking WMR obsessively, but after reading about the transcript codes here, I'm definitely going to start monitoring that for the TC 971 with reference 5071 that several people mentioned. The range from 7-31 days shows there's quite a bit of variation, but that 16-day average gives me hope I'm about halfway through the wait. My return is pretty straightforward (no major credits or complications), so I'm hoping to be on the shorter end of that timeline. Thanks to everyone for sharing their actual experiences and timelines - it makes such a difference to have real data points instead of just generic "up to 21 days" messaging from the IRS!

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@Ella Lewis You re'definitely in good company with the timing! I just went through this whole process last month and wanted to share what helped me stay sane during the wait. Since you mentioned your return is straightforward, that s'actually a good sign - mine was similar and I ended up getting my refund on day 14. One tip that really helped me: set up account access on the IRS website so you can check your transcript easily. Once I saw that TC 971 code appear around (day 11 for me ,)I knew I was in the home stretch. The direct deposit came exactly 5 days later. The daily WMR checking is so tempting but honestly the transcript was much more informative about actual progress. Hang in there - based on your timeline you should hopefully see movement by mid-April!

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I'm on day 5 after completing ID verification (verified on April 8th) and this entire thread has been such a lifesaver for managing my expectations! Reading through everyone's real timelines is so much more helpful than the vague "allow up to 21 days" message you get everywhere else. It sounds like I should realistically expect to wait another 1-2 weeks based on the experiences shared here. I'm definitely going to start checking my transcript for those TC codes everyone mentioned - I had no idea that was even a thing! My return is fairly simple (standard deduction, W2 income only), so hopefully I'll be closer to that 7-14 day range some of you experienced. The waiting is definitely anxiety-inducing when you're planning around that refund, but seeing all these successful outcomes after verification gives me confidence that it's just a matter of patience. Thanks to everyone for sharing such detailed timelines - it really helps to know what's actually normal in this process!

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@KingKongZilla Welcome to the waiting club! šŸ˜… I'm actually a bit newer to this community but went through the exact same anxiety just a couple months ago. Your timeline sounds really promising - simple returns like yours tend to move through the system faster from what I've observed here. The transcript checking that everyone mentions is definitely worth setting up if you haven't already. I found it gave me way more peace of mind than just refreshing WMR every few hours (guilty as charged!). Based on all the experiences shared in this thread, it seems like you're right in that sweet spot where most people start seeing movement around days 10-16. The hardest part really is just the uncertainty, but knowing that pretty much everyone here eventually got their refund after verification makes the wait more bearable. Hang in there!

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I'm currently on day 11 after verification (completed on March 28th) and this thread has been incredibly valuable for understanding what to expect! It's so reassuring to see everyone's actual timelines rather than just the generic IRS messaging. Based on all the experiences shared here, it looks like I'm right in that typical 2-3 week window that most people experience. I've started checking my transcript after reading about the TC 971 code with reference 5071 - that's such a helpful tip that I never would have known about otherwise. My situation is pretty straightforward (single, W2 income, standard deduction), so I'm hoping to be closer to the 14-16 day average that seems common for simpler returns. The daily WMR checking is definitely a habit I've developed, but it sounds like the transcript might be more informative about actual progress. Thanks to everyone for sharing such detailed and honest experiences - it really helps to know that this waiting period is completely normal and that everyone eventually gets their refund processed after verification!

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