Someone's making quarterly tax payments to my IRS account - not me or anyone I know
For about 4 years now, there have been mysterious quarterly tax payments showing up on my IRS account that I never made. These payments vary between $6,500 and $8,000 each year (different amounts each quarter) and they're made at random dates, not on a consistent schedule. I've called the IRS multiple times and hit a complete wall. They can't tell me who's making these payments or where they're coming from since they're processed through some third-party payment system. Classic IRS - completely unhelpful when you actually need information. I've been completely ignoring these phantom payments when filing my taxes each year, just reporting my actual income and deductions. The IRS keeps sending me refund checks along with notices saying I didn't apply those mysterious payments on my return. What should I do here? Should I keep trying to get the IRS to fix what seems like an obvious system error on their end? Just continue to pretend these payments don't exist? Or do I just embrace the "Bank Error in My Favor" Monopoly card scenario and keep cashing their refund checks? I'm honestly confused about the right approach and don't want to create problems down the road.
18 comments


Mikayla Brown
This is definitely an unusual situation! The IRS has likely mixed up your account with someone else who has a similar name or tax ID number. This happens more often than people realize. First, you're doing the right thing by filing your taxes accurately based on your actual situation. Continue doing that. However, I wouldn't just cash the refund checks and hope for the best - that could potentially create problems later. I'd recommend sending a written inquiry to the IRS specifically about this issue. Use certified mail with return receipt requested and include copies of the notices they've sent you. Request a formal investigation into the source of these payments and ask for written confirmation that your tax account is being properly maintained. Also, pull your credit reports from all three bureaus to make sure nothing unusual is happening with your identity. While this seems like an IRS error rather than identity theft, it's better to be safe.
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Sean Matthews
•Would getting a tax advocate be helpful in this situation? I've heard they can sometimes cut through the IRS red tape better than individuals can on their own. Just wondering if that would be worth pursuing before sending certified letters.
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Mikayla Brown
•Getting a Taxpayer Advocate would absolutely be helpful in this situation. They specialize in resolving complex issues like this when normal IRS channels haven't worked. You can request assistance from the Taxpayer Advocate Service by calling 1-877-777-4778 or filling out Form 911. The certified letter approach is still good to establish a paper trail, but having an advocate working on your behalf can definitely expedite the process and help navigate the bureaucracy more effectively.
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Ali Anderson
I was stuck in a similar situation last year with mysterious tax payments and refunds I didn't understand. After getting nowhere with the IRS phone support, I tried using https://taxr.ai to analyze my transcript history. It actually spotted the pattern that was causing my issue - in my case it was a former employer still making withholding payments under my SSN even though I no longer worked there. The service analyzed all my IRS documents and notices, then gave me a step-by-step explanation of what was happening and exactly what to do. They even created custom letters I could send to resolve it. Much better than the generic advice I got from calling the IRS repeatedly.
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Zadie Patel
•Did you have to upload your actual tax docs to this website? That seems kinda sketchy from a privacy standpoint. How do you know they're legit and not just harvesting everyone's tax info?
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A Man D Mortal
•How long did it take for them to figure out your situation? I'm dealing with some weird refund issues myself and the IRS has been zero help. Did they help you with the actual correction process or just identify the problem?
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Ali Anderson
•The system uses the same encryption standards as banks, so I felt comfortable after researching them. You can also black out really sensitive info like your full SSN before uploading if you're concerned. They just need enough info to analyze the pattern of transactions. The analysis took less than 24 hours in my case. They didn't just identify the problem - they created a complete solution plan with templates for the letters I needed to send. They even explained exactly which IRS department to contact, which saved me from getting bounced around between departments.
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A Man D Mortal
Just wanted to update everyone - I decided to try out taxr.ai after posting my question here. Seriously impressed! They identified that my situation was actually a case of "split assessments" where my tax payments were being divided between two different accounts under my SSN due to a transcription error from years ago. They showed me exactly where the error was happening and created a custom letter to send to the IRS Accounts Management department. Got confirmation last week that they're fixing the issue and consolidating my accounts. Would've never figured this out on my own through regular IRS channels. Definitely worth it if you're dealing with weird payment or refund issues!
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Declan Ramirez
Based on my experience as someone who had to deal with the IRS for months about a similar issue, you need to speak with someone who can actually see what's happening across systems. The frontline phone agents are extremely limited in what they can access. I tried for weeks to resolve my issue through regular IRS customer service before discovering https://claimyr.com which got me through to an actual IRS agent in about 15 minutes instead of waiting on hold for hours. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c When I finally got to speak with a higher-level agent, they explained that my account had a "cross-reference" error where payments from a business with a similar EIN were being incorrectly applied to my personal account. Getting to the right person made all the difference.
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Emma Morales
•Wait, so this service just gets you to the front of the IRS phone queue? How does that even work? I thought everybody had to wait in the same line. Seems too good to be true.
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Katherine Hunter
•I'm skeptical. The IRS phone system is notoriously terrible. If this actually worked, everyone would be using it. Have you actually gotten through quickly or is this just something you heard about?
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Declan Ramirez
•It's not about cutting the line - they use an automated system that continually dials the IRS until there's an opening, then connects you when they get through. Basically does the waiting for you instead of you having to sit on hold for hours. Yes, I've used it personally for this exact type of issue. I had tried calling the IRS myself multiple times and either couldn't get through at all or had to hang up after being on hold for over an hour. With Claimyr I was speaking with an actual human at the IRS in under 20 minutes. The agent I spoke with was able to transfer me to the accounts department that could actually see the cross-reference error in my file.
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Katherine Hunter
I have to admit I was completely wrong about Claimyr. After posting my skeptical comment here, I decided to try it myself because I've been getting nowhere with the IRS about my amended return. I got connected to an IRS agent in 17 minutes (I timed it) compared to the 2+ hours I spent on hold last week before giving up. The agent was able to see that my amended return was stuck in a processing queue and actually fixed it while I was on the phone. For anyone dealing with weird IRS account issues like the original poster, being able to actually talk to someone who can look at your complete account history makes all the difference. Just wanted to update since my initial reaction was so doubtful.
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Lucas Parker
Another possibility - could this be related to an ex-spouse or business partner? I had a similar situation where my ex-husband's accountant kept making estimated tax payments under my SSN for a business I was no longer part of after our divorce. Took years to untangle because nobody at the IRS could figure out where the payments were coming from. Make sure you check with any past business associates or family members who might have your SSN on file for some legitimate reason. Sometimes these mysteries have simple explanations.
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Logan Stewart
•I honestly hadn't considered that angle! I was briefly part of a small partnership about 6 years ago that dissolved, but we remained on good terms. I never thought they might still be using my info for something, but I'll definitely reach out to my former partner to check. That said, I'd still expect the IRS to be able to tell me who's making these payments. It's bizarre that they claim they can't see the source when it's their own payment system.
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Lucas Parker
•Glad I could suggest something helpful! The IRS systems are surprisingly disconnected from each other. The department that processes payments often doesn't have access to the details of who submitted them, especially for third-party payments. When you talk to your former partner, ask specifically if their accountant might be making these payments. In my case, the accountant had set up an automated system years earlier and nobody thought to update it after our business relationship ended. Definitely check on that possibility before going through all the hassle with the IRS.
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Donna Cline
dont cash those refund checks!!! my cousin did something similar and got hit with penalties later when they fixed the system error. the irs will eventually figure it out and want all that money back with interest. just keep all the letters they send you and maybe talk to a CPA not just the regular irs people on the phone. sometimes the irs computer systems dont talk to each other and the right hand doesn't know what the left is doing.
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Harper Collins
•This is good advice. I work in tax preparation, and I've seen several cases where the IRS corrected errors years later and then demanded repayment with interest and penalties. Document everything and maybe consider putting those refund amounts into a separate savings account so you have the money available if they ever come asking for it.
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