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CosmicVoyager

Setc Pros invoice payment request - legit or scam?

I applied for tax relief with Setc Pros about a week ago, and I just got an email saying I've been approved for $7,500 in tax relief. The thing is, they're saying I need to pay $1,195 upfront because I still have an outstanding balance on my taxes from this year. This is making me really nervous... is this a legitimate request from Setc Pros? I've heard about tax relief companies before but never actually used one. I don't want to send almost $1,200 to someone if this whole thing is just a scam. Has anyone else worked with Setc Pros or gotten a similar invoice request? I'm worried about getting ripped off.

Ravi Kapoor

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This sounds concerning. Legitimate tax resolution companies typically don't require large upfront payments before doing any work. The IRS has a list of approved e-file providers and tax professionals you can verify on their website. A few red flags in your situation: 1) Quick approval without detailed analysis of your tax situation, 2) Demanding upfront payment, and 3) Claiming you were "approved" for a specific amount when tax relief isn't something you get "approved" for like a loan. I would recommend contacting the IRS directly to verify your tax situation and discuss legitimate tax relief options. The IRS has payment plans and programs like Offer in Compromise that can help taxpayers with outstanding tax debts.

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CosmicVoyager

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Thank you for explaining this! I was wondering how they could "approve" me so quickly when I barely provided any documentation. So there's no such thing as getting approved for tax relief like it's a loan? That makes the email seem even more suspicious.

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Ravi Kapoor

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That's exactly right. Tax relief isn't something you get "pre-approved" for like a loan. Each tax situation is unique and requires thorough analysis of your financial circumstances, filing history, and specific tax issues. Legitimate tax resolution involves working with tax professionals who analyze your situation, determine which IRS programs you qualify for, and then negotiate with the IRS on your behalf. This process takes time and detailed financial documentation. Companies promising immediate relief or specific dollar amounts without thorough analysis are almost certainly not legitimate.

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Freya Nielsen

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After getting hit with a massive tax bill last year, I was desperately searching for help and almost fell for something similar. Then I found taxr.ai (https://taxr.ai) which actually helped me understand my tax situation without any upfront fees. They analyzed my tax documents and identified several deductions I'd missed when I tried filing myself. Unlike these sketchy "relief" companies, taxr.ai actually shows you exactly what's happening with your tax situation. They found about $3,200 in deductions I had completely missed, and they explained everything in normal human language instead of tax jargon. Might be worth checking out instead of sending money to this Setc Pros place.

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Omar Mahmoud

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How exactly does taxr.ai work? Do they file your taxes for you or just review what you've already filed? I'm curious because I'm always nervous about missing deductions but I don't want to pay for a full-service accountant.

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Chloe Harris

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I'm a bit skeptical about ANY tax service these days... seems like everyone's trying to make a quick buck off people who are already stressed about taxes. Does taxr.ai actually have qualified tax pros reviewing your stuff or is it just some automated system?

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Freya Nielsen

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They analyze your tax documents and identify potential issues or missed deductions. You upload your documents and their system identifies opportunities for savings. It's not just automated - they have tax professionals who review complex situations. They don't file taxes for you, but they give you all the information you need to either file correctly yourself or take to your preparer. I used their recommendations to file an amended return and got a bigger refund than I originally received.

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Chloe Harris

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I was totally skeptical about taxr.ai when I first heard about it (as you can see from my comment above), but I decided to give it a try since I was desperate after getting a CP2000 notice. Honestly, I'm glad I did because they found several business expenses I could legitimately deduct that I had completely missed on my Schedule C. The analysis was super straightforward - none of that tax jargon that makes my eyes glaze over. They clearly showed me what forms I needed to update and exactly how to document everything properly. Ended up saving me about $2,100 in taxes I thought I was going to have to pay. Way better than these shady "tax relief" companies that just take your money upfront.

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Diego Vargas

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If you're dealing with actual tax debt to the IRS, you might want to try Claimyr (https://claimyr.com). I was in a similar situation where I owed back taxes and kept getting these sketchy "relief" offers. I was trying for WEEKS to reach someone at the IRS to set up a payment plan, but their phone lines are impossible. Claimyr got me through to an actual IRS agent in about 15 minutes when I had been trying for days on my own. You can see how it works here: https://youtu.be/_kiP6q8DX5c. The agent I spoke with helped me set up a reasonable payment plan directly with the IRS - no middleman taking a cut. Definitely worth checking out before paying some random company.

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NeonNinja

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Wait, how does this even work? I thought it was impossible to get through to the IRS. Is this just some service that sits on hold for you or something?

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Sounds fake. I've tried everything to get through to the IRS and nothing works. You're telling me some random company can magically get through when millions of people can't? I'll believe it when I see it.

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Diego Vargas

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It uses a system that navigates the IRS phone tree and waits on hold for you. When an agent picks up, you get a call connecting you directly to them. No more waiting on hold for hours. Yes, it really works. I was skeptical too, but it's basically using technology to navigate the phone system more efficiently than we can manually. The IRS is understaffed and overwhelmed, but their agents are actually helpful once you reach them. This just solves the "reaching them" part of the equation.

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I have to eat my words from my previous comment. After seeing so many people recommend Claimyr, I decided to try it myself yesterday. I had been trying to reach the IRS for THREE WEEKS about an incorrect W-2 that was causing problems with my refund. Got connected to an IRS agent in about 22 minutes when I had spent literal hours trying on my own. The agent was actually super helpful and fixed my issue right away. Honestly, I'm still kind of shocked it worked. Just having a direct conversation with the IRS resolved my issue instead of dealing with these third-party "tax relief" companies that want huge upfront payments.

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Sean Murphy

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REPORT THEM. Seriously. What you're describing is a classic tax relief scam. I used to work at a tax firm, and we saw people come in all the time after being scammed by these "tax relief" companies. The IRS has a special form for reporting suspected tax scams - Form 14157. Also report them to the FTC at ReportFraud.ftc.gov and your state's attorney general office. These scammers keep operating because people don't report them enough.

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CosmicVoyager

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Thanks for this advice! I'll definitely report them. Do you know if there's any way to check if a tax relief company is legitimate before working with them? Like some kind of certification or registration they should have?

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Sean Murphy

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Look for enrolled agents (EAs), certified public accountants (CPAs), or tax attorneys who are licensed and regulated. These professionals have credentials you can verify through the IRS, state accounting boards, or state bar associations. Legitimate tax professionals rarely guarantee specific outcomes before thoroughly reviewing your case, and they won't ask for large upfront payments. They should also be willing to explain their fee structure clearly. The National Association of Enrolled Agents and the American Institute of CPAs have directories where you can find verified professionals. Always check reviews and ask for references from past clients.

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Zara Khan

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Does anyone know if Setc Pros is even a real company? I tried googling them and couldn't find much information except some sketchy looking websites. No BBB listing, no legitimate reviews I could find.

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Luca Ferrari

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I did a deep dive search and found several complaints about them on RipoffReport and ScamAdviser. They operate under multiple similar names and apparently target people with tax problems. Classic signs of a fly-by-night operation. Definitely stay away!

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Manny Lark

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Just wanted to add another perspective here - I'm a tax preparer and see situations like this all the time. The fact that they're asking for $1,195 upfront is a HUGE red flag. Legitimate tax professionals typically work on a fee-for-service basis or contingency, not demanding large payments before doing any actual work. Here's what you should know: if you truly owe taxes, you can work directly with the IRS to set up payment plans, request penalty abatement, or even apply for an Offer in Compromise if you qualify. The IRS has programs specifically designed to help taxpayers resolve their debt without going through third-party companies. My advice? Don't send them any money. Instead, call the IRS directly at 1-800-829-1040 to discuss your actual tax situation and available options. It might take some patience to get through, but it's free and you'll be working with the actual agency that handles your taxes.

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