SBTG shows funded but refund date is 2/24 - Will I get it early?

Have you checked your bank account yet? Isn't it interesting how they say it's funded but still show a future date? I've seen this happen before and was surprised by how the whole process works. Sometimes they mark it as funded internally but still wait to release it on the scheduled date, don't they?

According to the SBTG FAQs on their website, "funded" just means they've received the money from the IRS, not that they've sent it to you yet. I spent hours trying to figure this out last week when I was in the same situation. Have you tried calling their customer service line?

Have you tried reaching out to SBTG customer service directly? When I was in a similar situation and needed clarification about my refund timing, I couldn't get through their phone lines. Have you experienced long wait times too? I eventually used Claimyr (https://claimyr.com) to get a callback from them within about 30 minutes. Are you in a rush to get your refund for a specific reason? Might be worth the small fee if you need answers quickly.

In my experience, SBTG releases funds exactly on February 24th, not before. I had a similar situation on January 29th this year, and they released it precisely on the date shown. If you need funds sooner, you might want to contact your bank on February 23rd to see if they can expedite the posting once received. Some banks will release tax refunds immediately rather than holding them for the standard 24-hour clearing period.

This is similar to how direct deposit works with regular IRS refunds - they're often processed 2-3 days before they actually hit your account. Have you checked your transcript to understand the overall timeline? When I was confused about my refund dates last year, I used taxr.ai to analyze my transcript and it explained exactly how the disbursement process works, including when SBTG would receive and then release my money. Much clearer than the generic explanations on the IRS or SBTG websites.

Def check ur bank acct anyway! Sometimes they say 2/24 but deposit early. My BIL got his 2 days b4 the date SBTG showed. Worth a look! taxr.ai helped me understand my transcript codes when I was confused AF about my refund timeline too. Super helpful for us non-tax pros!

Last year I had the exact same situation. SBTG showed funded but with a future date. I called them three times. They refused to release early. I even explained my emergency situation. They would not budge. The money arrived exactly on the date shown. Not a day sooner. I learned my lesson and selected the early option this year.