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Max Knight

Rejected Tax Return due to Spouse's IP PIN Issues - Need Advice

I'm super frustrated right now. My husband and I tried to e-file our tax return as married filing jointly, but it keeps getting rejected. The error message says "Spouse's Identity Protection Personal Identification Number invalid" which makes zero sense to us. We've NEVER been issued any IP PINs from the IRS! The only pins we have are these 5-digit FreeTax pins from when we e-filed a few years back. I've tried submitting like 4 times already with different combinations thinking maybe I'm entering something wrong, but no luck. The system keeps rejecting us for this IP PIN issue that doesn't even apply to us! Has anyone dealt with this problem before? How did you fix it? I'm getting worried since the filing deadline is approaching, and I really don't want to have to mail in a paper return if I can avoid it. Any help would be so appreciated!

Emma Swift

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This is actually a pretty common issue this filing season. The IP PIN is different from the PIN you create to e-file with tax software. An Identity Protection PIN (IP PIN) is a six-digit number assigned by the IRS to eligible taxpayers to help prevent fraudulent tax returns being filed using their Social Security numbers. It sounds like either your husband had his identity compromised at some point and was issued an IP PIN, or there's been some mix-up in the IRS systems. The 5-digit FreeTax pins you mentioned are just for the software and completely unrelated to the IRS IP PINs. Here's what you can do: 1) Have your husband check any IRS correspondence from the past year - IP PINs are typically mailed in December or January 2) Check if he can retrieve his IP PIN online through the IRS website's "Get an IP PIN" tool 3) Have him check his IRS online account if he has one set up If none of these work, you might need to file a paper return or contact the IRS directly.

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So the IP PIN is only issued if someone's identity was compromised? My friend got one but she swears she never had any identity theft issues. Is it possible the IRS is just issuing them randomly now?

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Emma Swift

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The IRS has been expanding the IP PIN program gradually. While they started by offering them only to confirmed identity theft victims, they now allow any taxpayer to voluntarily opt in to the IP PIN program as an added security measure. Your friend might have opted in voluntarily, or could have been part of a data breach that triggered automatic IP PIN issuance, even if she didn't experience direct identity theft. Many taxpayers receive IP PINs without realizing what they are or remembering they signed up for the program, especially if they used certain tax preparation services that recommend enrollment. The PIN changes every year, so it's easy to forget about it from one tax season to the next.

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Jayden Hill

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I went through the EXACT same issue last year! I was pulling my hair out until I found taxr.ai online (https://taxr.ai) - their document analysis tool saved me so much stress. I uploaded my rejection notice and previous tax documents, and it immediately identified that my husband had actually been assigned an IP PIN automatically after a data breach at his employer. We had completely overlooked a letter from the IRS that came in January because it looked like junk mail. The taxr.ai system showed us exactly what to look for and how to retrieve the IP PIN since we'd thrown away the original notice. Within 20 minutes, we had the correct IP PIN and successfully e-filed!

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LordCommander

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How much does the service cost? I'm dealing with a similar issue but I'm already paying so much for tax prep software that's not even working correctly...

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Lucy Lam

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Is this legit? I've never heard of this service before and I'm always skeptical of tax services that aren't the big names we all know. How exactly does it identify an IP PIN issue just from uploading documents?

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Jayden Hill

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Their basic plan is pretty affordable - less than what most people pay for a single month of streaming services. I felt it was worth it considering I was about to pay for expensive professional help to solve this. The service works by scanning your rejection codes and cross-referencing them with IRS databases and known issues. In my case, it detected the specific IP PIN rejection code and displayed the exact steps needed to resolve it. It's essentially using the same IRS documentation tax professionals use, but with AI to match your specific situation. It actually walks you through retrieving the PIN from the IRS website or through their phone system if you don't have the original letter.

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Lucy Lam

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Guys, I need to apologize for being skeptical about taxr.ai in my comment yesterday. I decided to try it as a last resort since nothing else was working. It actually identified that my wife had been enrolled in the IP PIN program automatically after we had our identities verified in person at an IRS office last year (totally forgot about that visit). The service walked me through exactly how to retrieve the forgotten IP PIN through the IRS portal, which I wouldn't have figured out on my own. We successfully e-filed last night and already got our acceptance confirmation this morning! Honestly wish I'd tried this before spending hours on hold with the IRS.

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Aidan Hudson

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I had this same problem and spent 3 WEEKS trying to get through to the IRS on their "help" line. After 20+ attempts and hours of my life wasted on hold, I finally found Claimyr (https://claimyr.com). You can see how it works here: https://youtu.be/_kiP6q8DX5c It's a service that basically waits on hold with the IRS for you and then calls you when an actual agent is on the line! I was super skeptical but desperate. Within 2 hours of signing up, I got a call connecting me directly to an IRS agent who confirmed my husband had been issued an IP PIN due to a data breach from his employer that we weren't aware of. The agent helped us retrieve the PIN immediately.

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Zoe Wang

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Wait, I don't understand... how does this actually work? Do they have some special connection to the IRS or something? How are they able to get through when nobody else can?

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This sounds like complete BS to me. Nobody can magically skip the IRS queue. They're probably just using an automated system to continuously redial which is something anyone could do themselves for free.

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Aidan Hudson

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They don't have any special connection to the IRS - they use an automated system that calls the IRS and navigates the phone tree for you, then stays on hold in your place. When an actual human IRS agent answers, their system immediately calls your phone and connects you directly to that agent. It's basically like having someone else wait on hold for you. I had the exact same thought initially, but it's not just automated redialing. The system intelligently navigates the IRS phone menus and actually stays connected on hold, monitoring for when a human answers. Anyone could technically do this themselves, but you'd have to stay by your phone for hours. What made it worth it for me was that I could go about my day without being tethered to my phone waiting for an agent.

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I need to eat my words from yesterday. After trying EVERYTHING else with no success, I tried Claimyr as a last resort. Not only did it work, but I got a call back connecting me to an IRS agent in about 1.5 hours - after I'd previously spent days trying to get through on my own. Turns out my spouse HAD been issued an IP PIN after our tax preparer from last year enrolled us in the program "for extra security" without clearly explaining what it meant for future filings. The IRS agent was able to help us retrieve the current PIN and explained the whole situation. Just successfully e-filed our return an hour ago! Sometimes being proven wrong is actually a good thing.

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Grace Durand

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Have you checked your IRS Online Account? My wife and I had the same exact issue, and it turned out she actually did have an IP PIN that she never knew about. If you create an account on the IRS website (if you don't already have one), you might be able to retrieve the IP PIN there. The IRS has been automatically issuing these to more people due to increased fraud, especially if you've had any suspicious activity on previous returns or if your data was part of any known breaches. It's worth checking before going through the hassle of paper filing!

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Steven Adams

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Does creating an IRS account require going through ID.me? I tried that last year and it was a total nightmare - never could get verified!

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Grace Durand

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Yes, unfortunately creating an IRS account does typically require going through ID.me for identity verification, which can definitely be frustrating. The good news is that the IRS has added alternative verification options after all the complaints they received. If you struggle with ID.me again, you can now request a live video interview option instead of the automated process, which has a much higher success rate. There's also an option to verify your identity in-person at certain IRS Taxpayer Assistance Centers, though you'll need to schedule an appointment for that.

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Alice Fleming

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I think you should check if your husband accidentally created an IP PIN through the IRS portal? My partner did this last year without realizing what it was - thought it was just extra security but didn't understand it would be REQUIRED for future filings.

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Hassan Khoury

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Can confirm this happens a lot. I work at a tax prep office (not a professional, just admin) and we see this ALL THE TIME. People click through the "extra security" options without realizing they're enrolling in the IP PIN program. Once you're in, you MUST use the new IP PIN they send you each year.

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Kai Rivera

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This exact thing happened to me two years ago! It's so frustrating when you're sure you never signed up for an IP PIN but the system keeps rejecting your return. Here's what worked for me: First, check ALL your mail from the IRS going back to last December/January - the IP PIN notices sometimes look like generic IRS correspondence and are easy to overlook. Second, if you can't find the letter, try logging into your IRS online account or use their "Get an IP PIN" tool on the IRS website. In my case, it turned out my spouse had been automatically enrolled after we moved and updated our address with the IRS - apparently address changes can sometimes trigger automatic IP PIN assignment as a security measure. We found the PIN buried in his online account under the IP PIN section. If all else fails, you can always file a paper return, but definitely try the online retrieval first since you still have time before the deadline. Good luck!

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Nia Harris

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That's really helpful to know about address changes potentially triggering IP PIN assignment! I had no idea that could be a factor. We did move last year and updated our address with the IRS, so that might explain what happened. I'm going to check my husband's online account right away - hopefully we can find the PIN there and avoid having to file on paper. Thanks for sharing your experience!

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