Received IRS form 13873-E but I've never filed taxes before - what's going on?
I'm totally confused right now. Just got this weird letter from the IRS - form 13873-E saying they can't process my Form 4506-C because of some "incomplete or missing address" issue. The thing is, I have NO IDEA why I'm getting this at all! I've never even filed taxes before since I barely make any money (just part-time at the campus bookstore). And I definitely never filled out any Form 4506-C that I know of. I'm only 19 and haven't applied for any loans or mortgages or anything like that. I did apply for financial aid for college, but I double-checked my FAFSA application and my address is 100% correct on there. Is this some kind of mistake or identity theft thing? Should I be worried? Has anyone else gotten something like this without requesting it? I'm completely lost on what to do next. Should I call the IRS or just ignore it?
20 comments

Keith Davidson
This definitely sounds like either a mistake or potentially something more concerning like identity theft. Form 4506-C is a request for transcript of tax return information, which someone would typically submit when applying for a mortgage, loan, or certain government benefits to verify their income. Since you're sure you never filled this out yourself, someone else may have requested your tax information using this form. I'd recommend taking this seriously and doing a few things: 1) Contact the IRS directly at their Identity Theft hotline: 800-908-4490. Explain exactly what happened and that you never requested this form. 2) Check your credit reports right away at annualcreditreport.com to see if there are any accounts or inquiries you don't recognize. 3) Keep the letter you received as evidence in case you need it later. Don't ignore this - it's better to be proactive about potential identity issues before they become bigger problems!
0 coins
Ezra Bates
•But if they've never filed taxes before, would they even have a tax transcript for someone to request? I'm confused about how this works. Could it just be a random IRS error?
0 coins
Keith Davidson
•Even if someone has never filed taxes, someone could still attempt to request their non-existent transcript. The IRS would process the request and then determine there's no transcript available or, as in this case, identify an issue with the address on the request form. It could definitely be an error - perhaps someone with a similar name or SSN had their request misattributed. However, it's still worth investigating because identity theft often starts with small probing attempts to see what information can be gathered before larger fraud is committed.
0 coins
Ana Erdoğan
This happened to me last year! I was getting nowhere with the IRS until I found this service called taxr.ai (https://taxr.ai) which helped me figure out exactly what was going on. They analyzed my weird IRS letter and explained it was likely because someone had tried using my info for a loan application. Their system lets you upload the document and then explains everything in plain English with steps on what to do next. It was way better than waiting on hold with the IRS for hours. They even helped me draft a response letter and told me exactly where to send it. Saved me so much stress trying to figure it out on my own!
0 coins
Sophia Carson
•How long did it take them to analyze your documents? I got something similar but it's from the state tax board not the IRS. Would they still be able to help with that too?
0 coins
Elijah Knight
•Wait do they actually have real people looking at your tax docs? That seems kinda sketchy to me. How do you know they're legit and not just collecting people's tax info?
0 coins
Ana Erdoğan
•It was super fast - I had an explanation within like 10 minutes of uploading my document. It's all automated so you don't wait for humans to review it. They definitely can help with state tax documents too! They have a whole section for state-specific issues and can identify most official state tax forms just like they do with IRS forms. Totally get the concern about security, but everything is encrypted and they don't store your documents after analysis. They just use AI to read the document, explain what it means, and suggest next steps. You don't even need to provide your SSN or anything like that - just the document itself.
0 coins
Elijah Knight
Okay I was skeptical about taxr.ai but I actually tried it after posting my last comment. Uploaded my weird IRS notice and it immediately told me it was a CP2000 form about unreported income from a side gig I forgot about. No wonder I was confused! The explanation was super clear and it even gave me a template for how to respond. Way better than the cryptic IRS language on the original notice. Saved me from having to take a day off work to call the IRS and sit on hold forever. Just wanted to update since it actually helped more than I expected.
0 coins
Brooklyn Foley
If you're dealing with the IRS, good luck getting them on the phone these days! After trying for WEEKS to reach someone about a similar weird form I got, I finally used https://claimyr.com to get through. You can see how it works here: https://youtu.be/_kiP6q8DX5c but basically they wait on hold with the IRS for you and then call you when an actual human picks up! I was like 90% sure it was a scam but I was desperate after trying to call the IRS myself and giving up after 2+ hours on hold. But it seriously works - they got me connected with an IRS agent within like 45 minutes when I had been trying unsuccessfully for days. The agent confirmed someone had tried to get my tax info but failed because of address mismatch. Definitely worth it for the peace of mind knowing exactly what was happening.
0 coins
Taylor Chen
•Wait how does that even work? They just sit on hold instead of you? Do they listen to your actual conversation with the IRS? That sounds weird.
0 coins
Jay Lincoln
•Sorry but this sounds like a total scam. Why would you pay someone else to call the IRS when you can just do it yourself for free? And how do they have special access to get through faster? No way this is legit.
0 coins
Brooklyn Foley
•They use some system to monitor the hold status, and when an agent picks up, they automatically call you and connect you directly to the IRS agent. You're the only one talking to the IRS - they just handle the hold time part. They don't have special access or listen to your call. It's just that they have technology to manage multiple hold lines at once, so they can efficiently get people connected when agents become available. I was super skeptical too but it literally saved me hours of holding a phone to my ear.
0 coins
Jay Lincoln
Ok I feel stupid now but I owe everyone an update. After being completely convinced that Claimyr thing was a scam, I actually tried it because I was desperate about my own IRS situation. IT ACTUALLY WORKS. I had been trying to get through to the IRS for THREE WEEKS. Claimyr had me talking to a real IRS agent in 37 minutes while I just went about my day. The agent helped me figure out someone had tried using my info for a mortgage application (I'm 20 and definitely not buying a house lol). I was 100% wrong and I'm genuinely shocked that it delivered exactly what it promised. Sorry for being so negative before!
0 coins
Jessica Suarez
Have you checked if anyone else in your household might have requested this without telling you? My mom once requested my transcript for some financial aid verification without telling me, and I got confused by the follow-up notices. Might be worth asking family members before assuming identity theft.
0 coins
Taylor Chen
•I asked everyone in my family and nobody knows anything about this form. My parents don't even handle my financial stuff anymore since I started college. That's what makes it extra weird!
0 coins
Jessica Suarez
•That's definitely concerning then. One other possibility - sometimes universities or financial aid offices will request these forms for verification purposes. Maybe check with your school's financial aid office? I know when I got selected for FAFSA verification they requested some tax documents, though they usually tell you they're doing this. If neither family nor school requested this, then I'd definitely follow the advice about checking for identity theft.
0 coins
Marcus Williams
Does the form have your correct social security number on it? Sometimes the IRS mixes up people with similar names. Had this happen to my cousin - kept getting letters for someone with the same name but different middle initial.
0 coins
Lily Young
•This is a good point. I got mail for someone with the same name as me but completely different SSN. Called the IRS and they fixed it eventually but it took forever. Always check the SSN on any IRS notice!
0 coins
Kennedy Morrison
Whatever you do, don't ignore this! My friend ignored a weird IRS letter thinking it was a mistake and ended up with a much bigger headache months later. At minimum, call them to find out what's going on so there's a record that you followed up on this.
0 coins
Zara Ahmed
This is definitely something to take seriously! I work in financial aid and we do sometimes request tax transcripts for verification, but we ALWAYS notify students first and get their permission. The fact that you never filed taxes actually makes this more suspicious, not less - it suggests someone was fishing to see what tax information exists under your SSN. A few things to check immediately: 1. Look at the SSN on the form - make sure it's actually yours 2. Call your school's financial aid office to confirm they didn't request this 3. If neither of those explain it, definitely contact the IRS identity theft hotline Also, since you're 19 and in college, make sure to freeze your credit reports with all three bureaus (Experian, Equifax, TransUnion) as a precaution. It's free and will prevent anyone from opening accounts in your name while you sort this out. Don't wait on this - identity theft targeting young adults is unfortunately very common because many don't monitor their credit yet.
0 coins