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LunarEclipse

Parents attempting to claim me as dependent after I filed taxes with H&R Block - will this affect me?

So I'm really confused right now. I'm 20 years old and I live with my parents. I got a job around September last year and made about $17k in 2023. I already filed my taxes back in January using H&R Block and received my refund a couple weeks ago. Yesterday my parents told me they're planning to claim me as a dependent on their tax return. I was surprised because I thought I couldn't be claimed as a dependent anymore since I'm filing on my own. I checked my 1040 form and I didn't check any boxes about being claimed as a dependent. I called the H&R Block person who helped me file, and they said my parents CAN'T claim me as a dependent since I already filed independently. But my parents' tax preparer is insisting they CAN claim me and that "it won't affect me at all." I'm really worried this might cause problems with the IRS. Will this actually affect me? Could I get in trouble? Do I need to amend my return? I'm just trying to do everything correctly and don't want any issues.

Yara Khalil

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This is actually a common issue, especially with young adults living at home. Whether your parents can claim you as a dependent depends on several factors, not just who files first. For them to claim you as a dependent, you need to meet the qualifying child or qualifying relative tests. As a qualifying child, you must: be under 19 (or under 24 if a full-time student), live with them for more than half the year, not provide more than half of your own support, and not be filing a joint return with a spouse. Based on what you've shared - you're 20, living with them, and made $17k - the key question is whether you provided more than half of your own support. "Support" includes housing, food, medical expenses, education, etc. If your parents provided more than half, they might legitimately be able to claim you. If they do claim you and you've already filed without checking the box that you can be claimed as a dependent, there will be a conflict when they file. The IRS will likely send notices to both of you questioning the discrepancy. You should talk with your parents and compare the total support you provided versus what they provided. If they rightfully can claim you, you may need to file an amended return (Form 1040X) checking the box that you can be claimed as a dependent. This might reduce your refund if you claimed certain credits.

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LunarEclipse

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Thank you so much for the detailed explanation! That actually helps a lot. I definitely don't pay for more than half my expenses - my parents cover my housing, food, health insurance, and most other bills. I only really pay for my car and personal spending. So it sounds like they probably CAN legitimately claim me. If I need to file an amended return, will I have to pay back some of my refund? And how do I go about doing that?

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Yara Khalil

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Since your parents cover most of your expenses, they likely can claim you as a dependent. You will need to file an amended return (Form 1040X) where you'll check the box indicating you can be claimed as a dependent. You may need to repay some of your refund, especially if you claimed credits like the Earned Income Credit or American Opportunity Credit that have different rules for dependents. The amount will depend on what credits and deductions you originally claimed. To file an amended return, you can go back to H&R Block (they might charge a fee) or do it yourself. You'll need to explain the reason for the amendment, make the correction about your dependency status, recalculate your tax liability, and determine the difference between what you received and what you should have received.

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Keisha Brown

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I was in a similar situation last year with my parents claiming me while I was working part-time during college. I found this amazing AI tool called taxr.ai (https://taxr.ai) that saved me so much stress. I uploaded my documents and my parents' info, and it analyzed everything and showed exactly who could claim what. The tool confirmed my parents could claim me but also showed me how to adjust my own filing to avoid problems. It even generated a letter explaining the situation that I could send to the IRS if they questioned anything. Seriously, it analyzes all the dependent rules and scenarios so you know exactly where you stand.

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Does it actually help with amended returns too? I'm in basically the exact same situation as OP except I filed through TurboTax. My mom wants to claim me but I already filed and got my refund.

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Amina Toure

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I'm a bit skeptical... couldn't you just talk to an actual tax professional instead of using some random website? How do you know it's giving accurate info for your specific situation?

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Keisha Brown

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Yes, it definitely helps with amended returns! It actually gives you step-by-step guidance on how to file a 1040X and what specific lines need to be changed, then explains how your tax situation will be different after the amendment. As for accuracy, I was skeptical too at first, but it's basically analyzing the same tax rules that professionals use. The difference is it shows you all the calculations and rules side by side so you can see exactly why you qualify or don't qualify as a dependent. I actually compared its results with what my friend's accountant told her, and they matched perfectly.

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Just wanted to follow up - I tried taxr.ai after seeing the recommendation here and wow, it cleared everything up! I uploaded my return and answered questions about my living situation, and it confirmed I met all the tests for being my mom's dependent. It showed me exactly what would change on my amended return and calculated I'd need to pay back about $850 from my refund (mostly from education credits I shouldn't have received). It even created my 1040X form with all the right numbers and included a clear explanation letter for the IRS. The best part was the peace of mind - no more wondering if I was doing something wrong or if I'd get in trouble. Would definitely recommend if you're dealing with dependent issues!

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Oliver Weber

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Hey, I had almost this exact situation last year! After trying for WEEKS to get someone at the IRS on the phone to clarify, I found Claimyr (https://claimyr.com). They got me connected to an actual IRS agent in about 15 minutes instead of waiting hours or getting hung up on. The IRS agent explained that when there's a dependent claim conflict, they send notices to both parties asking for documentation. If you need to get definitive answers directly from the IRS about your specific situation, I'd really recommend trying their service. You can see how it works here: https://youtu.be/_kiP6q8DX5c Talking directly with the IRS gave me way more confidence than what my parents' tax preparer was claiming. They walked me through exactly what would happen and what documentation we'd need.

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FireflyDreams

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How does this actually work? Is it just calling the IRS for you? Couldn't I just do that myself?

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Amina Toure

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This sounds like BS. Nobody can magically get through the IRS phone system. I spent 6 hours on hold last month before giving up.

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Oliver Weber

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It's not just calling for you - they use a system that navigates the IRS phone tree and holds your place in line, then calls you when they've actually reached an agent. So instead of sitting on hold for hours, you just get a call when someone is actually there to talk. You're right to be skeptical - I was too! But the IRS phone system is actually designed to disconnect calls when their queue gets too full. What this service does is keep trying repeatedly using automated systems until they secure a spot in the queue, then they call you. I was amazed when I actually got the call back with an IRS agent already on the line.

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Amina Toure

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I have to admit I was completely wrong about Claimyr. After posting that skeptical comment, I decided to try it anyway since nothing else was working. Holy crap, it actually worked! I got a call back in about 20 minutes with a real IRS agent on the line. The agent confirmed that in situations like this, the correct approach is for both parties to file according to what they believe is right. If there's a conflict, the IRS will send notices requesting documentation. They walked me through the support test in detail (which is the key for most dependent disputes) and confirmed that since my parents pay over 50% of my expenses, they were correct in claiming me. The agent also said I wouldn't face penalties if I amended my return now instead of waiting for a notice. Saved me so much stress knowing exactly what to do!

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Have you looked at the specific rules for the qualifying child test? Since you're 20, you'd have to be a full-time student for at least 5 months of the year to be claimed as a qualifying child dependent. If you're not a student, then they'd have to claim you under the qualifying relative test, which means your income would need to be under $4,400 for 2023 - and you said you made $17k.

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LunarEclipse

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Wait, I'm confused now. I am a full-time student (I'm in my second year of community college), but I didn't realize that made a difference. So since I am a student, does that mean they definitely can claim me? Or does my income still matter?

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Since you're a full-time student, the income limit from the qualifying relative test doesn't apply to you. For qualifying child status, there's no income limit! As a full-time student under 24, living with your parents, and with them providing more than half your support, they can claim you regardless of how much you earned. The only income test for qualifying child is that you can't provide more than half of your own support - which comes from your description where you said they pay most of your expenses. So yes, they can legitimately claim you as a dependent, and you should file an amended return checking the box that you can be claimed as a dependent.

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Be careful, both you and your parents could get audited if there's a mismatch! My cousin and her mom both got letters from the IRS last year when they had conflicting dependent claims.

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Emma Anderson

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That's not entirely accurate. Getting a notice about a discrepancy isn't the same as being audited. The IRS sends automated notices when they detect dependent conflicts, asking both parties to verify information. A full audit is much more extensive and relatively rare.

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Kylo Ren

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Based on everything you've shared, it sounds like your parents can legitimately claim you as a dependent. Since you're 20, a full-time student, living with them, and they're providing more than half your support (housing, food, insurance, etc.), you meet all the requirements for being their qualifying child dependent. The good news is that this situation is very common and not something to panic about. You'll need to file an amended return (Form 1040X) to check the box indicating you can be claimed as a dependent. Yes, you'll likely need to repay part of your refund - particularly any education credits or earned income credit you may have claimed that have different rules for dependents. I'd recommend going back to H&R Block since they prepared your original return. They can help you file the amendment correctly and calculate exactly how much you'll need to repay. The sooner you file the amended return, the better - it shows good faith and helps avoid any potential issues when your parents file their return. Don't stress too much about this - it's a learning experience and you're handling it responsibly by trying to get it sorted out correctly!

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