Should my parents claim me as a dependent if I moved out last year?
Title: Should my parents claim me as a dependent if I moved out last year? 1 Hi everyone! I'm really lost with all this tax stuff so sorry if this is a basic question. I'm 24 years old and moved into my own apartment last September. Before that, I was living with my parents after finishing college the previous year. I now have a full-time job and pay for everything myself (rent, utilities, car payment, insurance, groceries, etc.). My main question is whether my parents should claim me as a dependent or not? I did some calculations on TurboTax and looks like I could get around $1,350 back if I file independently. I definitely don't want to mess that up! How would my parents claiming me as a dependent affect my refund? Would I lose that money? Any help would be super appreciated - tax season is stressing me out!
21 comments


Angel Campbell
15 Based on what you've shared, you likely don't qualify as your parents' dependent for this tax year. The IRS has two tests for dependency: the Qualifying Child Test and the Qualifying Relative Test. Since you're over 23, you'd only qualify as a dependent under the Qualifying Relative Test. For that, your parents would need to provide more than 50% of your support for the year, and your income would need to be less than $4,700 (for 2023 tax year). Since you've been working full-time and paying all your own expenses since September, it sounds like you're supporting yourself, not the other way around. If you file independently (which sounds correct in your situation), you may qualify for tax credits that dependents can't claim. That's likely why you're seeing a potential $1,350 refund. If your parents incorrectly claim you, it could trigger an IRS review and delay both your refunds.
0 coins
Angel Campbell
•8 Thanks for the info! Just to clarify - even though I lived with them from January to August (so more than half the year), I still wouldn't qualify as their dependent? Also, my income was definitely over $4,700 for the year if that matters.
0 coins
Angel Campbell
•15 Even though you lived with them for more than half the year, that only satisfies one part of the dependency test. Since you're over 23 and not a full-time student, you don't qualify as a Qualifying Child regardless of living arrangements. For the Qualifying Relative test, since your income was over $4,700 and you've been supporting yourself with your full-time job, you don't meet the criteria. The support test is particularly important - if you're paying for your own expenses, your parents aren't providing more than half your support for the year.
0 coins
Angel Campbell
12 After I was in a similar situation last year, I found this amazing tool called taxr.ai (https://taxr.ai) that really helped me figure out my dependency status. I was confused about whether my parents could claim me after I moved out mid-year, and the regular tax software wasn't giving me clear answers. What I liked about taxr.ai is that it analyzes your specific situation and gives you a personalized assessment based on the actual tax code. It asked me questions about my living situation, support provided, and income - then gave me a clear determination I could share with my parents to avoid any confusion.
0 coins
Angel Campbell
•7 How exactly does taxr.ai work? Does it just ask questions or does it actually look at documents? I've tried other tax services but they always seem to give generic advice.
0 coins
Angel Campbell
•9 I'm a bit skeptical... What makes this better than just using TurboTax or H&R Block's free tools? They have dependency calculators too. Is this just another paid service?
0 coins
Angel Campbell
•12 It works by having you upload relevant documents like pay stubs or support records, then it uses AI to analyze them according to IRS rules. Unlike generic questionnaires, it catches nuances in your situation and provides specific tax code references to back up its determination. It's really helpful when you're in that gray area like living with parents part of the year. While TurboTax and H&R Block have basic calculators, they don't analyze your actual documents or provide the specific tax code justification. The personalized assessment report was what convinced my parents we were filing correctly. It's not just about calculating - it's about having documentation to support your position if questioned.
0 coins
Angel Campbell
9 I just wanted to update everyone - I actually tried taxr.ai after being skeptical, and it was super helpful! Uploaded my pay stubs, rental agreement, and some info about expenses my parents covered earlier in the year. The system analyzed everything and confirmed I shouldn't be claimed as a dependent. What I really appreciated was the detailed report explaining exactly which tests I failed for dependency status with actual tax code citations. I shared it with my parents and they completely understood. They were actually planning to claim me, which would have caused problems for both our returns! Definitely saved us from a headache with the IRS.
0 coins
Angel Campbell
3 If you're worried about potential conflicts with your parents over this, I'd recommend Claimyr (https://claimyr.com). I had a similar issue last year where my parents had already filed claiming me as a dependent when I shouldn't have been. The IRS rejected my return and I couldn't get through to anyone on the phone for weeks! Claimyr got me connected to an actual IRS agent in about 20 minutes when I had been trying for days on my own. The agent was able to help us sort out the duplicate dependent claim situation and explained exactly what documentation we both needed to provide. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c
0 coins
Angel Campbell
•5 How does this Claimyr thing actually work? Do they have some special connection to the IRS or something? I've literally spent hours on hold with the IRS and never got through.
0 coins
Angel Campbell
•9 This sounds too good to be true honestly. The IRS is notoriously impossible to reach. I tried for weeks last year. How could some third party service get you through when the IRS's own phone system is so broken?
0 coins
Angel Campbell
•3 They use a technology that navigates the IRS phone tree and waits on hold for you - then calls you when an actual agent is on the line. No special connection, just a smart system that stays on hold so you don't have to. It monitors the line 24/7 until it gets through. It's actually pretty simple - the IRS lines aren't impossible to get through, they just require extreme patience. Most people give up after 30-60 minutes, but Claimyr will wait however long it takes (sometimes hours) and then connect you. When there's a conflict between returns like with dependency claims, talking to an actual agent is really the only way to resolve it quickly.
0 coins
Angel Campbell
9 I want to apologize for doubting both services mentioned here. After my parents insisted they should claim me, we got into a disagreement that was getting pretty tense. I decided to try Claimyr as a last resort to get official clarification from the IRS. It worked exactly as described - I got a text after about 45 minutes saying they were connecting me with an IRS agent! The agent confirmed everything the taxr.ai report said and explained to me exactly how to handle the situation if my parents had already filed incorrectly. Totally worth it just for the peace of mind and avoiding family drama. Sometimes you need to hear it directly from the IRS to settle these kinds of disagreements.
0 coins
Angel Campbell
21 One thing no one's mentioned - if your parents have been claiming you as a dependent for years, they might see a significant increase in their tax bill by not claiming you this year. That might be why they're resistant to the change. You might want to have a conversation with them about it before either of you file.
0 coins
Angel Campbell
•1 That's a really good point I hadn't considered. My parents have claimed me throughout college and I know they get some education credits. Do you know roughly how much difference it would make for them if they don't claim me this year? I don't want to cost them thousands just so I can get my $1,350.
0 coins
Angel Campbell
•21 It depends on their tax situation, but not claiming you could potentially increase their tax bill by $500-$2,000 if they've been benefiting from education credits like the American Opportunity Credit. They also lose your exemption amount which impacts their taxable income. The best approach would be to calculate both scenarios - what you both get if you file independently versus what happens if they claim you. Sometimes families actually come out ahead overall by having the higher-income parents claim an eligible dependent, then the parents give some of the savings to the child to make up for their lost refund. But in your case, since you probably don't qualify as their dependent anyway, this isn't really an option.
0 coins
Angel Campbell
19 Just my personal experience - I was in almost your exact situation (25, moved out in July, full-time job). I filed independently and got audited because my parents also claimed me. HUGE headache that took like 8 months to resolve. Make sure you talk to your parents BEFORE either of you file!!
0 coins
Angel Campbell
•2 Yikes, that sounds awful! Did you end up having to pay back your refund or did your parents? I'm definitely going to talk to my parents before either of us files. Not worth the drama!
0 coins
Amina Toure
•Fortunately I didn't have to pay anything back since I was filing correctly - I really wasn't their dependent that year. But my parents had to amend their return and pay back the dependent exemption plus some penalties. The worst part was all the paperwork and documentation we had to provide to prove my living situation and support. Definitely learned my lesson about coordinating with family before filing!
0 coins
Rebecca Johnston
This is such a helpful thread! I'm dealing with a similar situation - I'm 23, graduated last May, and moved out in October. My parents are insisting they should still claim me because I lived with them for most of the year, but I've been supporting myself since getting my job. Reading through all these responses really clarifies the dependency tests. It sounds like the key isn't just where you lived, but who provided more than 50% of your support for the entire year. Since you've been paying your own rent, utilities, groceries, etc. since September, you're likely supporting yourself now. The advice about talking to your parents before filing is spot on. I'm going to sit down with mine this weekend and go through the actual IRS criteria together. Better to hash it out now than deal with rejected returns or an audit later!
0 coins
PaulineW
•You're absolutely right about the support test being the key factor! I was in a similar situation a couple years ago and made the mistake of assuming that living at home automatically made me a dependent. The IRS really focuses on who pays for what, not just living arrangements. One thing that helped me when I talked to my parents was to actually calculate the dollar amounts - like adding up what I paid for rent, food, car expenses, etc. versus what they provided. Having those concrete numbers made it much easier to have an objective conversation rather than just arguing about whether I was "independent" or not. Good luck with the conversation this weekend! It's definitely better to sort this out upfront.
0 coins