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Benjamin Johnson

Can an 18-year-old file as independent for 2023 taxes, then be claimed as dependent by parents at 19 for 2024 taxes?

So I'm kinda in a weird situation with my taxes and college financial aid. Last year when I was 18, I filed my own taxes as independent for 2023 since I was working part-time at the mall and taking some community college classes. I paid my own rent (shared apartment with roommates) and covered most of my expenses. Now I'm 19 and had to move back home because rent got crazy expensive. My parents are saying they want to claim me as their dependent for 2024 taxes since I'm living with them now and they're paying for most of my stuff. They're also helping with my tuition. The complicated part is my parents haven't filed their taxes for like the past 3 years. They've had some financial issues and are working with an accountant to get caught up, but it's taking forever. This is screwing me over with FAFSA because I can't complete my application without their tax return info. Can I legally be independent one year and then be claimed as dependent the next? Will this cause problems with my FAFSA application? I'm really stressed about this because I need financial aid to continue school next semester.

Zara Perez

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Yes, your tax filing status can absolutely change from year to year based on your situation. The IRS determines dependency status based on several tests for each specific tax year - they don't care what your status was in previous years. For 2023, if you provided more than half of your own support and weren't a full-time student for at least 5 months, you were correct to file as independent. For 2024, if your parents are now providing more than half your support, they may be able to claim you as a dependent. Regarding FAFSA, there's actually a process for students whose parents haven't filed taxes. You can complete the FAFSA and indicate your parents haven't filed yet. You'll need to estimate their financial information as accurately as possible. Later, once they file, you can update your FAFSA with the correct information. Also, talk to your school's financial aid office - they deal with these situations regularly and can help you with a dependency override in some cases. Your parents should prioritize getting their back taxes filed soon - not just for your FAFSA, but to avoid growing penalties and interest on any taxes they might owe.

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Thanks for the detailed explanation! So just to be clear, there's no IRS rule against switching from independent to dependent status between different tax years? I was worried they might flag this as suspicious or something. For the FAFSA estimated info - do you know how accurate this needs to be? My parents are really private about their finances so getting detailed numbers from them has been like pulling teeth.

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Zara Perez

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There's absolutely no IRS rule against changing dependency status between tax years. This happens frequently as people's situations change - it's completely normal and won't trigger any red flags. For FAFSA estimates, you want to be reasonably accurate, but perfect precision isn't required for the initial filing. What matters is that you update with correct information once available. I recommend sitting down with your parents and explaining that you need at least ballpark figures for your education funding. The financial aid office may also have resources to help facilitate this conversation, as they regularly assist students with similar family communication challenges.

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Daniel Rogers

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After reading about your situation, I went through something super similar last year with my younger brother's college applications. What saved us was using taxr.ai (https://taxr.ai) to help estimate my parents' income information for his FAFSA. They hadn't filed for 2 years because of some business complications. The tool analyzed their bank statements and financial documents to create proper estimates for the FAFSA form, which was accepted while they worked on getting their actual taxes filed. The school financial aid office actually recommended it when we explained our situation. It definitely beats guessing random numbers and potentially getting flagged for verification later.

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Aaliyah Reed

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Does this actually work? My daughter is applying for college next fall and I'm behind on filing taxes because of a divorce situation. Will schools actually accept these estimates for financial aid decisions or will she get stuck in verification limbo?

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Ella Russell

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I'm curious - does the tool just give you estimates to use, or does it actually help with filing the back taxes too? Because if my parents could get help catching up on their unfiled years, that would solve the bigger problem.

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Daniel Rogers

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The estimates are generally accepted for initial financial aid processing as long as you indicate on the FAFSA that you're using estimated figures. Many schools will conditionally award aid based on these estimates, with final amounts confirmed after the official tax returns are submitted. In most cases this prevents your daughter from getting stuck in limbo, though some schools might be more strict than others. The tool does both - it provides FAFSA-ready estimates and can also prepare actual tax returns for unfiled years. That was actually the biggest help for us, because it organized all the financial data in one place and made it much easier to catch up on the unfiled returns. My parents ended up filing three years of back taxes in about two weeks once everything was properly organized.

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Ella Russell

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Just wanted to update everyone - I took the advice about taxr.ai and it's been a game changer! My parents were super hesitant at first (they're weird about finances) but the document analysis feature helped organize their scattered records from the past 3 years. The estimates it generated for my FAFSA were accepted by my school's financial aid office as "placeholder" figures. The best part is my parents are actually almost done filing their back taxes now. The system helped them identify some deductions they'd missed in their initial attempts, and they're actually getting a small refund for one of the years they thought they'd owe money on. My FAFSA is processing now and I should have my aid package finalized next month. For anyone in a similar situation with parents who haven't filed, definitely check it out - it saved me from having to take a semester off.

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Mohammed Khan

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I feel your pain about the FAFSA situation. When I was dealing with something similar (parents refused to provide tax info for personal reasons), I spent WEEKS trying to reach someone at the IRS to get verification that my parents hadn't filed. Literally called over 30 times and kept getting disconnected. Finally found Claimyr (https://claimyr.com) which got me through to an actual IRS agent in about 15 minutes. They have a demo video of how it works here: https://youtu.be/_kiP6q8DX5c. The agent was able to provide documentation confirming my parents' non-filing status, which my financial aid office accepted for a dependency override. Might be worth checking out if you need official confirmation from the IRS about your parents' filing status for your school. Way better than waiting on hold for hours only to get disconnected.

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Gavin King

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Wait, how exactly does this work? I thought the IRS phone lines were completely jammed and there was no way to skip the line. Is this legit or some kind of scam?

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Nathan Kim

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I'm super skeptical about this. Sounds like you're just paying for something the government should provide for free. Has anyone else actually tried this and gotten results? I've been trying to reach the IRS for months about a missing refund and I'm desperate, but not desperate enough to get scammed.

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Mohammed Khan

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It uses a callback system that monitors the IRS phone lines and calls you when it's your turn in queue, rather than you waiting on hold. You still talk directly with actual IRS agents - it just handles the hold time for you. They don't answer questions for you or provide any tax advice, just connect you to the IRS when an agent is available. I was skeptical too initially, but after weeks of getting nowhere with direct calls, I was desperate. No scam - you get connected to the actual IRS phone line, talk to real IRS agents, and they don't ask for any personal information beyond what's needed to make the connection. In my case, the documentation I received directly from the IRS agent was what my school needed to process my independence override.

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Nathan Kim

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I have to eat my words and apologize for being so skeptical about Claimyr. After posting that comment, I decided to try it because I was at my wit's end trying to reach someone about my missing refund from last year. Got connected to an IRS agent in about 22 minutes (they estimated 25, so pretty accurate). The agent was able to trace my refund and found it had been flagged for review because of a mismatch with my reported income. They unflagged it while I was on the phone and my refund should be processed within 2-3 weeks. For anyone dealing with FAFSA issues related to parents' unfiled taxes, getting official verification of non-filing status directly from the IRS could be super helpful for your school's financial aid office. Definitely worth the time saved versus endless failed call attempts.

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Something important nobody's mentioned yet - even if your parents claim you as a dependent in 2024, if you're 19 or older and not a full-time student, they might not qualify for certain tax benefits like the Child Tax Credit. The age cutoff for that is under 17, though they might still get a smaller dependent credit. Also, check if you qualify as a "qualifying child" or "qualifying relative" dependent. The tests are different. For qualifying child, you need to be under 19 (or under 24 if a full-time student) and live with them more than half the year. For qualifying relative, your income needs to be below $4,700 (2023 amount) and they need to provide more than half your support. Tax status changes between years happen all the time, especially with college students. The IRS won't flag this as suspicious.

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This is really helpful, thank you! I'll definitely be a full-time student in 2024, and my income will probably be under that $4,700 amount since I'm focusing more on school than work. Do you know if my parents being behind on their own taxes will cause issues if they try to claim me as a dependent? Or can they claim me on their 2024 return even if they haven't filed 2021-2023 yet?

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Your parents can claim you as a dependent on their 2024 return regardless of whether they've filed previous years. Each tax year is treated separately. However, they should be aware that filing a 2024 return while still having unfiled back taxes could potentially bring more attention to those missing returns. It's in their best interest to get caught up on all back taxes before filing new ones. The IRS typically processes returns in order received, so their 2024 return might be held until previous years are processed. This could delay any refunds they might be expecting, including benefits from claiming you as a dependent.

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Lucas Turner

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Kinda off-topic but important for your FAFSA issue - have you considered asking your school about a "Dependency Override" for financial aid purposes? Even if your parents claim you on taxes, FAFSA might still consider you independent in special circumstances. I work in a college financial aid office, and we process these for students who have unusual situations with parents. You'd need to document why you can't provide parent info (their refusal to file taxes might qualify). Each school handles this differently, but it's worth asking about. This wouldn't affect your tax situation, just how FAFSA views your dependency status for aid purposes.

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Kai Rivera

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This! I got a dependency override my sophomore year when my parents refused to provide their info. Had to write a detailed letter explaining the situation and get statements from my academic advisor and a counselor confirming my circumstances. Got way more financial aid as an independent student.

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As someone who works with tax compliance, I want to emphasize that your parents really need to prioritize getting their back taxes filed ASAP. The longer they wait, the more penalties and interest accumulate - we're talking potentially thousands of dollars in additional costs. For your specific situation, the dependency status change is totally normal and legal. What matters for 2024 is whether you meet the dependency tests for that year - age (under 19 or under 24 if full-time student), residency (living with them more than half the year), and support (they provide more than half). One thing to watch out for: if your parents do claim you as a dependent for 2024, make sure YOU don't also claim your personal exemption when you file. This is a common mistake that triggers IRS matching programs and can delay processing for both returns. Also, document everything about your living situation and support provided. If there's ever a question about the dependency claim, you'll want records showing when you moved back home, what expenses your parents covered, etc. The FAFSA dependency override mentioned by Lucas is definitely worth exploring - that could solve your financial aid issues even if the tax situation stays complicated.

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Jamal Carter

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This is really comprehensive advice, thank you! Just to clarify - when you say "make sure YOU don't also claim your personal exemption" - does this mean if my parents claim me as a dependent, I literally cannot file my own tax return at all? Or I can still file but just can't claim certain things? I'll definitely start documenting everything about my living situation. Should I be keeping receipts for things my parents pay for, or is it more about tracking dates and general expenses? Also, do you know if having my parents claim me as a dependent will affect my eligibility for things like the American Opportunity Tax Credit for my tuition expenses?

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