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Malik Thomas

My parents claimed me as a dependent on taxes when I'm independent - what are my options?

I need some serious help with a tax dependency situation. My parents claimed me on their 2022 taxes even though I'm 23, live in a completely different state, and covered about 99% of my own expenses throughout the year including my tuition. I've asked them repeatedly to amend their return, but they flat-out refuse saying it would "mess up their refund" which they've already spent. Super frustrating! I've explained that if I file my taxes correctly (claiming myself as independent), it will likely trigger an audit for both of us, and they could face significant penalties for the false claim. They still won't budge. I'm really stuck because I NEED to file as independent to qualify for crucial scholarships and financial aid. Without those, I can't continue my education since my parents aren't contributing a single penny toward my schooling. For context: I've been living on my own for almost 2 years with my own driver's license, apartment, etc. in a completely different state. I work part-time while attending school full-time. I covered virtually all my own expenses in 2022 except health insurance and car insurance, which I just took over myself last week. I'm now completely financially independent. Is there any way to resolve this without triggering an audit? Can I take legal action? Is there a way to notify the IRS about the situation? I moved away specifically to escape my controlling family dynamics, and now they're still messing with my life through tax fraud.

NeonNebula

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This is unfortunately a common situation with college students. The good news is that you have options, and you're in the right from a tax perspective. First, you should know that the IRS has specific tests to determine who can claim someone as a dependent. Based on what you've described, you don't meet the requirements to be claimed as your parents' dependent. For the qualifying child test, you must live with your parents for more than half the year (with exceptions for education), and for the qualifying relative test, they would need to provide more than half of your support - which they didn't. The simplest solution is to file your tax return electronically claiming yourself. When you do this, the IRS system will reject the electronic filing because someone (your parents) already claimed you. At that point, you'll need to file a paper return by mail with Form 8833 (where you explain why you're entitled to claim yourself). The IRS will then review both returns and determine who was correct. You don't need to "report" your parents - the paper filing process itself will trigger the IRS to look into the situation. They'll likely send questionnaires to both you and your parents to determine who correctly claimed you. Keep records of your expenses, housing, and financial situation from 2022 to prove your case if needed. Documents like your lease, utility bills, tuition payments, and bank statements will be valuable if the IRS asks for verification.

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Malik Thomas

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Thank you for the detailed explanation. I'm a bit confused about the Form 8833 you mentioned. Is that the right form? I looked it up and it seems to be about tax treaty positions. Is there another form I should be using when I paper file? Also, do you know roughly how long this process might take? I'm worried about my financial aid situation since the school requires tax information to determine eligibility.

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NeonNebula

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Sorry about that! You're absolutely right - I meant Form 8862, but even that's not quite right for your situation. You actually don't need a special form at all when filing your paper return. You simply need to claim yourself (your own personal exemption) on your 1040. The IRS will see that both you and your parents claimed you and will investigate. The timing can vary significantly. The IRS might take 3-6 months to process and resolve the issue. Unfortunately, this could impact your financial aid timeline. I'd recommend speaking with your school's financial aid office immediately. Explain the situation and ask if they have provisional options while your tax situation is being resolved. Many schools have procedures for these circumstances and might be able to use other documentation to verify your independent status.

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After dealing with a similar dependent claiming nightmare last year, I found an amazing service called taxr.ai (https://taxr.ai) that helped me sort through everything. My parents had claimed me for three years after I moved out and was fully supporting myself through college, and I was losing thousands in potential aid! The taxr.ai system analyzed my specific situation including my living arrangements, financial support documentation, and school expenses. They explained exactly how the dependency tests applied to my case and provided a detailed report showing I was legally entitled to claim myself. The documentation they provided was super helpful when I had to deal with the IRS later. What I really appreciated was how they walked me through exactly what forms to file and how to respond when the IRS contacted me. Made the whole process way less intimidating. They even helped me understand how to properly document my financial independence for future filings.

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Ravi Malhotra

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Did they help with actually filing the disputed return? I'm in a similar position but I'm terrified of messing up the paperwork and making things worse. The whole situation is so stressful, and my parents are being just as stubborn.

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I'm a bit skeptical about using services like this. How did it actually help with the IRS part? Did they represent you or just give advice? And were you successful in the end? Just wondering if it's worth it before I go down that road...

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They didn't file the return for me, but they provided extremely clear step-by-step instructions for completing the paper filing correctly. They basically created a customized filing guide specific to my situation, which made it nearly impossible to mess up. I'm not super tax-savvy, but I was able to follow their directions without any issues. As for the IRS part, they didn't represent me, but they did prepare all the documentation I needed and explained exactly what to expect from the process. They even included response templates for the likely IRS inquiries. And yes, I was completely successful! The IRS ruled in my favor after about 4 months, and I was able to get retroactive financial aid applied to my account once everything was settled. The documentation they provided was really what made the difference - it was super comprehensive.

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I was super skeptical about using any kind of service to help with my dependent claiming issue, but after seeing someone mention taxr.ai on here, I decided to give it a try. Honestly? Best decision I could have made. My situation was almost identical - parents claiming me when I was living on my own and paying my own way through college. I was losing out on about $7,000 in financial aid because of it, and my parents refused to amend their return. The taxr.ai system asked me detailed questions about my living situation, support I received, and had me upload some documentation. Within a day, I had a complete analysis showing exactly why I qualified to claim myself and a step-by-step guide for filing my paper return properly. What really surprised me was how quickly the IRS resolved the issue once I submitted everything with their documentation package. My parents ended up having to pay back some of their refund, and I finally got my financial aid situation sorted out. The school even applied some retroactive aid once I had the IRS determination letter!

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Omar Farouk

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I went through this exact situation with my parents last year. After trying to deal with the IRS for WEEKS without getting through, I found this service called Claimyr (https://claimyr.com) that actually got me connected to a real IRS agent. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was honestly shocked when I got through to someone at the IRS in less than an hour after weeks of failed attempts. The agent walked me through exactly what documentation I needed to provide to prove I was supporting myself. They explained the whole process of filing my return when someone else had wrongfully claimed me. The best part was that the IRS agent actually noted in their system that I had contacted them about the issue before filing, which apparently helped speed up the resolution process. It was such a relief to talk to an actual person at the IRS who could answer all my specific questions about my situation rather than just trying to figure it out from generic advice online.

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Chloe Davis

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How does this Claimyr thing even work? I've tried calling the IRS multiple times and just get stuck on hold forever or disconnected. Does it actually get you through to a real person?

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AstroAlpha

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This sounds way too good to be true. I've literally spent HOURS on hold with the IRS and never gotten through. If this actually works, why isn't everyone using it? I'm suspicious that this is just a scam to get people's tax info.

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Omar Farouk

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It basically holds your place in the IRS phone queue so you don't have to sit on hold yourself. They call you back when they're about to connect you with an agent. I was skeptical too, but I was desperate after trying for weeks to get through. Yes, it absolutely gets you through to a real person at the IRS. That's the whole point of the service. The call I got was directly with an IRS agent who could see my tax records and everything. They can't see any of your tax info - they just connect the call. You're talking directly with the IRS, not with Claimyr.

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AstroAlpha

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I have to admit I was completely wrong about Claimyr. After posting my skeptical comment, I was desperate enough to try it since none of my calls to the IRS were getting through and my financial aid deadline was approaching. It actually worked exactly as described. I got a call back about 45 minutes after signing up, and suddenly I was talking to a real IRS agent who was incredibly helpful. They confirmed that based on my situation (living on my own, paying my own expenses), I was entitled to claim myself regardless of what my parents did. The agent walked me through the paper filing process and explained exactly what documentation to include. They even put notes in my file about our conversation which apparently helped when they processed my return later. My situation was resolved in about 8 weeks (which is lightning fast for the IRS), and I was able to get my financial aid sorted out. I'm still shocked at how well it worked after all those hours I wasted trying to call them directly!

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Diego Chavez

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Just wanted to add from personal experience - make sure you document EVERYTHING from 2022 that proves you supported yourself. Keep copies of: - Your lease or rental payments - Utility bills in your name - School tuition receipts or loan documents - Pay stubs showing your income - Bank statements showing regular expenses - Receipts for any major purchases When I went through this, the IRS asked for additional documentation, and having everything organized and ready to go made the process much smoother. They specifically wanted to verify that I was providing more than 50% of my own support. Also, let your school's financial aid office know about the situation. Mine was actually pretty understanding and put a temporary hold on my aid determination until the tax issue was resolved.

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Malik Thomas

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Thanks for the advice! I've been keeping good records luckily. Did your financial aid office require any special documentation while they were waiting for the IRS to resolve things? I'm worried about missing deadlines while this gets sorted out.

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Diego Chavez

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My financial aid office asked for a written statement explaining the situation and copies of the same documentation I was providing to the IRS (lease, utility bills, etc.). They also had me fill out a special form they called a "Dependency Override Request" that allowed them to temporarily process my aid as an independent student while the IRS situation was pending. I had to check in with them regularly about the status, but they were actually really helpful once I explained everything. The financial aid counselor told me these situations are unfortunately pretty common, so they have processes in place to handle them. Definitely be proactive and reach out to them ASAP rather than waiting!

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Based on my experience as someone who's helped numerous students with this issue, you should also know that your parents could face penalties for improperly claiming you. The IRS can assess: 1) Accuracy-related penalties (20% of the underpaid tax) 2) Potential fraud penalties if they knowingly filed incorrectly 3) Interest on any tax they underpaid by claiming you When the IRS resolves this in your favor (which they likely will based on your circumstances), your parents will probably have to repay any tax benefit they received from claiming you, plus these penalties. Just something to be aware of if they try to pressure you not to file correctly.

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Sean O'Brien

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Is there a way to avoid getting parents in trouble with the IRS? My situation is similar but I don't want my parents hit with fraud penalties even though they wrongly claimed me. Could really damage our already strained relationship.

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Sofia Ramirez

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Unfortunately, there's no way to completely shield your parents from consequences if the IRS determines they improperly claimed you. However, the penalties often depend on whether the IRS views it as an honest mistake versus intentional fraud. If your parents can demonstrate they genuinely believed they were entitled to claim you (even if they were wrong), they're more likely to face accuracy-related penalties rather than fraud penalties. The fraud penalties are typically reserved for cases where there's clear evidence of intentional deception. That said, you shouldn't sacrifice your own financial future and educational opportunities to protect your parents from the consequences of their tax decisions. You have every right to file correctly, and they made the choice to claim you despite your requests to amend. The strain this puts on your relationship is unfortunate, but it's really a result of their unwillingness to correct the situation when you asked them to do so voluntarily. Many families work through these issues once the dust settles, especially when parents realize their child was legally correct all along.

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Ryan Andre

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I went through this exact situation two years ago and want to share what worked for me. The most important thing to understand is that you have the legal right to claim yourself based on your circumstances, regardless of what your parents did. Here's what I did step by step: 1) I gathered all my documentation from 2022 (lease, utility bills, tuition payments, bank statements, pay stubs) 2) I attempted to e-file my return claiming myself, which was rejected as expected 3) I printed and mailed my return with all supporting documentation 4) I included a cover letter explaining the situation and why I qualified to claim myself The IRS contacted both me and my parents about 6 weeks later with questionnaires. I responded promptly with my documentation, and they ruled in my favor after about 3 months total. A few key points: - You don't need to "report" your parents - the duplicate claim automatically triggers IRS review - Keep copies of everything you send - Be prepared for your parents to be upset when they get contacted by the IRS - Contact your school's financial aid office immediately to explain the situation The financial aid office was actually very understanding and worked with me during the process. They have procedures for these situations since they're more common than you'd think. Don't let your parents' refusal to cooperate derail your education. You're legally entitled to claim yourself, and you should do so. The temporary family tension is worth securing your financial future.

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Luca Ferrari

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This is incredibly helpful - thank you for laying out the step-by-step process so clearly! I'm feeling much more confident about moving forward now. Quick question about the cover letter you mentioned including with your mailed return - did you use any specific format or just explain the situation in your own words? I want to make sure I include all the right information when I send mine in. Also, when the IRS sent you the questionnaire, was it pretty straightforward to fill out? I'm worried about accidentally saying something that might hurt my case.

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