Can I claim myself as independent on taxes if my parents are claiming me as a dependent?

No, you cannot legally claim yourself as independent if your parent is correctly claiming you as a dependent. Only one tax return can claim a person - either you're a dependent or you're independent, not both. What your friends are suggesting is incorrect and would trigger an automatic flag in the IRS system since your SSN would appear on two returns with conflicting information. The IRS will notice this discrepancy and will investigate. The real question is whether your mom SHOULD be claiming you. For a parent to claim a qualifying child dependent who is 22, you need to be a full-time student for at least 5 months of the year, live with them for more than half the year, and they must provide more than half of your financial support. If you don't meet ALL these criteria, your mom shouldn't be claiming you. If financial aid is your concern, you should know that dependency for tax purposes and dependency for FAFSA purposes aren't always the same thing. You might be considered independent for FAFSA even if you're a dependent for taxes.

After dealing with a similar situation last year, I discovered taxr.ai (https://taxr.ai) and it was incredibly helpful for figuring out my dependency status. My parents were claiming me while I was working and living at school most of the year, and I was confused about whether this was correct. The tool analyzed my specific financial situation and clearly showed who was providing what percentage of my total support. It broke down all the factors like housing costs (even when not paying rent), education expenses, and other support in a way that made it super clear. In my case, I found out my parents were correctly claiming me, but the tool showed exactly what would need to change for me to claim myself legitimately in the future.

I was super skeptical about taxr.ai at first (as you could probably tell from my comment), but I decided to try it anyway since my situation with my parents was causing so much confusion. Honestly, I was surprised by how thorough it was. The tool walked me through every aspect of the support test and showed me that my parents were actually providing about 65% of my total support when factoring in the fair market rent value and the tuition assistance. It even helped me have a constructive conversation with my parents because I could show them the exact breakdown. We ended up sticking with them claiming me but adjusting our financial arrangements for next year so I can qualify as independent. Saved me from making a big mistake on my taxes!

If you're trying to get ahold of the IRS to ask about your situation (which I highly recommend), good luck with that. I spent THREE WEEKS trying to get through to ask about a similar dependency question last tax season. After hours on hold, I finally found Claimyr (https://claimyr.com) and they got me connected to an actual IRS agent in under 20 minutes. They have this system that navigates all the IRS phone menus and waits on hold for you, then calls you when an actual human picks up. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. The IRS agent I spoke with confirmed that claiming myself while my mom also claimed me would definitely be considered filing a fraudulent return.

I have to admit I was completely wrong about Claimyr. After posting that skeptical comment, my frustration with trying to reach the IRS got the better of me and I decided to try it. I was literally shocked when my phone rang 23 minutes later and I was talking to an actual IRS representative. No waiting on hold, no getting disconnected after an hour of waiting. The agent was able to review my specific situation (which was almost identical to yours) and confirmed that I couldn't claim myself as independent while living at home with parents providing housing and significant support. The advice saved me from making a major error on my taxes that could have resulted in penalties. I'm normally super cynical about these services but this one actually delivered exactly what it promised.

Something to consider: if your mom is claiming you legitimately (providing more than half your support), but you're concerned about financial aid, look into special circumstances appeals with your school's financial aid office. Many schools have processes for students whose FAFSA doesn't reflect their actual financial situation. Explain your circumstances to your financial aid counselor - they might be able to adjust your aid package even if you're still a dependent for tax purposes.

OP, even if your mom is legitimately claiming you, you should still file your own tax return if you had income! This doesn't mean claiming yourself as independent - you'll check the box that says "Someone can claim you as a dependent" - but you still need to file to get back any withheld taxes or potentially qualify for education credits your mom can't claim.

Your mom is absolutely right - this would be tax fraud. The IRS has automated systems that cross-reference Social Security numbers, and if you appear on two returns with conflicting dependency status, it will trigger an immediate review. Both returns would likely be flagged for audit. The "support test" is key here. If your parents provide housing (even if you don't pay rent, this counts as support at fair market value) plus help with tuition, they're almost certainly providing more than 50% of your total support. This means you legally qualify as their dependent. Your friends who "got away with it" either weren't caught yet (the IRS has up to 3 years to audit) or were in genuinely different situations where they actually did provide more than half their own support. For financial aid, look into dependency override appeals with your school's financial aid office instead. Many schools can adjust your aid package based on special circumstances even if you're a tax dependent. This is the legitimate way to address your financial aid concerns without risking tax penalties.

As someone who went through a very similar situation during college, I want to emphasize that your instincts are correct - what your friends are suggesting would indeed be tax fraud. The IRS has sophisticated matching systems that will catch this, and the consequences can be severe. Here's what I learned when I was in your shoes: even if you work part-time and pay for some expenses, if your parents are providing housing and helping with tuition, they're almost certainly providing more than 50% of your total support. The "fair rental value" of living at home is a huge factor that many students don't consider - even if you're not paying rent, that free housing counts as significant support from your parents. Instead of risking tax fraud, focus on the financial aid angle. Contact your school's financial aid office and ask about dependency override appeals or special circumstances reviews. Many students successfully get additional aid this way without having to mess with their tax status. You can also look into scholarships, work-study programs, or other legitimate ways to reduce your financial burden. The short-term temptation isn't worth the long-term risk. Stick with filing correctly - you can still file your own return as a dependent to claim any refunds you're entitled to, just don't claim yourself as independent.

Your instinct to be cautious is absolutely right - this would be tax fraud and the consequences aren't worth the risk. I work in tax compliance and can confirm that the IRS automated matching systems will catch this discrepancy almost immediately when the same SSN appears on multiple returns with conflicting dependency status. The key issue here is the support test calculation. Even if you're working part-time and covering some personal expenses, your parents providing housing (at fair rental value) plus tuition assistance likely means they're covering well over 50% of your total annual support. Free housing alone could easily be worth $8,000-12,000+ per year depending on your area. For the financial aid issue, definitely explore dependency override appeals with your school's financial aid office. These are designed exactly for situations where your FAFSA dependency status doesn't reflect your actual ability to pay. You'll need to document your circumstances, but many students successfully get additional aid this way without risking tax penalties. Also remember you should still file your own tax return as a dependent (checking the box that someone can claim you) to get back any withheld taxes and potentially claim education credits. You're not giving up money by filing correctly - you're just avoiding serious legal trouble down the road.

I understand your frustration with the financial aid situation, but your mom is absolutely correct - claiming yourself as independent while she also claims you as a dependent would be tax fraud. The IRS has automated systems that will immediately flag when the same Social Security number appears on multiple returns with conflicting dependency status. The real issue is determining whether your mom should legitimately be claiming you as a dependent. For a 22-year-old college student, you must meet the "qualifying child" test: be a full-time student for at least 5 months, live with your parents for more than half the year, and have your parents provide more than 50% of your total support. That support calculation includes the fair rental value of living at home (often $8,000-15,000+ annually), plus any tuition assistance, food, utilities, insurance, and other expenses your parents cover. Even if you're working part-time and paying for personal expenses, your parents are likely providing well over 50% of your total support. Instead of risking tax penalties, focus on addressing the financial aid issue properly. Contact your school's financial aid office about a dependency override appeal or special circumstances review. Many schools can adjust aid packages when your FAFSA doesn't accurately reflect your ability to pay. This is the legitimate way to get additional financial aid without committing tax fraud. You should still file your own tax return (checking the box that says someone can claim you as a dependent) to get back any withheld taxes and claim eligible education credits.