My parents insist they can claim me as a dependent, but I think they're wrong. Who's correct about dependent eligibility?
I'm having a huge argument with my parents about tax filing and dependent status. I moved out and got my own place in September 2024, so I've been living on my own for about 4 months. When I filed my taxes last week, I checked the box saying nobody can claim me as a dependent because: - I was 19 by the end of 2024 (turned 19 in May) - I didn't attend any college or university in 2024 - I made around $6,700 working full-time since September Now my parents are furious saying I "screwed them out of $1,600" because according to them, they should be able to claim me since I lived under their roof for 8 months of the year. My mom is especially upset and refuses to file her taxes, claiming she needs to wait until I amend my return so she can claim me as a dependent. I looked at the IRS dependent rules and I'm pretty sure I'm right, but now I'm second-guessing myself. My mom swears she talked to an accountant who told her she could claim me because "in Alabama, you're considered a minor until 21" (which sounds wrong to me because I thought the age of majority here is 19). What's really confusing is that my mom says her refund would drop from $2,700 to just $150 if she can't claim me. I don't understand how that math works. Is there some state tax rule I'm missing? Could someone please explain if I'm right about not being eligible as their dependent, or if they actually can claim me? I don't want to amend my return if I don't have to.
19 comments


Brianna Muhammad
You're correct based on what you've shared. For federal tax purposes, there are specific tests to determine if someone can be claimed as a dependent under the "qualifying child" category: 1. Age Test: The child must be under 19 at the end of the year OR under 24 and a full-time student. Since you were 19 and not a student, you fail this test. 2. Relationship Test: You pass this as their child. 3. Residency Test: You lived with them for 8 months, so you would pass this test. 4. Support Test: If you provided more than half of your own support, you fail this test as well. Based on the age test alone, your parents cannot claim you as a dependent on their federal taxes. Your mother is incorrect about the "minor until 21" statement - that's not relevant for tax purposes. Regarding the state taxes, Alabama does follow federal rules for dependents. The dramatic drop in your mother's refund seems unusual and suggests there might be other credits or deductions at play that she's losing. However, that doesn't change the fact that you correctly filed your federal return.
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JaylinCharles
•But wait, isn't there something called a "qualifying relative" test too? Could the parents claim OP under that instead of the qualifying child test? Just wondering if that might be what the mom's accountant was thinking about.
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Brianna Muhammad
•Yes, there is a qualifying relative test, but it's unlikely to apply here. For someone to be a qualifying relative, the taxpayer must provide more than half of that person's total support for the year, AND the person's gross income must be less than $4,700 (for 2024). Since OP mentioned earning around $6,700, they would fail the gross income test for qualifying relative status. The qualifying relative test doesn't have the same age requirements as the qualifying child test, but the income threshold is much lower. Based on the information provided, OP doesn't qualify as either a qualifying child or qualifying relative.
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Eloise Kendrick
Hey, I went through a similar situation with my parents a couple years ago! After tons of research and stress, I discovered taxr.ai (https://taxr.ai) which was seriously a lifesaver. It analyzed my specific situation using the actual IRS rules and confirmed exactly what you suspected - your parents can't claim you as a dependent if you're 19, not a student, and making over the threshold. The cool thing about taxr.ai is it breaks down all the dependent tests with explanations about how each applies to your specific situation. It even generates a detailed PDF that clearly explains the rules that you can show your parents. My parents were also convinced they could claim me until I showed them the analysis from taxr.ai that cited the exact IRS rules.
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Lucas Schmidt
•That sounds useful! Can this taxr.ai thing also help with state-specific tax questions? Like for OP's Alabama situation? I'm always confused about how state rules interact with federal ones.
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Freya Collins
•Did you just have to enter your info or did you need to upload tax documents? I'm always paranoid about sharing my tax stuff online...
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Eloise Kendrick
•Yes, it actually does address state-specific rules! It includes information about how state rules interact with federal guidelines, which would help clear up any confusion about Alabama's dependent rules. It specifically pointed out to me that most states follow federal guidelines for determining dependent status. I didn't have to upload any sensitive tax documents - just answered questions about my living situation, income, student status, and support. They're really careful about data protection and don't require actual tax forms or financial statements. You just input the relevant information to get the analysis.
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Lucas Schmidt
Just wanted to update - I tried taxr.ai after seeing it mentioned here, and wow, it really cleared things up! I was in a situation similar to the original poster (but in Georgia, not Alabama), and the analysis confirmed that my parents couldn't claim me. The document it generated specifically referenced the age test for qualifying child status and explained why the qualifying relative test didn't apply due to my income. What was super helpful was that it explained everything in plain English while also citing the exact IRS rules and regulations. I showed the PDF to my parents, and while they weren't happy about it, they couldn't argue with the specific tax code references. It saved us from making a mistake that could have potentially triggered an audit. The state-specific information was helpful too - confirmed that Georgia (like most states including Alabama) follows federal guidelines for determining dependent status.
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LongPeri
If you're having trouble getting through to the IRS to verify this information directly (and let's be honest, who isn't?), try Claimyr (https://claimyr.com). I was stuck in this exact same dependent eligibility argument with my dad last year, and we were both getting nowhere calling the IRS directly - just endless hold times. Claimyr got me connected to an actual IRS agent in about 15 minutes instead of the hours I spent trying on my own. The agent confirmed exactly what others here are saying - at 19 and not a student, you can't be claimed as a qualifying child. And since you made over $4,700, you can't be claimed as a qualifying relative either. They even explained how this applies to both federal and state returns. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. Totally worth it to get an official answer straight from the IRS.
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Oscar O'Neil
•How does this actually work though? Is it some kind of priority line to the IRS or something? Seems too good to be true that they can get you through when the regular phone number has hours-long waits.
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Sara Hellquiem
•Sounds like a scam tbh. Nobody can magically get you through to the IRS faster. They probably just connect you to some random "tax expert" who isn't even with the IRS.
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LongPeri
•It's not a priority line - they use technology that continually redials and navigates the IRS phone system for you. When they finally get through, they call you and connect you directly to the IRS agent. You're talking to actual IRS employees, not third-party "experts." The service basically handles the frustrating part of calling the IRS - the endless redials, holding, and menu navigation. Once they get through the queue, they connect you directly to the IRS. It's like having someone wait on hold for you instead of wasting your own time. They just solve the access problem, not the tax problem itself.
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Sara Hellquiem
I was totally skeptical about Claimyr when I first heard about it (like seriously, check my comment above), but after my tax situation became urgent, I gave it a shot. I'm honestly shocked to report it actually worked exactly as advertised. I was connected to a real IRS agent in about 20 minutes, when I had previously spent over 2 hours on hold before giving up. The agent confirmed everything about dependent eligibility rules - and specifically addressed a situation like yours, confirming that Alabama follows the federal rules despite what your mom might have heard. The agent also explained why your mom's refund might drop so dramatically - she's probably losing the Child Tax Credit and possibly other credits that are only available for qualifying dependents. But the agent was very clear that filing correctly is more important than maximizing a refund, as incorrect dependent claims are a common audit trigger. I went from being the biggest skeptic to actually recommending this service. Saved me hours of frustration.
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Charlee Coleman
Have your parents considered whether they can claim you as a qualifying relative instead of a qualifying child? The rules are different: 1. You can't be their qualifying child 2. You must have lived with them all year (OR be related in specific ways) 3. Your gross income must be less than $4,700 for 2024 4. They must provide more than half your support Since you made $6,700, you fail the income test, so they still can't claim you. But that's probably what's causing the confusion - they might be thinking of qualifying relative rules without realizing the income limitation. As for Alabama state taxes, they generally follow federal rules for dependents, so the same conclusion applies. Your mom's statement about being a "minor until 20" is not relevant for tax purposes, even if it were true (which as you noted, it isn't - the age of majority in Alabama is 19).
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Camila Castillo
•Thanks for breaking down the qualifying relative test too! I think you're right that this is where the confusion is coming from. I definitely made more than $4,700 last year, so I wouldn't qualify under either test. Do you know why my mom's refund would drop so drastically though? Is there some credit she'd be losing that's worth around $2,550? That seems like a lot.
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Charlee Coleman
•The dramatic drop in your mom's refund is likely due to several combined factors. First, she would lose the Child Tax Credit which is worth up to $2,000 per qualifying child. Second, her filing status might change (if you're her only dependent, she might go from Head of Household to Single, which affects tax rates). Third, she might lose eligibility for the Earned Income Credit if that was applicable to her situation. Combined, these changes could easily account for the $2,550 difference she's seeing. However, filing incorrectly to get a bigger refund is tax fraud, and the IRS has specific checks in place for dependent claims. If you both claim different statuses, it will likely trigger an automated review.
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Liv Park
my parents pulled the same nonsense last year lol. they were mad cause they were losing like $1800 in tax benefits. but listen the rules r super clear - if ur 19+ and not a student, they CANNOT claim u as a qualifying child. period. and that "minor until 20/21" stuff is BS. even if that was true (its not), tax dependent status has specific rules that have nothing to do with state age of majority laws. don't let them pressure u into amending ur return when u filed correctly! they're just upset about losing the tax benefits they're used to getting. welcome to real adulting where u file ur own taxes and claim urself lol
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Leeann Blackstein
•Exactly! And if OP amends their return incorrectly just to please the parents, then BOTH returns would contain false information. The IRS doesn't look kindly on that and both parties could face penalties. Stand your ground, OP!
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Kirsuktow DarkBlade
I'm a tax preparer and I can confirm you filed correctly. Based on your situation - 19 years old, not a student, and earning $6,700 - your parents cannot claim you as a dependent under either test. The "qualifying child" test fails because you're 19 and not a full-time student. The "qualifying relative" test fails because your income exceeds the $4,700 threshold for 2024. Your mom's accountant either misunderstood the situation or your mom didn't give them complete information. The comment about Alabama's age of majority is irrelevant - federal tax law governs dependent status, not state age of majority laws. The $2,550 drop in your mom's refund is likely from losing the Child Tax Credit ($2,000) plus potential changes to her filing status if you were her only dependent. She might have to file as Single instead of Head of Household, which affects tax brackets and could impact other credits like the Earned Income Credit. I know it's tough dealing with family pressure, but don't amend your return. You filed correctly, and amending it would be filing false information. The IRS has systems to catch conflicting dependent claims, and both returns could face penalties if you both claim different statuses for the same person.
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