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Carmen Reyes

Can't get parent info for FAFSA - understanding 'self-supporting' for under 24?

I'm trying to figure out if I qualify as 'self-supporting' for FAFSA purposes. I'm 22, haven't lived with my parents since I was 19, and we barely speak anymore due to some serious family issues. I pay all my own bills, have my own apartment, and file my own taxes. But FAFSA is telling me I still need my parents' info since I'm under 24? I can't get their tax info - we haven't talked in months, and when I texted about FAFSA, they just left me on read. Is there any way to apply as independent without parent info? What exactly makes someone 'self-supporting' for financial aid if being financially independent in real life doesn't count? I'm worried I'll have to skip college next year because of this stupid rule. Any advice would be really appreciated!

This is one of the most common FAFSA issues students face. Unfortunately, the federal definition of 'independent' for financial aid purposes is very specific and doesn't necessarily align with real-world independence. To be considered independent on FAFSA when you're under 24, you need to meet at least ONE of these criteria: - Be married - Have dependent children you support - Be a veteran/active military - Be an emancipated minor or in legal guardianship - Be homeless/at risk of homelessness - Be an orphan/ward of court/in foster care after age 13 Just living on your own and supporting yourself financially doesn't qualify you as independent for FAFSA purposes. However, you may be able to pursue a 'dependency override' by documenting your special circumstances.

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Thank you for explaining. That's so frustrating. I don't meet any of those criteria - I'm just a regular person who doesn't have a relationship with my parents. What's involved in a dependency override? Is it difficult to get?

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omg same boat here! i tried everything to get independent status. ended up having to delay school for a year until i turned 24. the system is super messed up...they expect parents to pay even when they won't or can't

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That really sucks. I don't know if I can wait until I'm 24 to start school. Did you try any appeals process or just wait it out?

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You need to request a "Dependency Override" from your school's financial aid office. Each school handles these differently, but you'll typically need to: 1. Contact the financial aid office directly 2. Explain your situation (no contact with parents) 3. Provide documentation like: - Letters from professionals (counselors, teachers, clergy) confirming your situation - Court documents if applicable - Proof you support yourself (lease, bills, tax returns) Be aware that simply not speaking to your parents or them refusing to provide info isn't automatically grounds for an override. You'll need to demonstrate why it's impossible (not just inconvenient) to get their information.

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Thanks for the detailed explanation. I'll contact my school's financial aid office tomorrow. I do have my own lease and tax returns, but I'm worried about the "impossible" part. Is a complete refusal to communicate enough? Or do they expect some kind of proof beyond that?

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lol the FAFSA system is so backwards. been there done that. they won't budge unless you have crazy documentation. my friend literally forged her parents signatures because they wouldn't help but refused to admit they wouldn't help...not saying you should do that tho!

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Please do NOT forge any signatures or information on the FAFSA! That's fraud and can result in serious legal consequences including fines up to $20,000 and even prison time. It could also make you permanently ineligible for federal student aid. Always work through the proper channels.

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I went through this exact nightmare last year. Called FAFSA like 20 TIMES trying to get help, kept getting disconnected or waiting for hours. Finally I used Claimyr (claimyr.com) to get through to an actual FAFSA agent without the wait. They connected me in like 10 minutes when I'd been trying for days on my own. The agent explained exactly what documentation my school needed for the dependency override. They have a video showing how it works here: https://youtu.be/TbC8dZQWYNQ In my case, I needed statements from 3 professionals (used my therapist, former high school counselor, and my boss) explaining my situation with my parents. It worked!

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Thank you! This is super helpful. I've been trying to call too with no luck. I'll check out that service and start gathering documentation. Did you have to prove abuse or was estrangement enough?

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For my situation, I didn't have to prove abuse specifically. I had to demonstrate that the estrangement was severe and long-term. My therapist's letter explained the nature of our relationship breakdown and why reconciliation wasn't possible. The key was showing it wasn't just a temporary disagreement but a permanent situation that made getting their information impossible. Each school has different standards though.

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That gives me some hope. I've been in therapy and my therapist can definitely confirm our estrangement isn't temporary. Thank you for sharing your experience.

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Why dont u just wait till ur 24? Thats what my cousin did. Not worth the hassle of trying to prove all that dependency stuff. Just take a gap year or 2.

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I've already taken time off and really don't want to wait another 1.5 years to start. Plus I'm worried about losing momentum with my education. But you're right that it might end up being easier to just wait.

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Financial aid professional here. A few important points about dependency overrides: 1. They are granted on a school-by-school basis, not by FAFSA itself 2. The Department of Education specifically states that parent unwillingness to provide information or support is NOT sufficient grounds 3. Documentation is crucial - start collecting evidence now 4. Focus on documenting an "irreconcilable breakdown" in the relationship 5. About 2% of dependency override requests are approved nationally I recommend applying to multiple schools and immediately contacting each financial aid office. Some schools have more flexible policies than others. Also look into alternative funding sources like private scholarships that don't require FAFSA.

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Thank you for the professional perspective. The 2% approval rate is pretty disheartening, but I'll still try. When you say "irreconcilable breakdown," what specifically are they looking for? Is there certain language or evidence that's particularly effective?

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When documenting an "irreconcilable breakdown," financial aid offices typically look for: 1. Third-party verification (not just your statement) 2. Evidence of complete separation - no financial support, no contact, no living together 3. Documentation that shows the severity and permanence of the situation 4. Proof that reconciliation attempts have failed or are impossible Effective documentation often includes: - Detailed letters from mental health professionals who've treated you - Police reports if applicable - Court documents if applicable - Letters from community leaders who know your situation firsthand Avoid focusing on financial disagreements or your parents' unwillingness to pay. Instead, focus on why contact is impossible or dangerous.

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This is incredibly helpful, thank you. I'll focus my documentation on the complete separation and permanence of the situation rather than just their unwillingness to provide information. I appreciate your expert advice!

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One more thing to consider - check if your school offers any institutional aid that doesn't require FAFSA. Some schools have emergency funds or special scholarships for students in situations like yours. Also look into CSS Profile schools, as some have more flexibility with their institutional funds even if federal aid still requires parent info.

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That's a great suggestion! I hadn't thought about looking for aid that bypasses FAFSA entirely. I'll ask about institutional options when I talk to the financial aid office.

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I'm in a similar situation and just wanted to add - don't give up hope! While the dependency override process is tough, it's not impossible. I'd also suggest reaching out to your state's financial aid agency as they sometimes have additional resources or programs for students in difficult family situations. One thing that helped me was creating a detailed timeline of events showing the progression of the family breakdown. This helped demonstrate that it wasn't just a recent argument but a long-term deterioration. Also, if you have any documentation of previous attempts to contact your parents (like screenshots of unanswered texts or emails), keep those as evidence. The process is frustrating and feels unfair, but there are people who want to help you succeed. Start with your school's financial aid office - they deal with these situations more than you might think. Good luck!

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Thank you so much for this advice! The timeline idea is really smart - I actually do have screenshots of my unanswered texts about FAFSA and other attempts to reach out over the past few months. I never thought to organize it all chronologically to show the pattern. I'm definitely feeling more hopeful after reading everyone's suggestions here. It's nice to know I'm not the only one dealing with this and that there are people who've made it through the process successfully.

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I went through this exact same situation two years ago and it was absolutely maddening! The system really doesn't account for students who are genuinely estranged from their parents but don't fit the narrow federal criteria. Here's what worked for me: I documented EVERYTHING - every unanswered call, text, email attempt. I also got letters from my therapist, my old high school guidance counselor, and even my landlord who could verify I'd been living independently. The key was showing a pattern of long-term estrangement, not just recent conflict. My school's financial aid office was actually more helpful than I expected once I got past the initial "you need parent info" response. They walked me through the dependency override process step by step. It took about 6 weeks to process, but they approved it. One tip: when you contact your school's financial aid office, ask specifically to speak with someone about "unusual circumstances" or "dependency override requests." The front desk staff might not know the process, but there are specialists who handle these cases regularly. Also, apply to multiple schools if you can - each one evaluates these requests independently, so approval at one doesn't guarantee approval elsewhere, but it does mean you have options. Don't let this bureaucratic nightmare derail your education plans!

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This is so encouraging to hear from someone who actually got through the process successfully! Thank you for the detailed breakdown. I love the idea of asking specifically for someone who handles "unusual circumstances" - that's probably why I've been getting the runaround when I call. The 6-week timeline is also helpful to know so I can plan accordingly. I'm definitely going to start documenting everything systematically like you did. I have some of those pieces already but hadn't thought to get my landlord involved - that's brilliant since they can verify my independent living situation. Did you have to reapply for the override each year, or once it was approved did it carry through? And thank you for the reminder about applying to multiple schools - I was so focused on my first choice that I forgot each school evaluates independently.

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