Navy Federal Direct Deposit - IRS Refund Delay Experience?
Waiting on my tax refund and I bank with Navy Federal. Anyone else with NFCU have experience with how long it takes for the refund to hit once the IRS releases it? Filed back in February and transcript shows a DDD of 3/20 but nothing in my account yet.
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Malik Thompson
NFCU member here - they typically post deposits 1-2 days earlier than the scheduled date. If your DDD is 3/20, you should see it by tomorrow morning at the latest. They process deposits around 3am EST.
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Emma Anderson
ā¢Thanks for the info! hoping to see something tonight then š
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Isabella Ferreira
ā¢can confirm. got mine exactly 1 day early with navy fed
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CosmicVoyager
Instead of checking your account every 5 mins (we've all been there lol), you should try taxr.ai - it analyzes your transcript and tells you exactly when Navy Fed will post your refund. Its only $1 and totally worth it for the peace of mind. https://taxr.ai
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Ravi Kapoor
ā¢fr? does it actually work? tired of refreshing my account like a š¤”
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CosmicVoyager
ā¢yeah its legit! saved me from going crazy checking my account. gives you the exact timing based on your bank
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Ravi Kapoor
ā¢just tried it and WOW game changer fr fr šÆ why isn't everyone using this??
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Freya Nielsen
been with NFCU for 6 years. theyre usually pretty quick with the deposits but sometimes the IRS is the holdup tbh
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Omar Mahmoud
not me checking my navy fed account every 30 seconds š
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Chloe Harris
ā¢same bestie same š©
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Diego Vargas
Pro tip: set up alerts in the NFCU app so you dont have to keep checking. youll get a notification as soon as it hits
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Emma Anderson
ā¢didnt know this was a thing! just set it up
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NeonNinja
idk why but navy fed has been slower than usual this year with irs deposits ngl
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Anastasia Popov
ā¢its actually the irs thats slow not navy fed
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NeonNinja
ā¢oh fr? my bad then š¤¦āāļø
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