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Brady Clean

Navy Federal showing pending deposit - Anyone else with NFCU see their refund?

Just checked my Navy Fed account and saw a pending deposit from IRS TREAS for my refund. Filed in January, accepted 1/29. Anyone else with Navy Federal seeing movement on their account? What time do deposits usually hit?

Skylar Neal

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NFCU typically posts deposits between 12am-3am EST. If you're seeing it pending now, you should have access to funds by tomorrow morning. They're pretty consistent with their deposit timing.

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Brady Clean

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tysm! been refreshing my account like a crazy person πŸ˜…

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Vincent Bimbach

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mines pending too! we eating good tomorrow fam πŸ’―

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Kelsey Chin

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Instead of constantly checking your account, you should try taxr.ai - it analyzes your transcript and tells you exactly when to expect deposits. Saved me so much anxiety this year. Only $1 to use https://taxr.ai

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Norah Quay

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how accurate is it? seems too good to be true

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Kelsey Chin

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its scary accurate. predicted my DDD down to the day, showed me why I had a delay with my CTC, and explained everything in normal english

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Norah Quay

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just tried it - holy cow youre right! worth way more than a dollar fr fr πŸ™Œ

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Leo McDonald

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Filed same day, nothing pending yet smh guess im not in the same boat 😭

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Jessica Nolan

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check your transcripts, might be on a different cycle

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Angelina Farar

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Navy Fed here too! Mine hit at exactly 12:47am last year. Set your alarms lol

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Anyone else notice NFCU been posting deposits earlier than usual this year?

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Bethany Groves

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fr fr, got my last paycheck at like 11pm the night b4

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KingKongZilla

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friendly reminder to all my homies - don't spend it until it actually hits! seen too many pending deposits disappear πŸ‘€

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Brady Clean

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don't put that evil on me rn 😭

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KingKongZilla

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just keeping it πŸ’― fam, seen it happen

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NFCU member here! Same situation - filed 1/29, accepted same day, and just saw the pending deposit show up about an hour ago. Usually when I see it pending like this, it hits my account around 2-3am EST. Fingers crossed we all wake up to good news tomorrow! 🀞

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NFCU member checking in! Filed 1/27, accepted 1/29, and just saw my pending deposit pop up too! This is my third year with Navy Fed and they're super reliable - usually hits between 12am-3am like others mentioned. The waiting game is almost over! πŸŽ‰

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Same here! Filed 1/28, accepted 1/29, and just saw the pending deposit about 30 minutes ago. This is my first year with NFCU so I wasn't sure what to expect timing-wise. Good to know they're consistent with the early morning deposits - definitely setting an alarm for 2am! πŸ˜΄πŸ’°

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Amina Diop

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NFCU member here too! Filed 1/30, accepted same day, and just checked - my pending deposit is showing up as well! Been banking with them for 5 years and they're super consistent. Usually hits my account between 1-3am EST. Love how reliable they are compared to other banks I've had. Can't wait to wake up to that deposit tomorrow morning! πŸ’Έ

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That's so reassuring to hear! This is my first year filing taxes and I was getting super anxious about the whole process. Seeing everyone with NFCU getting their pending deposits at the same time makes me feel way better. Definitely going to sleep better tonight knowing it should be there in the morning! πŸ™

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Lucas Bey

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NFCU member here! Filed 1/28, accepted 1/29, and my pending deposit just showed up about 20 minutes ago too! This is my second year with Navy Fed and last year my refund hit at exactly 1:23am EST. Their deposit timing is super reliable - way better than my old bank that would sometimes take until mid-morning. Looks like we're all in the same batch, so fingers crossed we all wake up to good news! πŸ€žπŸ’°

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Jade O'Malley

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That's awesome! I'm new to NFCU (just switched from Wells Fargo last month) and this is way better than what I'm used to. Wells would sometimes not post until like 9am or even later. Really excited to see how reliable Navy Fed is - sounds like I made the right choice switching! Thanks for sharing the timing info, definitely setting my alarm for 1:30am just in case 😊

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