Just completed identity verification letter for 2024 tax return - how long until I get my direct deposit now?
Got my identity verification letter from the IRS yesterday for my 2024 return. I filed back in early February and was wondering why my refund was taking so long. Turns out they needed to verify my identity. Just finished completing the verification process online today. Now I'm wondering how long it will take before I see my refund hit my bank account? Anyone gone through this recently? The IRS website says up to 9 weeks but hoping it's faster than that.
42 comments

Victoria Scott
Tax professional here. The Identity Verification process (usually through Letter 5071C or similar) is a security measure the IRS implements when they suspect potential identity theft or need additional verification before processing your refund. After completing verification, the typical timeframe is 9 weeks maximum, but in reality most people see movement much sooner - often within 2-4 weeks. You can monitor progress on the Where's My Refund tool or by checking your transcript online for status updates. Specifically look for these codes on your transcript: - Code 570: This indicates a hold/freeze on your account - Code 571: This shows the hold has been released - Code 846: This is the refund issued code with the direct deposit date Keep checking WMR daily as it sometimes updates faster than the official timeframes suggest.
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Ezra Collins
AuthorThank you so much for the details! I'll keep an eye out for those codes. Would checking my transcript daily be overkill?
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Victoria Scott
Checking daily isn't overkill if it gives you peace of mind! The transcripts typically update once a week (usually Thursday night/Friday morning), so maybe start with weekly checks.
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Benjamin Johnson
I had this same issue last year and it took exactly 3 weeks from verification to deposit. hang in there!
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Zara Perez
I was in the same boat last month and was going crazy trying to figure out what was going on with my transcript. Found this tool called taxr.ai that literally interpreted all my transcript codes and told me exactly when to expect my refund. Saved me hours of googling and stressing. Highly recommend checking it out if you want to actually understand what's happening behind the scenes with your return instead of playing the guessing game with the WMR tool. https://taxr.ai
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Daniel Rogers
Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Zara Perez
It analyzes your transcript and explains all the codes in plain english. It tells you exactly whats happening, why there are delays, and when you can expect your refund based on your specific situation. Way better than the vague info IRS gives.
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Daniel Rogers
OMG I just tried this and it's AMAZING! 😭 I've been so confused about my transcript for weeks and this literally explained everything in 2 minutes. Showing me exactly what's happening and gave me an estimated date. Everyone dealing with IRS issues needs to use this!!
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Aaliyah Reed
After waiting 6 weeks with no movement after verification, I got desperate and found this app called Claimyr that got me through to an actual IRS agent within 40 minutes. The agent was able to release my refund on the spot and I got my money 3 days later. Best decision ever after wasting hours trying to call myself. If you're tired of waiting, try claimyr.com - so worth it to actually talk to a human who can help.
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Ella Russell
Does this actually work? I've been trying to get through to IRS for weeks 😩
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Aaliyah Reed
100% works. They basically navigate the phone tree for you and when they get a rep, they call you and connect you. I had tried calling myself like 20 times and never got through.
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Mohammed Khan
This sounds too good to be true. Whats the catch?
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Aaliyah Reed
No catch really. They charge a fee but considering I got my $3,400 refund unstuck after one call, it was the best money I ever spent. I was about to lose my mind with the waiting.
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Gavin King
I can vouch for this too! Used it last week after my return was stuck for 3 months. The IRS agent fixed something on my account during the call and my refund was deposited yesterday! 🙌
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Nathan Kim
I completed my verification back in April and I'm STILL waiting. Called three times and got different answers each time. Last agent said there's a "random review" now. The IRS is a clown show tbh. 🤡
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Eleanor Foster
Different for everyone. My brother verified his identity and got the money 8 days later. I verified and waited 7 weeks. There's literally no rhyme or reason to how they process these things.
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Ezra Collins
AuthorThat's frustrating... did you do anything special to get it moving or just waited it out?
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Eleanor Foster
just waited. calling doesnt help. they just say "keep waiting" lol
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Lucas Turner
Here's my timeline from last year for referance: - Filed Feb 10 - Got verification letter March 5 - Completed verification March 8 - Transcript updated with 571 code (release) March 29 - 846 code (refund) appeared April 4 - Money in account April 9 So for me it was about 4.5 weeks from verification to money. Hope that helps give you an idea.
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Ezra Collins
AuthorThanks for sharing the timeline! That's actually really helpful to see the whole process laid out.
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Kai Rivera
The real question is why does the IRS need to verify identiy for ppl who have filed the exact same way for the past decade?? Its like they WANT to delay giving us our money. Smh
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Anna Stewart
Because identity theft with tax returns has skyrocketed. My neighbor had someone file a fake return in her name last year. Its annoying but necessary
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Kai Rivera
fair point I guess. still annoying af
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Layla Sanders
After you verify, check your transcript for transaction codes 570 and 571. When you see 571, your return is moving again. Then look for 846 with a date - that'll be your deposit date.
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Morgan Washington
I used https://taxr.ai to understand my transcript after verification and it was literally a game changer. Their system explained exactly what was happening and estimated my refund date almost to the day. No more guessing what all those random codes mean.
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Kaylee Cook
another ad? 🙄
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Morgan Washington
Not an ad dude. Just trying to help. I spent weeks trying to figure out my transcript before finding this. If you want to keep struggling on your own go ahead lol
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Oliver Alexander
I actually just tried this and it's legit. My transcript has been confusing the hell out of me and this explained what every code means and why my refund is delayed. Worth it.
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Lara Woods
waited 12 weeks after verification last year. hoping your wait is shorter!
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Adrian Hughes
Quick update - just got through to an IRS agent using Claimyr and they said my ID verification was successfully processed but there was another small issue that was holding things up. They fixed it immediately and said I should see my refund in 7-10 days! Never would have known without actually talking to someone. If you're stuck, definitely worth getting an agent on the phone.
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Ezra Collins
AuthorWow that's great to hear! Maybe I should try that too instead of just waiting around. Was it hard to use?
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Adrian Hughes
Super easy. Just put in your phone number and they call you when they get an agent. I was shocked how quick it was after trying to call myself for days.
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Molly Chambers
they make us wait months for our own money and then charge us interest when were late paying them. make it make sense 🤦♀️
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Ian Armstrong
THIS!!! 💯💯💯
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Eli Butler
Made an account just to share - I verified my identity on May 2nd and got my refund on May 15th. So 13 days total. Seems like they're getting faster with these compared to last year.
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Liam Fitzgerald
I went through this exact same process last month! Filed in January, got the identity verification letter in March, completed it online the same day I received it. The whole thing was actually pretty straightforward - just had to verify some personal info and answer questions about my tax history. My timeline was: - Completed verification: March 15th - Transcript showed code 571 (hold released): March 28th - Code 846 appeared with refund date: April 3rd - Money hit my account: April 8th So about 3.5 weeks total from verification to deposit. Way faster than the 9 weeks they quote! The key is definitely monitoring your transcript like others mentioned. The Where's My Refund tool was pretty useless and barely updated, but the transcript codes tell the real story. Keep checking every few days and you should see movement soon. The waiting is the worst part but once it starts moving it goes pretty quick. Good luck!
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Daniel Washington
Just wanted to jump in here as someone who's been through this process twice now (2022 and 2024 returns). The identity verification thing is definitely nerve-wracking at first, but it's become pretty standard due to all the fraud they've been dealing with. My experience from this year: completed verification on March 12th, saw code 571 on my transcript March 29th, and got my refund deposited April 5th. So right around 3.5 weeks total, which seems to be the sweet spot most people are hitting. One thing I'll add that I haven't seen mentioned yet - make sure you keep a record of when you completed the verification. Sometimes there can be glitches in their system and having that date handy is useful if you need to call later. Also, if you used the online ID.me verification (which most people do now), you should have gotten a confirmation email that you can reference. The transcript checking on Fridays is spot on advice. I got into that routine and it saved my sanity vs constantly refreshing WMR which basically never updates during this process. You're probably looking at 2-4 weeks max based on what everyone else is reporting. Hang in there!
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Hattie Carson
Really appreciate you sharing your experience from going through this twice! That's actually really smart advice about keeping records of the verification completion date and the ID.me confirmation email - I wouldn't have thought of that but it makes total sense in case there are any system issues later. It's so reassuring to see yet another timeline in that 3-4 week range. I'm definitely going to stick to the Friday transcript checking routine everyone's mentioned. Thanks for the detailed breakdown and encouragement!
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Zadie Patel
Just went through this exact same situation! I completed my identity verification about 3 weeks ago and just got my refund deposited yesterday. Here's what helped me stay sane during the waiting period: 1. Stop checking Where's My Refund - it's basically useless during ID verification. It'll just say "being processed" the whole time. 2. Focus on your transcript instead. Check it on Friday mornings when they typically update. Look for code 571 (freeze released) followed by code 846 (refund issued with date). 3. The 9-week timeframe is a worst-case scenario. Most people I've talked to got their money within 3-4 weeks after completing verification. 4. Keep your ID.me confirmation email handy in case you need to reference it later. The hardest part is definitely the waiting, but based on all the timelines people are sharing here, you should see movement on your transcript within the next week or two. Once that 571 code appears, your refund typically follows pretty quickly. You're almost there! 🤞
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CosmicCruiser
This is such great advice, especially about stopping the obsessive WMR checking! I've been guilty of refreshing it multiple times a day and it's just driving me crazy seeing the same "being processed" message. Your timeline gives me so much hope - 3 weeks from verification to deposit is way better than I was expecting. I'm definitely going to switch to the Friday transcript checking routine and try to be more patient. It's so helpful hearing from someone who literally just went through this exact process! Congrats on getting your refund finally! 🎉
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Caleb Stone
I'm currently in the exact same boat! Just completed my identity verification this morning after getting the letter yesterday. It's such a relief to see all these recent timelines showing 3-4 weeks instead of the scary 9 weeks they mention. Based on everyone's advice here, I'm going to: 1. Stop obsessing over Where's My Refund (guilty as charged 😅) 2. Check my transcript on Friday mornings for codes 571 and 846 3. Keep my ID.me confirmation email saved just in case It's honestly so reassuring to see this community sharing real experiences and timelines. The waiting game is brutal when it's your money sitting in limbo, but hearing from people who literally just went through this exact process makes me feel way more optimistic. Thanks to everyone who shared their timelines - it's giving me hope that I'll see my refund in the next few weeks rather than months! 🤞
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KingKongZilla
Welcome to the waiting club! 😅 Just went through this myself a few weeks ago and can confirm that following the Friday transcript checking routine really helps keep your sanity. The ID.me confirmation email tip is clutch too - I had to reference mine when I called later just to double-check everything went through properly. Sounds like you're already way ahead of the game with your plan. The community here has been super helpful with realistic timelines vs the doom and gloom 9-week estimate they throw around. Fingers crossed you see that 571 code pop up in the next couple weeks! 🤞
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