< Back to IRS

Ezra Collins

Just completed identity verification letter for 2024 tax return - how long until I get my direct deposit now?

Got my identity verification letter from the IRS yesterday for my 2024 return. I filed back in early February and was wondering why my refund was taking so long. Turns out they needed to verify my identity. Just finished completing the verification process online today. Now I'm wondering how long it will take before I see my refund hit my bank account? Anyone gone through this recently? The IRS website says up to 9 weeks but hoping it's faster than that.

Tax professional here. The Identity Verification process (usually through Letter 5071C or similar) is a security measure the IRS implements when they suspect potential identity theft or need additional verification before processing your refund. After completing verification, the typical timeframe is 9 weeks maximum, but in reality most people see movement much sooner - often within 2-4 weeks. You can monitor progress on the Where's My Refund tool or by checking your transcript online for status updates. Specifically look for these codes on your transcript: - Code 570: This indicates a hold/freeze on your account - Code 571: This shows the hold has been released - Code 846: This is the refund issued code with the direct deposit date Keep checking WMR daily as it sometimes updates faster than the official timeframes suggest.

0 coins

Thank you so much for the details! I'll keep an eye out for those codes. Would checking my transcript daily be overkill?

0 coins

Checking daily isn't overkill if it gives you peace of mind! The transcripts typically update once a week (usually Thursday night/Friday morning), so maybe start with weekly checks.

0 coins

I had this same issue last year and it took exactly 3 weeks from verification to deposit. hang in there!

0 coins

I was in the same boat last month and was going crazy trying to figure out what was going on with my transcript. Found this tool called taxr.ai that literally interpreted all my transcript codes and told me exactly when to expect my refund. Saved me hours of googling and stressing. Highly recommend checking it out if you want to actually understand what's happening behind the scenes with your return instead of playing the guessing game with the WMR tool. https://taxr.ai

0 coins

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

0 coins

It analyzes your transcript and explains all the codes in plain english. It tells you exactly whats happening, why there are delays, and when you can expect your refund based on your specific situation. Way better than the vague info IRS gives.

0 coins

OMG I just tried this and it's AMAZING! 😭 I've been so confused about my transcript for weeks and this literally explained everything in 2 minutes. Showing me exactly what's happening and gave me an estimated date. Everyone dealing with IRS issues needs to use this!!

0 coins

After waiting 6 weeks with no movement after verification, I got desperate and found this app called Claimyr that got me through to an actual IRS agent within 40 minutes. The agent was able to release my refund on the spot and I got my money 3 days later. Best decision ever after wasting hours trying to call myself. If you're tired of waiting, try claimyr.com - so worth it to actually talk to a human who can help.

0 coins

Does this actually work? I've been trying to get through to IRS for weeks 😩

0 coins

100% works. They basically navigate the phone tree for you and when they get a rep, they call you and connect you. I had tried calling myself like 20 times and never got through.

0 coins

This sounds too good to be true. Whats the catch?

0 coins

No catch really. They charge a fee but considering I got my $3,400 refund unstuck after one call, it was the best money I ever spent. I was about to lose my mind with the waiting.

0 coins

I can vouch for this too! Used it last week after my return was stuck for 3 months. The IRS agent fixed something on my account during the call and my refund was deposited yesterday! 🙌

0 coins

I completed my verification back in April and I'm STILL waiting. Called three times and got different answers each time. Last agent said there's a "random review" now. The IRS is a clown show tbh. 🤡

0 coins

Different for everyone. My brother verified his identity and got the money 8 days later. I verified and waited 7 weeks. There's literally no rhyme or reason to how they process these things.

0 coins

That's frustrating... did you do anything special to get it moving or just waited it out?

0 coins

just waited. calling doesnt help. they just say "keep waiting" lol

0 coins

Here's my timeline from last year for referance: - Filed Feb 10 - Got verification letter March 5 - Completed verification March 8 - Transcript updated with 571 code (release) March 29 - 846 code (refund) appeared April 4 - Money in account April 9 So for me it was about 4.5 weeks from verification to money. Hope that helps give you an idea.

0 coins

Thanks for sharing the timeline! That's actually really helpful to see the whole process laid out.

0 coins

The real question is why does the IRS need to verify identiy for ppl who have filed the exact same way for the past decade?? Its like they WANT to delay giving us our money. Smh

0 coins

Because identity theft with tax returns has skyrocketed. My neighbor had someone file a fake return in her name last year. Its annoying but necessary

0 coins

fair point I guess. still annoying af

0 coins

After you verify, check your transcript for transaction codes 570 and 571. When you see 571, your return is moving again. Then look for 846 with a date - that'll be your deposit date.

0 coins

I used https://taxr.ai to understand my transcript after verification and it was literally a game changer. Their system explained exactly what was happening and estimated my refund date almost to the day. No more guessing what all those random codes mean.

0 coins

another ad? 🙄

0 coins

Not an ad dude. Just trying to help. I spent weeks trying to figure out my transcript before finding this. If you want to keep struggling on your own go ahead lol

0 coins

I actually just tried this and it's legit. My transcript has been confusing the hell out of me and this explained what every code means and why my refund is delayed. Worth it.

0 coins

waited 12 weeks after verification last year. hoping your wait is shorter!

0 coins

Quick update - just got through to an IRS agent using Claimyr and they said my ID verification was successfully processed but there was another small issue that was holding things up. They fixed it immediately and said I should see my refund in 7-10 days! Never would have known without actually talking to someone. If you're stuck, definitely worth getting an agent on the phone.

0 coins

Wow that's great to hear! Maybe I should try that too instead of just waiting around. Was it hard to use?

0 coins

Super easy. Just put in your phone number and they call you when they get an agent. I was shocked how quick it was after trying to call myself for days.

0 coins

they make us wait months for our own money and then charge us interest when were late paying them. make it make sense 🤦‍♀️

0 coins

THIS!!! 💯💯💯

0 coins

Made an account just to share - I verified my identity on May 2nd and got my refund on May 15th. So 13 days total. Seems like they're getting faster with these compared to last year.

0 coins

I went through this exact same process last month! Filed in January, got the identity verification letter in March, completed it online the same day I received it. The whole thing was actually pretty straightforward - just had to verify some personal info and answer questions about my tax history. My timeline was: - Completed verification: March 15th - Transcript showed code 571 (hold released): March 28th - Code 846 appeared with refund date: April 3rd - Money hit my account: April 8th So about 3.5 weeks total from verification to deposit. Way faster than the 9 weeks they quote! The key is definitely monitoring your transcript like others mentioned. The Where's My Refund tool was pretty useless and barely updated, but the transcript codes tell the real story. Keep checking every few days and you should see movement soon. The waiting is the worst part but once it starts moving it goes pretty quick. Good luck!

0 coins

This is super helpful! I'm glad to hear someone else had a similar timeline and it went faster than expected. Did you notice any specific pattern to when the transcript codes updated? Like did they tend to update on certain days of the week? I'm trying to figure out the best times to check so I don't drive myself crazy refreshing constantly.

0 coins

From what I noticed, the transcript updates typically happen overnight Thursday into Friday morning. So Friday is usually the best day to check for new codes. I got into the habit of checking first thing Friday mornings and that's when I saw both my 571 and 846 codes appear. Checking more than once a week is probably overkill since they seem to batch update weekly, but I totally get the temptation to refresh constantly when you're waiting for your money!

0 coins

Just went through identity verification myself about 6 weeks ago and wanted to share my experience! I was freaking out when I first got the letter because I thought something was wrong with my return, but it turns out it's actually pretty routine now. My timeline was similar to what others have shared: - Got verification letter: January 28th - Completed online verification: January 30th - Code 571 appeared on transcript: February 14th - Code 846 with refund date: February 19th - Direct deposit hit: February 24th So about 3.5 weeks total, which was way better than the 9 weeks they initially quoted me. The online verification process was actually pretty smooth - just had to confirm some basic info and answer a few questions about previous tax years. My advice: definitely check your transcript weekly on Fridays like others mentioned, and don't stress too much about the WMR tool since it barely updates. Once you see that 571 code, you know things are moving again. The hardest part is just the waiting, but most people seem to get their refunds within 2-4 weeks after verification. You should be seeing movement soon!

0 coins

Thanks for sharing your timeline! It's really reassuring to see so many people getting their refunds within 3-4 weeks rather than the full 9 weeks. I just completed my verification today so hopefully I'll see similar timing. Did you notice any difference in how the WMR tool behaved after verification compared to before? Mine still just says "being processed" which is pretty unhelpful, but I'm wondering if it at least changes once the codes start updating on the transcript.

0 coins

I went through identity verification for my 2023 return and can share some insights! The WMR tool is honestly pretty useless during this whole process - it'll just keep saying "being processed" even after you complete verification. Don't rely on it for updates. The real key is monitoring your transcript for these specific codes: - Code 570: Account freeze (what triggers the ID verification) - Code 971: Notice issued (when they send the verification letter) - Code 571: Account freeze released (this is what you want to see!) - Code 846: Refund issued with your deposit date Most people I know got their refunds 2-4 weeks after completing verification, despite the 9-week warning. The IRS seems to be processing these much faster lately. Just be patient and check your transcript weekly - Friday mornings are when updates typically appear. Once you see that 571 code, you'll know you're in the clear and your refund should follow within days! Keep your chin up - the waiting is brutal but you're almost there! 💪

0 coins

This is exactly what I needed to hear! I've been checking WMR obsessively and getting frustrated that it never changes. I'll focus on the transcript codes instead - sounds like that's where the real action happens. Really appreciate you breaking down what each code means too. I'm feeling much more optimistic about getting this resolved in the next few weeks rather than waiting the full 9 weeks they quoted me. Thanks for the encouragement! 🙏

0 coins

Just wanted to jump in here as someone who's been through this process twice now (2022 and 2024 returns). The identity verification thing is definitely nerve-wracking at first, but it's become pretty standard due to all the fraud they've been dealing with. My experience from this year: completed verification on March 12th, saw code 571 on my transcript March 29th, and got my refund deposited April 5th. So right around 3.5 weeks total, which seems to be the sweet spot most people are hitting. One thing I'll add that I haven't seen mentioned yet - make sure you keep a record of when you completed the verification. Sometimes there can be glitches in their system and having that date handy is useful if you need to call later. Also, if you used the online ID.me verification (which most people do now), you should have gotten a confirmation email that you can reference. The transcript checking on Fridays is spot on advice. I got into that routine and it saved my sanity vs constantly refreshing WMR which basically never updates during this process. You're probably looking at 2-4 weeks max based on what everyone else is reporting. Hang in there!

0 coins

Really appreciate you sharing your experience from going through this twice! That's actually really smart advice about keeping records of the verification completion date and the ID.me confirmation email - I wouldn't have thought of that but it makes total sense in case there are any system issues later. It's so reassuring to see yet another timeline in that 3-4 week range. I'm definitely going to stick to the Friday transcript checking routine everyone's mentioned. Thanks for the detailed breakdown and encouragement!

0 coins

Just went through this exact same situation! I completed my identity verification about 3 weeks ago and just got my refund deposited yesterday. Here's what helped me stay sane during the waiting period: 1. Stop checking Where's My Refund - it's basically useless during ID verification. It'll just say "being processed" the whole time. 2. Focus on your transcript instead. Check it on Friday mornings when they typically update. Look for code 571 (freeze released) followed by code 846 (refund issued with date). 3. The 9-week timeframe is a worst-case scenario. Most people I've talked to got their money within 3-4 weeks after completing verification. 4. Keep your ID.me confirmation email handy in case you need to reference it later. The hardest part is definitely the waiting, but based on all the timelines people are sharing here, you should see movement on your transcript within the next week or two. Once that 571 code appears, your refund typically follows pretty quickly. You're almost there! 🤞

0 coins

This is such great advice, especially about stopping the obsessive WMR checking! I've been guilty of refreshing it multiple times a day and it's just driving me crazy seeing the same "being processed" message. Your timeline gives me so much hope - 3 weeks from verification to deposit is way better than I was expecting. I'm definitely going to switch to the Friday transcript checking routine and try to be more patient. It's so helpful hearing from someone who literally just went through this exact process! Congrats on getting your refund finally! 🎉

0 coins

IRS AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today