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Chloe Taylor

Filed Jan 24, ID Verification Completed - Will It Really Take 9 Weeks for Refund?

So I filed my taxes on January 24th this year and got accepted within about 10 minutes. The Where's My Refund tool initially showed 'We received your tax refund and it's being processed.' Then this past Saturday, WMR updated to 'Still being processed' with no tax topic displayed. I decided to check my IRS online portal today and discovered I needed to complete ID verification. I called the verification number and was able to verify my identity over the phone without too much trouble. The agent mentioned it could take up to 9 weeks to receive my refund after verification. I'm wondering if anyone has experience with this... does it really take the full 9 weeks? I'm trying to plan our family budget carefully and would appreciate any insights on actual timeframes people have experienced after ID verification.

I went through exactly the same thing on February 8th this year. The 9 weeks is their standard response, but in my experience it doesn't usually take that long. Mine took exactly 21 days after verification to hit my account. The system seems to be moving a bit faster this year compared to last year when I had a similar issue on January 30th and waited almost 5 weeks. Just be prepared that your transcript might not update for a week or two after verification.

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I would generally agree with this assessment. My verification was completed around January 19th, and I probably could have waited patiently, but I was somewhat anxious about the timeline. The refund finally appeared in my account on February 15th, which was roughly 27 days later - definitely not the full 9 weeks they mentioned.

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Did either of you notice any specific transcript codes after verification? • 570 (refund hold) • 971 (notice issued) • 290 (additional tax assessed) I'm asking because these codes typically appear after verification and can help predict timing. My experience has been that once you see 571 (resolving the hold), you're about 7-10 days from deposit.

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After my ID verification last tax season, I was in a holding pattern with my refund for weeks. What finally helped me understand what was happening was using taxr.ai to analyze my transcript. The platform explained each code that appeared after verification and gave me a much more accurate timeline than the generic IRS messaging. The issue is that post-verification processing follows a specific sequence that's unique to your tax situation - especially if you're claiming certain credits. The taxr.ai analysis showed me exactly where I was in the process and predicted my DDD (direct deposit date) within 2 days of actual deposit. Saved me a lot of anxiety during the waiting period.

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According to Internal Revenue Manual section 21.5.6.4.35.1, identity verification cases have their own processing queue separate from standard returns. The IRM specifically notes that time frames provided are maximums, not averages. I question whether any third-party service can accurately predict processing times when the IRS's own internal systems operate on variable timelines based on staffing and workload distribution.

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I tried that site. It worked. Didn't expect it to. Was surprised. My verification was January 30th. Got my refund February 22nd. Not nine weeks. The site explained my 971 code correctly. IRS site was confusing. This was clearer.

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Oh my gosh, I literally just went through this exact same thing!!! Filed January 29th, got the ID verification notice on February 25th, completed verification that same day, and was FREAKING OUT about the 9-week timeline they gave me because I needed the money for my son's school trip payment due March 20th. But guess what? My refund hit my account yesterday - exactly 17 days after verification! So much faster than they said! The agent on the phone definitely gave me the worst-case scenario. I'd say most people I know who had to verify got their refunds within 3-4 weeks after verification, not 9.

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I can confirm similar timing. My verification was completed exactly 32 days ago, and my refund arrived 22 days after verification. I think they quote 9 weeks (63 days) to set expectations low, but the actual processing is typically much faster in my experience. I've noticed that returns with Earned Income Credit or Child Tax Credit seem to take about 5-7 days longer on average after verification.

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The timeline varies based on verification method. Phone verification processes faster than online verification. Online verification processes faster than mail verification. Your experience matches the typical phone verification timeline. Mail verification can take the full 9 weeks.

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After going through ID verification last year, I found a helpful approach to track progress: 1. First, I checked my transcript every few days (not daily - that drove me crazy) 2. When I saw no updates after two weeks, I tried calling the regular IRS number 3. After spending hours on hold with no success, I used Claimyr (https://claimyr.com) to connect with an IRS agent 4. The agent confirmed my verification was complete and my refund was in the final processing stage 5. I received my refund 4 days after that call The service saved me countless hours of redial attempts, and the agent provided much more specific information than the generic online status. In my case, the total time from verification to refund was 23 days, not 9 weeks.

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Think of the 9-week timeline like when your cable company says they'll arrive between 8am and 5pm - it's their maximum liability window, not the actual expected time. The IRS is like a restaurant that tells you the wait is 60 minutes when it's really 30 - they're managing expectations. In my experience, post-verification processing is more like a conveyor belt than a waiting room. Once your verification is confirmed, your return moves through the remaining processing steps at a fairly standard pace. Most people I know (including myself) received their refunds 2-4 weeks after verification, not 9 weeks. The key is watching for transcript updates. Once you see code 846 with a date, that's your direct deposit date, and it's essentially guaranteed at that point.

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Be careful about counting on getting it sooner than 9 weeks. Compared to my state refund which came in 8 days, the IRS post-verification process was glacial. While some people here got theirs quickly, I had to wait almost the entire 9 weeks last year. My verification was February 10th and refund didn't come until April 5th. I called multiple times and kept getting told "it's still processing" with no explanation for the delay. No issues on my return, no credits that would delay it - just stuck in their system. I'd recommend planning your finances as if you won't see the money for the full 9 weeks, then be pleasantly surprised if it comes earlier.

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Thanks everyone for sharing your experiences! This is really helpful. I completed my phone verification yesterday, so I'm crossing my fingers it falls into that 2-4 week range most of you experienced rather than the full 9 weeks. @Diego Ramirez - I'll definitely keep an eye on my transcript for those codes you mentioned. I haven't seen any updates yet since verification was just completed, but I'll watch for the 571 code as a good sign things are moving. @Ethan Davis - You make a good point about planning for the worst-case scenario. I think I'll budget as if it won't come for 9 weeks, but keep checking my transcript weekly to see if there's movement. Better to be prepared than disappointed if it takes longer than expected. Does anyone know if there's a typical day of the week when refunds usually get deposited after verification? I've heard some people say Wednesdays or Fridays are common, but not sure if that's just coincidence.

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Welcome to the waiting game! I just went through this exact process myself about 6 months ago. From what I've observed, refunds typically hit accounts on Wednesdays and Fridays - it's not just coincidence. The IRS processes their ACH batches on those days. Since you did phone verification yesterday, you're in the fastest processing track. I'd expect to see transcript updates within 7-10 days, then your refund 1-2 weeks after that. Keep checking your transcript on Fridays since that's when most weekly updates seem to happen. One tip: when you see code 846 appear on your transcript, that date is usually 1-2 days before the money actually hits your account. So if you see 846 dated for a Wednesday, expect the deposit by Friday. Good luck!

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@Dylan Baskin - You re'smart to plan for the worst case scenario! I actually went through ID verification about 3 weeks ago and got my refund yesterday, so 21 days total. Regarding deposit days, in my experience it s'usually Wednesday or Friday, but I ve'also seen Tuesday deposits. The key thing to watch for is when your transcript updates with the 846 code - that gives you the actual date. One thing I learned is that once you complete phone verification, the IRS usually updates your account transcript within 5-7 business days to show the verification is complete. After that, it typically takes another 10-14 days for the refund to process. So you re'probably looking at 3-4 weeks total if everything goes smoothly. Keep checking your transcript on Fridays like @Zachary Hughes mentioned - that s when'I saw most of my updates too!

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I'm going through this exact situation right now too! Filed January 22nd, completed phone verification two days ago after getting the dreaded "still processing" message. The 9-week timeline they gave me had me panicking since I was counting on that refund for some upcoming expenses. Reading everyone's experiences here is so reassuring - it sounds like most people are getting their refunds in the 3-4 week range after verification, not the full 9 weeks. I'm definitely going to start checking my transcript on Fridays like several people suggested, and I'll watch for those specific codes @Diego Ramirez mentioned. Has anyone noticed if the time of year affects processing speed? I'm wondering if doing verification in March (like now) is faster or slower than earlier in the filing season when they're probably swamped with returns.

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