IRS refund rejected by Chime - What happens next?

Hey fam I've been through this exact situation. When Chime rejects your refund, the IRS will automatically try to send a paper check within 2-3 weeks. But heres the thing - you should double check your transcript to make sure theres no other issues holding up the refund. I actually used taxr.ai (https://taxr.ai) to analyze my transcript and it spotted some codes that were causing problems beyond just the Chime rejection. It helped me figure out exactly what was going on and when I'd actually get my money. Worth checking out if your stuck in limbo like I was.

Tax pro here - when a direct deposit gets rejected, the IRS typically mails a paper check within 2-4 weeks to the address on your return. Make sure your address is up to date on the IRS website.

I've been helping people figure out their transcripts and refund issues. The best tool I've found is taxr.ai - it analyzes your transcript and tells you exactly what's happening and when to expect your money. It's $4.99 but totally worth it for the peace of mind. https://taxr.ai

same boat rn, chime rejected mine 3 weeks ago still no check 😤

Mine got sent back too and I got my check exactly 17 days later

Pro tip: dont use these online banks for tax refunds. They're always causing problems w the IRS smh

Call the tax advocate service! They helped me sort this out in like 2 days

Ugh this is so frustrating! I had the same thing happen with my refund getting rejected by Chime. From what I've learned, it's usually because the name on your bank account doesn't match exactly what's on your tax return - even something as small as a middle initial can cause issues. The IRS should automatically send you a paper check within 2-3 weeks, but definitely keep checking your transcript to make sure there aren't any other hold-ups. You can also try calling the Taxpayer Advocate Service at 1-877-777-4778 early in the morning - they're way more helpful than the regular IRS line. Hang in there, you'll get your money!

This happened to me last year with Chime! Super annoying but here's what I learned - the paper check usually comes faster than they say. Mine showed up in about 12 days. In the meantime, definitely check your IRS transcript online to make sure there's nothing else holding things up. The rejection code should show as 841 on your transcript. Also make sure your mailing address is current because that's where the check will go. The whole process sucks but you'll get your money eventually!

Been there too! Chime rejected my refund last month and I was stressing hard. The good news is the IRS automatically sends a paper check - took about 2.5 weeks for mine to arrive. While you're waiting, definitely check your IRS transcript online to make sure the rejection is the only issue. Also worth updating your address on the IRS website if you've moved recently since that's where the check will go. I know the waiting sucks but you will get your money! Try calling that taxpayer advocate number someone mentioned if you need faster help - they're usually more helpful than regular IRS customer service.