IRS Transcript shows DD for today but nothing in bank - what's happening?
My transcript is showing a direct deposit date for today but I checked my bank account and theres nothing there. I keep refreshing my bank app every 5 minutes but still nothing. Anyone know what this means or how long it might take? Starting to get worried.
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Keisha Jackson
This is actually pretty normal. The direct deposit date shown on your transcript is when the IRS releases the funds, but it typically takes 1-3 business days for your bank to process it. Some banks post faster than others, and it also depends on what time the IRS initiated the transfer.
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StarGazer101
•omg thank you! was starting to freak out ngl 😅
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Paolo Romano
•fr my credit union always takes forever to post 🙄
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Amina Diop
Hey there! I actually just learned about this tool called taxr.ai that can analyze your transcript and tell you exactly when to expect the money in your account based on your bank. Its only $1 and saved me so much anxiety. Check it out: https://taxr.ai
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Oliver Schmidt
•Does this actually work? Sounds too good to be true
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Amina Diop
•Yes! It saved me hours of googling and stressing. It even caught some issues I didn't know about
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Oliver Schmidt
•Just tried it and WOW! Finally know exactly whats going on with my refund. Best dollar I ever spent fr fr 💯
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Natasha Volkov
Im in the same boat bestie. Day 3 of waiting after my DD date 😫
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Javier Torres
wat bank do u have? some are faster then others
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StarGazer101
•Wells Fargo
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Javier Torres
•they usually post by end of day on DD date
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Emma Wilson
clown show fr fr 🤡 irs needs to get it together
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QuantumLeap
•facts. system is broken af
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Malik Johnson
Pro tip: stop checking every 5 mins, ur just gonna drive urself crazy. Set up bank notifications and go touch some grass 🌱
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StarGazer101
•easier said than done lol but ur right
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